31/07/2026
💥 A mistake that can cost you €100,000+…
Last week, I met a homeowner planning to sell their apartment.
We valued it at €320,000 — sounds good, right?
They bought it 4 years ago for €295,000, so naturally they expected a profit.
But then came the surprise… 👇
⚠️ The sale price is NOT what you actually receive.
Two years after buying, the housing company did a major renovation.
👉 A €109,000 loan was allocated to this apartment.
Even though the owner has been paying monthly…
When selling, that loan is still deducted.
💸 So from a €320,000 sale, they effectively receive ~€109,000 less.
That’s a huge gap most people don’t see coming.
🏡 What should you learn from this?
Before buying a home, always check:
✔️ Planned renovations (next 5 years)
✔️ Housing company loans & finances
✔️ Condition of pipes, roof, windows
✔️ Your real return — not just price
📊 Because a “good price” doesn’t always mean a good deal.
If you’re unsure how to evaluate a property properly, send me a message.
A small check today can save you tens of thousands tomorrow.
