Marriott-lodge consultancy

Marriott-lodge consultancy Wills, Trusts, POA Northumberland

26/10/2024

At 77 years old and after a recent heart attack I have decided to retire.

I am closing down the Marriott-Lodge Consultancy with effect from the first of January 2025.

I would like to thank my Clients for their support over the past 34 years that I have been in business.

If anyone needs help with regard to Wills, Trusts POA etc I would advise contacting my Solicitor Sam Palin in Amble

Peter

I thought it might be worthwhile correcting a couple of misconceptions concerning estates and inheritance. First misconc...
08/12/2021

I thought it might be worthwhile correcting a couple of misconceptions concerning estates and inheritance.
First misconception, In England there is no such thing as a common law wife or husband. So if you and your partner do not have any form of a legal document tying your estates together i.e. a marriage certificate, then there is no automatic transfer of an estate in the event of death. No matter how long you have been together. In other words, your Partner will not automatically inherit from you. If, like many people you were previously married and you are separated but never went through the formality of a divorce involving a decree absolute, then sadly your ex-spouse is still your next-of-kin and yes, he or she will inherit your estate.
If you have children from your previous marriage below the age of majority (18 years) they cannot inherit directly and the courts will appoint a guardian for the children and yes again, it will probably be their mother, even if you are divorced. This will be because as you are not married to your current Partner; your children are your next of Kin and yes again, your ex-spouse as their appointed Guardian will also have access to your estate on their behalf. You might say ‘that’s ok because I am happily married and if I die it will all go to my wife anyway so I don’t need a Will. Wrong again. Testacy law states that if you are married with no Will (die intestate ) your wife/husband will get £250,000 and the rest goes into trust for her/him and your children. (a life interest)
The only way to guarantee your estate goes where you want it to go is by writing a Will. But it must be a good Will and not an off-the-shelf document as that could be worse than no Will at all.
Second misconception, Is to do with property. Many people have thought it a good idea to put their house in the name of their children. It would appear to make sense, ‘we are not going to move again, when we die it is all going to the kids and it will stop the local authority taking it if we have to go into care’. Although this would appear to be a sensible approach and sadly I have to say I have come across a number of Clients where this has been done on professional advice. It is a big mistake. Under such an arrangement the only rights you have are those of a normal residential tenant. If one or more of your children are married and were to divorce, your house will form part of a divorce settlement as one of their assets and may have to be sold. Or if one of your children is declared bankrupt the bank can take the property as part of your child’s assets. Worse still, if one of your children were to die, their share of your house will be transferred to their spouse and if she re-marries? I leave you to work that bit out for yourself! If none of this happens and you and your spouse die and the children decide to sell your house they will face a very large capital gains tax bill as they will have sold their share in a second property.
The only safe way to transfer the property to the children is via a Trust which gives you protection and the right to stay in your property. In other words no one can put you out of your home or force it’s sale.
If I have given you something to think about and you would like to discuss it please give me a call on 07771905936 or email me on [email protected]. Also a video call on messenger or WhatsApp. I can discuss your situation and take an instruction from you without having to meet in person. Peter Marriott-Lodge BEM MSWW
The Marriott-Lodge consultancy, Specialist Will, POA and Trust Writer Please share this with your friends

08/11/2021

I have often made reference to a bad Will being worse than no Will at all. This is because if you do not have a Will, you know you need one but if you have a bad Will, you won't know it is bad. When it becomes apparent that it is bad, it's too late for you to do anything about it as you are dead.

I have come across a number of what I consider to be bad Wills. For example, "I appoint my son Bill and my son Ben as my executors to act jointly." That would appear to be ok except that if one of them dies or cannot act, the Will will fail because the other son cannot act alone he can only act jointly with his brother.

Another common mistake is " I leave my estate equally to my children Bill and Ben". Again that would appear to be OK except, if Bill dies leaving children then the whole residue estate will go to Ben as the sole surviving beneficiary and nothing to the children of Bill.

25/11/2020

FREE WILL REVIEWING SERVICE

If you have a Will in place, when was the last time you looked at it or had it professionally reviewed?

The answer is probably never. That is because once you have a Will in place you forget about and consider it has been taken care of.

Things can change, not just your own circumstances but also intestacy law and your Will may not accurately reflect these changes.

MARRIOTT-LODGE CONSULTANCY are specialists in the field of Intestacy and have been for over 30 years. located locally near Alnwick they are offering a completely free Will reviewing service with no obligation on your part.

