10/13/2026
A recent decision from the Supreme Court of British Columbia has provided important clarity on property insurance claims, confirming that appraisal umpires have the authority to resolve disputes regarding Additional Living Expenses (ALE). In upholding an appraisal award that addressed both property repairs and living costs, the court reinforced the role of the appraisal process as an efficient mechanism for resolving valuation disputes without protracted litigation.
For property owners, insurers, and adjusters, understanding the scope of insurance policy appraisal clauses and how they handle related expenses is critical when navigating complex claims.
https://ow.ly/t5Aw50ZXf6S
She claimed $184,149.35 for her flooded condo. The umpire chose far less and never said why