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The Bank of Canada held its overnight rate at 2.25% again today — the seventh consecutive hold since late last year. No ...
09/02/2026

The Bank of Canada held its overnight rate at 2.25% again today — the seventh consecutive hold since late last year. No surprises for markets, but the “why” matters: the Bank is walking a tightrope between energy-driven inflation and a trade-war slowdown, and holding is the least-bad option while both play out.

So what does a hold actually mean for real estate?

A hold keeps borrowing costs where they are. Variable-rate mortgages and lines of credit tied to prime don’t move, and fixed rates — which follow the bond market, not the overnight rate directly — stay in a familiar range. For anyone buying, renewing, or refinancing, this is a window of predictability.

For buyers: your pre-approval math holds. You can plan without bracing for a payment shock mid-search.

For sellers: stable rates support stable demand. Buyers who were sidelined by uncertainty may feel more confident stepping in.

For renewers: worth talking to your mortgage professional now. Some economists still see a possible hike before year-end, so locking in versus riding variable is a real conversation to have — not a wait-and-see.

One caution: “held” isn’t “falling.” If you’ve been holding out for rate cuts, the Bank has signalled it won’t cut just to protect growth while inflation sits at the top of its target band. Plan around the rate you have, not the one you’re hoping for.

Next rate announcement is October 27, 2026.

Kasia Gorzkowski | B.A., M.Ed. | REALTOR®
RE/MAX EXPERTS | 416 835-1710

Your Move. Your Future.
Handled with care. Negotiated with strength.

Before the sign goes up, there’s a conversation worth having. ☕Most sellers focus on the list price. But what you actual...
08/30/2026

Before the sign goes up, there’s a conversation worth having. ☕

Most sellers focus on the list price. But what you actually walk away with? That comes down to what happens before you list.

Know your real numbers — not just the list price, but what you’ll net after payout, fees, and closing costs. Fix the small stuff, because dripping taps and burnt-out bulbs quietly read as neglect. Declutter (then declutter again). Price it right on day one, while your home has everyone’s attention. And plan your next move early, so closing dates fit your life instead of running it.

None of this is complicated. But done together, in the right order, it’s the difference between a good sale and a great one.

Thinking of selling? Let’s have that coffee first — a one-hour conversation now can be worth thousands at the closing table. And the coffee’s on me. 👇

Kasia Gorzkowski | B.A., M.Ed. | REALTOR®
RE/MAX EXPERTS | 416 835-1710

Your Move. Your Future.
Handled with care. Negotiated with strength.

Leased in nine days — multiple offers, full asking price, immediate possession.This stunning loft in the heart of Missis...
08/27/2026

Leased in nine days — multiple offers, full asking price, immediate possession.

This stunning loft in the heart of Mississauga didn’t wait around, and that’s no accident. Preparation is everything. Professional presentation, sharp pricing, and the right marketing create demand, and demand creates results like this. Whether it’s a sale or a lease, a well-prepared property gets noticed and gets moved.

Kasia Gorzkowski | B.A., M.Ed. | REALTOR®
RE/MAX EXPERTS | 416 835-1710

Your Move. Your Future.
Handled with care. Negotiated with strength.

Some things a house won’t tell you. But it’ll show you — if you know where to look. ☕Fresh paint in one lonely spot. A d...
08/18/2026

Some things a house won’t tell you. But it’ll show you — if you know where to look. ☕

Fresh paint in one lonely spot. A door that sticks. That faint basement smell no air freshener can fix. After enough showings, your eyes start catching what staging is designed to hide.

These aren’t dealbreakers on their own — they’re questions worth asking before you fall in love and before you offer. Because the best time to spot a problem is before you own it.

Swipe through the 5 red flags I check at every showing 👇

Kasia Gorzkowski | B.A., M.Ed. | REALTOR®
RE/MAX EXPERTS | 416 835-1710

Your Move. Your Future.
Handled with care. Negotiated with strength.

Just Listed for Lease ✨ City Centre, Mississauga. She’s a beauty!Picture your morning… coffee in hand, overlooking Celeb...
08/18/2026

Just Listed for Lease ✨ City Centre, Mississauga. She’s a beauty!

Picture your morning… coffee in hand, overlooking Celebration Square as the city wakes up below. That’s everyday life at Unit 722 — a spacious two-storey loft in the heart of City Centre Mississauga, right above Square One. And don’t even get me started on the shopping. 😉

Freshly painted, with newer appliances and truly move-in ready for its next tenant. Expansive windows across both levels fill the space with natural light. The open-concept main floor is perfect for entertaining, with a versatile den and powder room. Upstairs, you’ll find a private bedroom retreat complete with its own full bath.

✨ 1 bed + den | 1.5 bath | 2 levels
✨ NW-facing balcony overlooking Celebration Square
✨ Owned underground parking + ensuite laundry
✨ Water & hydro included
✨ Freshly painted + newer appliances

Available for lease at $2,850/month — a perfect blend of location, comfort, and lifestyle, all handled with care.

Ready to call this beauty home? Send me a DM to book your private viewing 👇

Kasia Gorzkowski | B.A., M.Ed. | REALTOR®
RE/MAX EXPERTS | 416 835-1710

Your Move. Your Future.
Handled with care. Negotiated with strength.

JULY HOUSING UPDATE 🏡📈 Sales & Listings:5,995 homes sold in July 2026, a slight 0.9% decrease compared to July 2025.New ...
08/17/2026

JULY HOUSING UPDATE 🏡

📈 Sales & Listings:

5,995 homes sold in July 2026, a slight 0.9% decrease compared to July 2025.

New listings totalled 14,484, down 17.8% year-over-year, meaning significantly fewer homes came onto the market compared to last July.