To make use of this service simply contact Peter Marriott-Lodge on [email protected] or ring/text on 07771905936. then email your Will to him. He will review the provision, give his opinion and email the results back to you. Free of charge with no obligation whatsoever

07/10/2020

Common sense. My little dog has common sense. He chased a wasp in the garden, tried to eat it and it stung him. He no longer chases wasps.
So why is it that a small percentage of the people in this country appear to have less sense in general than my little dog and continue to ignore the rules regarding Coronavirus?
It has killed tens of thousands of people and ruined the lives of hundreds of thousands more.
How many victims of this appalling pandemic died without writing a Will or had the opportunity to put their affairs in order as they would have wanted?
We currently live in a time when the normal rules concerning mortality no longer apply. There is a killer out there just waiting for the moment that someone drops their guard, and it will strike. But unlike any other killer, this one is quiet and the victim does not even know they have been attacked until days later.
What is even worse is that this killer is being ferried around by its victim looking for more chances to attack.

If you have not done so already, please put in place a Will but not one of these "off the peg" ones currently being offered via social media. Give me a call on 07771905936 or email me [email protected]

If the actions of an idiot results in you being a victim, don't leave the future of your family to chance!

07/10/2020

Common sense. My little dog has common sense. He chased a wasp in the garden, tried to eat it and it stung him. He no longer chases wasps.
So why is it that a small percentage of the people in this country appear to have less sense in general than my little dog and continue to ignore the rules regarding Coronavirus?
It has killed tens of thousands of people and ruined the lives of hundreds of thousands more.
How many victims of this appalling pandemic died without writing a Will or had the opportunity to put there affairs in order as they would have wanted?
We currently live in a time when the normal rules concerning mortality no longer apply. There is a killer out there just waiting for the moment that someone drops their guard, and it will strike. But unlike any other killer, this one is quiet and the victim does not even know they have been attacked until days later.
What is even worse is that this killer is being ferried around by its victim looking for more chances to attack.

If you have not done so already, please out in place a Will but not one of these "off the peg" ones currently being offered via social media. Give me a call on 07771905936 or email me [email protected]

If the actions of an idiot results in you being a victim, don't leave the future of your family to chance!

07/10/2020

Common sense. My little dog has common sense. He chased a wasp in the garden, tried to eat it and it stung him. He no longer chases wasps.
So why is it that a small percentage of the people in this country appear to have less sense in general than my little dog and continue to ignore the rules regarding Coronavirus?
It has killed tens of thousands of people and ruined the lives of hundreds of thousands more.
How many victims of this appalling pandemic died without writing a Will of had the opportunity to put there affairs in order as they would have wanted?
We currently live in a time when the normal rules concerning mortality no longer apply. There is a killer out there just waiting for the moment that someone drops their guard, and it will strike. But unlike any other killer, this one is quiet and the victim does not even know they have been attacked until days later.
What is even worse is that this killer is being ferried around by its victim looking for more chances to attack.

If you have not done so already, please out in place a Will but not one of these "off the peg" ones currently being offered via social media. Give me a call on 07771905936 or email me [email protected]

If the actions of an idiot results in you being a victim, don't leave the future of your family to chance!

30/08/2020

When I need to put in place something important such as a Mortgage, life insurance insurance or car insurance I do my research and check two important features. One of course is the price and the other is 'Will it do the job'. These are equally important because if I find as time goes on that it does not really do the job, I can change it. HOWEVER, one other important document and probably the most important, is your Will. but with your Will there is one very big difference. If it turns out to not really do the job, TO LATE, you can not change it. It is your Executors who are going to have to try and sort out what could be a very expensive mistake. Do not be tempted to take the simple cheaper option of a 'off the peg, one size fits all' Will. A document of this importance deserves more care.. REMEMBER, YOU CAN NOT CHANGE IT IF ITS NOT RIGHT, YOU ARE DEAD.

I would never put in place a mortgage based purely on the price. I need to have professional advice to make sure it really does do the job. I could not do my job as a professional Will Writer for less than £20. I would need to dramatically reduce the standard of service I offer, and I will not compromise that.

I make no charge for home visits. I do not charge VAT, I do not have any hidden charges. I charge £75 for a standard Will, £200 for POA (including the £82 registration fee). I am a full member of the Society of Will Writers. I carry £2 million indemnity cover. and I have OVER 30 YEARS EXPERIENCE in this field of law.

Do the research and if you would like to have a chat contact me. It will cost you nothing to talk

My name is Peter Marriott-Lodge and you can contact me on 07771905936 or email [email protected]

03/08/2020

Marriott-Lodge Consultancy, Specialist in Wills, Trusts, POA and Probate. Full Member of the Society of Will Writers. Fixed price POA £200 (including OPG Registration fee of £82), Wills £75 No VAT and no hidden charges. No charge for home visits. Local to Alnwick Area. Over 30 years experience. If you need it done, do it properly, SPEAK TO THE SPECIALIST. 07771905936 [email protected]. IT WILL COST YOU NOTHING TO TALK

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Alnwick
NE662TZ

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+447771905936

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