06/03/2026
Pre-Approved Doesn’t Mean Guaranteed: What You Need to Know
Getting pre-approved feels like a big win—and it is. But it’s not the finish line just yet. Before handing over the keys, lenders take one final look at your finances to make sure everything still lines up. If something shifts, your approval could be on the line.
Here’s what can raise red flags:
🔍 Switching jobs or income structure close to closing
🔍 Adding new debt (car financing, furniture, large credit purchases)
🔍 Late payments or a drop in your credit score
🔍 The property not meeting expectations or appraising below value
Once you’re in the process, consistency is everything. Keeping your finances steady can be the difference between a smooth closing and an unexpected setback.
That’s where The Catana Team makes the difference. We stay by your side from start to finish—helping you avoid missteps, make smart moves, and keep everything on track so you can reach closing day with confidence.
🔑 Catana Team Real Estate
✨ Emanuel Catana
🔹 Real Estate Broker
✨ Simona Catana
✨ Ana Pasca
🔹 Sales Representatives
📞 (519) 501-3399
🌐 https://catanateam.ca/
Smart From Home Realty Ltd., Brokerage