Insurance Denial Lawyers

03/03/2023

I was looking in the mirror the other day and I realized I haven't changed much since I was in my twenties. The only difference is I look a whole lot older now.

- the late George Carlin

11/22/2022

03/29/2022

If you want a free initial consultation with a BC based disability lawyer, call: www.fishmanlawyers.ca

Do I Have A Disability Case? Do I Have A Disability Case Wizard What is Your Current Employment Status? * I am currently working but I am struggling due to a medical condition. I stopped work due to a medical condition. I was terminated from my job due to a medical condition. I was not employed when...

03/29/2022

03/29/2022

If you need a BC based disability law firm, contact: www.fishmanlawyers.ca

Do I Have A Disability Case? Do I Have A Disability Case Wizard What is Your Current Employment Status? * I am currently working but I am struggling due to a medical condition. I stopped work due to a medical condition. I was terminated from my job due to a medical condition. I was not employed when...

06/01/2020

https://www.linkedin.com/pulse/insurer-says-loss-excluded-may-jan-abraham-fishman-ba-jd/?published=t

05/28/2020

Returning to work in the age of Covid-19?

As workplaces slowly begin to reopen over the next several weeks and months, many of us might feel anxious about returning to work and the possibility of being exposed to COVID-19.

05/23/2020

Here are the five main reasons why long-term disability claims are terminated or denied. Read on to learn why you should not always accept the insurer's decision.

The Insurance company will state that the medical documents you provided do not support your claim that you are disabled from working. This is a catch-all tactic. They often do not explain why your documents are insufficient. If your doctors or treatment providers support your disability, you should...

05/04/2020

Disability Insurance policies usually require an insured to be under the "regular care" of a doctor. But, what about the pandemic? This paper deals with some of the basic questions.

I represent people whose disability claims have been terminated or denied. A number of claims are denied on the basis that the insured has either been (a) not been receiving enough treatment or (b) not receiving the right treatment. This is typically a requirement under your insurance policy.

05/03/2020

Much of the pandemic concern is, rightly, focused on the physical risks. But what of the mental health impacts? This article explores those issues.

The coronavirus (COVID-19) pandemic has created a lot of uncertainty for individuals across our country.  For many, the fear of contracting and transmitting the coronavirus and the struggles with self-isolation have led to severe anxiety, depression and other forms of psychological harm.  Several ...

05/03/2020

This short paper sets out the top 5 reasons disability insurers deny or terminate claims.

03/04/2020

https://fishmanlawyers.ca/plan-administrator-punished-for-bad-faith-claims-handling/

On October 15, 2019, the BC Supreme Court ordered that an administrator of a long-term disability plan pay damages for mental distress, and punitive damages for its bad faith handling of a disability claim covered by a collective agreement.

02/19/2020

I was honoured to be interviewed for this interesting and insightful article.

https://www.linkedin.com/pulse/effortlessly-persuasive-trial-lawyer-shares-insights-ruth-anne-eisler/?trackingId=kM4jburXSuiQMx7g8HHOog%3D%3D

Persuading: it’s a key component of business communication, even for those with expert knowledge of their subject matter. From a presentation to a pitch to meeting with potential clients, the ability to persuade is a necessary and practical communication skill for all of us—and arguably one of t...

01/17/2020

https://fishmanlawyers.ca/confidentiality-clauses-why-insurers-love-them-and-why-they-should-be-abolished/

Most of my cases settle, often at mediation. Typically the insurer will bring a “standard” form of release to the mediation for my client to sign. If not, when the insurance company’s lawyer sends me the cheque it will be accompanied by a form of release which my client must sign in order to r...

01/16/2020

https://fishmanlawyers.ca/suing-your-insurer-the-basic-steps/

We know that the decision to sue your insurer is not one you have taken lightly. If you are considering legal action, it is likely because you have tried everything in your power to get your long-term disability benefits, but the insurance company continues to deny your claim.

01/13/2020

https://fishmanlawyers.ca/why-you-should-always-apply-for-cpp-disability-benefits/

If you have been receiving long-term disability (“LTD”) benefits for over a year your insurance company will likely require you to apply for Canada Pension Plan (“CPP”) disability benefits. This seems like a no-brainer at first, until you realize that if you win CPP disability your insuran...

01/06/2020

As "tax season" approaches I have updated this piece about LTD benefits and taxes. It takes about 2 minutes to read. Please feel free to share this post.

https://fishmanlawyers.ca/are-your-ltd-benefits-taxable-or-non-taxable/

When assessing a litigated claim for long-term disability benefits, one very important consideration a disability lawyer must always be aware of is whether the long-term disability benefits are taxable or non-taxable under the specific disability policy at issue in the claim.