On a seasonally adjusted basis, sales increased compared to June 2026, while new listings declined, indicating that market conditions continued to tighten through the summer.

💰 Prices:

The MLS® Home Price Index (HPI) Composite benchmark was down 4.6% year-over-year in July 2026.

The average selling price was $1,003,956, representing a 4.5% decrease compared to July 2025.

On a month-over-month seasonally adjusted basis, the MLS® HPI Composite edged higher compared to June, while the average selling price was slightly lower.

📊 Market Trends & Context:

The GTA housing market continued to tighten in July, with sales holding relatively steady while new listings declined significantly. This means buyers are facing more competition for the homes that are available.

TRREB noted that many potential buyers are still waiting for greater confidence in the market and economy, including more clarity around tariffs, inflation and borrowing costs.

Recent economic and employment numbers have been more positive than expected, which could help improve consumer confidence and encourage more buyers to enter the market—especially if prices stabilize heading into the fall.

🧭 Overall Takeaway:

July brought an important shift in the GTA housing market. While prices remain below last year’s levels, inventory is shrinking and sales are holding steady. If this trend continues, we could see prices begin to level off in the second half of 2026.

For buyers, less inventory could mean fewer opportunities to negotiate. For sellers, improving market conditions may create a more favourable environment as we move into the fall.

Kasia Gorzkowski | REALTOR®

Your Move. Your Future.
Handled with care. Negotiated with strength.

Pull up a chair — these are the questions I hear most from buyers. ☕Should you wait for prices to drop? Do you really ne...
07/24/2026

Pull up a chair — these are the questions I hear most from buyers. ☕

Should you wait for prices to drop? Do you really need a pre-approval? What does it actually cost beyond the down payment? No jargon, no pressure — just the honest answers I’d give you across the table. Swipe through, and if you’ve been sitting on one of these questions yourself, my door’s open.

Kasia Gorzkowski | B.A., M.Ed. | REALTOR®
RE/MAX EXPERTS | 416 835-1710

Your Move. Your Future.
Handled with care. Negotiated with strength.

07/24/2026

Behind the sold sign, there’s a plan.

Most people picture the process as three steps: list it, field an offer, sign. Clean. Simple.

If that were really the job, every seller would be walking away with top dollar — and they aren’t.

Here’s what actually moves the number:

✨Positioning: How a property is priced and framed in its first week sets the tone for everything after. Get it wrong and you spend the next sixty days negotiating against your own listing.

✨Marketing that does real work: Photography, copy, exposure across the right channels, and the follow-up calls nobody sees. Buyers don’t line up on their own.

✨Reading the offer, not just the number: The highest price on paper can be the weakest deal on the table. Financing conditions, inspection windows, deposit size, closing date, what stays and what goes — any one of those can cost more than the spread between the top two offers.

✨Negotiation: Not posturing. Knowing what the other side actually needs, and structuring around it.

✨Timing: When you list, when you hold, when you move. Market conditions shift by the month, and the same property can perform very differently eight weeks apart.

The part clients rarely see is the coordination — lawyers, lenders, cooperating agents, inspectors, deadlines that don’t forgive a missed day. That work doesn’t show up in a listing photo, but it shows up in the outcome.

My job isn’t to process a transaction. It’s to protect your interests, strengthen your position, and hand you the best result the market will give.

Thinking about buying or selling? Let’s talk strategy before anything goes live. 👇

Kasia Gorzkowski | B.A., M.Ed. | REALTOR®
RE/MAX EXPERTS | 416 835-1710

Your Move. Your Future.
Handled with care. Negotiated with strength.

✨ Coming Soon For Lease | City Gate II | Mississauga City Centre ✨This isn’t your typical condo—it’s a two-storey loft d...
07/21/2026

✨ Coming Soon For Lease | City Gate II | Mississauga City Centre ✨

This isn’t your typical condo—it’s a two-storey loft designed for those who want the space, light, and feel of a home, right in the heart of downtown Mississauga.

Features you’ll love:
✨ 1 Bedroom + Den | 2 Bathrooms
✨ Dramatic floor-to-ceiling windows across two levels, flooding the home with natural light
✨ Bright, open-concept main floor with a private upper-level bedroom retreat
✨ Northwest-facing balcony overlooking Celebration Square
✨ Ensuite laundry & one underground parking space
✨ Water & hydro included
✨ $2,850/month

Step outside and you’re just minutes from Square One, the Living Arts Centre, Celebration Square, the Central Library, restaurants, cafés, MiWay transit and the City Centre Transit Terminal. Whether you’re grabbing coffee, catching a festival, or commuting across the GTA, everything is within walking distance.

Available for lease August 15th, 2026

📩 DM me today to schedule your private viewing.

Kasia Gorzkowski | B.A., M.Ed. | REALTOR®
RE/MAX EXPERTS | 416 835-1710

Your Move. Your Future.
Handled with care. Negotiated with strength.

07/19/2026

JUST LISTED | Dominion Road, Fort Erie

Four parcels. 4.215 acres. One rare opportunity.

This land assembly on Dominion Road offers scale that rarely comes to market in Fort Erie — R2 zoning, minutes to the Peace Bridge, Old Fort Erie, and the Friendship Trail connecting to Ridgeway and Crystal Beach.

Whether you’re a builder, investor, or planning long-term, land like this is how you position for what’s next. Development potential subject to municipal approvals — reach out and I’ll walk you through the details.

Offered at $1,350,000 (package). For more information, visit:

www.dominionroad.ca

📩 DM me or call to discuss.

Kasia Gorzkowski | B.A., M.Ed. | REALTOR®
RE/MAX EXPERTS | 416 835-1710

Your Move. Your Future.
Handled with care. Negotiated with strength.

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Toronto, ON

Telephone

+14168351710

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