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CostaLuz Lawyers

Casa
España
Algeciras
CostaLuz Lawyers

Award-winning legal help since 2006. Spanish Residency & Work Visas (Short Stay Visas, Long Stay Vis

Costaluz Lawyers is a small, enthusiastic and radically committed team of professionals under the direction of Maria de Castro. Our efforts are directed towards making Spain the best country for your investments, living abroad and holidays. It is a big dream but that’s what we are working towards and what we enjoy doing. We treat clients as we would like to be treated if we were in their situation

and abroad. Although meeting all our clients’ expectations is a challenge, with each client we take on our goal is to help them obtain the best possible outcome for their situation.

03/03/2026

Case Study: how a retired foreign homeowner in Spain recovered €18,750 from two abusive mortgage clauses. Have a read of the full post — we break it down step by step.

https://www.costaluzlawyers.com/spanish-mortgage-claim-retirees-spain/

If you or any of your clients own (or owned) a Spanish mortgage, we’ll review the mortgage deed in English for free (no obligation).

Just drop me a message and we’ll take a look.

11/02/2026

Buying off-plan property in Spain often runs in a closed loop:

Agent → Developer (or seller) → the developer’s “recommended” lawyer → Purchase

Last week, a client sensed something was off. The legal work lacked real depth — a major red flag in off-plan deals — so she searched online for an independent lawyer instead. That single change flipped the process.

We started with a legal + ROI framework, then connected her with a trusted buyer’s agent who is now searching across the wider market — without developer bias.

Old path: Developer’s agent → Agent’s/developer’s lawyer → Purchase

New path: Buyer → Independent lawyer → Strategy → Open search with a buyer’s agent → Purchase

If you’re considering an off-plan purchase in Spain, don’t start with the property. Start with independence, structure, and a strategy that protects your downside.

Happy to share a simple checklist of what “real” off-plan due diligence should include.

Full story here:

https://www.costaluzlawyers.com/independent-lawyer-off-plan-property-spain/

10/02/2026

One of the best things about the law—and the courts—is that they can set limits and, when necessary, correct the Tax Authorities. 😉

Spain’s Supreme Court has been clear: when two people buy the same property jointly, the Tax Authorities cannot apply different valuations (and therefore different Property Transfer Tax/ITP amounts) to each co-owner.

You can read the full explanation of the ruling in the blog post:

https://www.costaluzlawyers.com/itp-spain-joint-buyers-supreme-court/

20/01/2026

I often meet clients who did “standard conveyancing” when they bought in Spain — and everything felt fine on completion day.

But later, when inheritance, taxes or co-ownership questions come up, we discover that a deeper international review of their marital/property regime should have guided the purchase structure and the legal planning from the start. That’s where the avoidable costs and stress appear.

The good news: it’s never too late. Legal planning can be done before, during or even after the purchase — and we offer a free initial legal planning review. Got questions? Comment below or message me.

I’ve written a short blog post that explains this in a bit more detail:

https://www.costaluzlawyers.com/buying-property-in-spain-foreigners-legal-inheritance-planning/

14/01/2026

If you’re buying off-plan in Spain right now, here’s the real risk I’m seeing:

With prices rising, most buyers don’t want to exit — they want to complete, but complete exactly as advertised. And that’s where “small” changes (materials, layout, terraces, communal areas) can become a big issue.

At CostaLuz Lawyers, our off-plan expertise was forged after the 2008 crisis, helping thousands of buyers in unguaranteed developments and pushing a more buyer-protective legal approach.

Until 21 January, we’re offering a courtesy initial review of your off-plan contract.

Please contact us by email: [email protected]

https://www.costaluzlawyers.com/buying-off-plan-property-in-spain-complete-guide-2025/

Off-Plan Purchases | CostaLuz Lawyers

Dirección

Calle San Antonio 3-5, Entreplanta C
Algeciras
11201

Horario de Apertura

Lunes	09:00 - 17:00
Martes	09:00 - 17:00
Miércoles	09:00 - 17:00
Jueves	09:00 - 17:00
Viernes	09:00 - 17:00

Teléfono

+34956092687

Página web

https://costaluzlawyers.com/

Notificaciones

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