Trang Phan

Trang Phan I work & live in Toronto| Insurance| Financial Planning| Investments.

Did you know that it takes less than a minute for a thief to steal your car? While the methods they use may seem mysteri...
11/18/2023

Did you know that it takes less than a minute for a thief to steal your car? While the methods they use may seem mysterious, there's a way to protect your vehicle and potentially lower your insurance rates—installing the Tag Tracking Anti-Theft Device. You might have heard of it before, but what exactly is the Tag-tracking system?

The Tag system employs a multi-level approach, combining elements of prevention, electronic identification, and proven vehicle tracking technology to recover stolen vehicles and deter theft. This affordable anti-theft solution, developed and manufactured in Canada, operates independently of the car battery. Tag collaborates with authorized dealers, law enforcement, insurance companies, the Insurance Bureau of Canada, and Info-Crime Montreal.

Curious about how the Tag anti-theft device works? In case of theft, the system initiates preventative measures like chemical etching, electronic identification, and a dedicated 24/7 tracking team at no extra cost. The Tag system features a multi-layered approach design, making it challenging for thieves to bypass—the multilayered signals cannot be jammed.

Key features of Tag include wireless and autonomous operation, a dedicated in-house recovery team available 24/7, installation of multiple wireless transponders during setup, and the ability to track these devices across North America. Nano-transponders tag individual components of your vehicle, each with a unique serial number to identify stolen components, making them harder to buy and sell. A discreet Tag logo is etched on the bottom of the driver and passenger windows to deter theft. Tag's patented anti-jamming technology ensures uninterrupted service.

The purchase price covers installation, monitoring fees, and a recovery warranty for the duration of your contract agreement. Rising claims for stolen vehicles can impact your insurance rate, but by installing the Tag anti-theft device, you may experience a decrease in your premium.
With the Tag Anti-Theft system, installation cannot be done at home; it requires a visit to an authorized dealer offering Tag system installation services. Currently, this service is exclusively available in Ontario and Quebec. Speedy Auto Glass serves as an exclusive distributor for Tag in Ontario, and some new car dealerships also provide this service. The Tag tracking system typically costs around $400 to install, inclusive of a five-year tracking protection plan. Many insurance companies are offering rebates for the installation of the Tag system. Additionally, there are certain vehicles eligible for free Tag installation, particularly in areas identified as hotspots for theft. Eligibility for this service is limited to customers residing in these hotspot areas.

Vehicles that might qualify for free Tag installation include popular models such as Honda CRV, Toyota Highlander, Ford F-150, Dodge Ram 1500, Lexus RX-350, Jeep Grand Cherokee, and Land Rover Range Rover. Insurance companies have started implementing a $500 surcharge on vehicles frequently targeted by thieves, aiming to recover losses estimated at approximately $700 million in Ontario, as reported by the Insurance Bureau of Canada. One effective strategy for drivers to lower their premiums or have the surcharge removed is by installing an anti-theft device, such as a steering wheel lock or the TAG tracking device, in their vehicles.

A Super Visa allows you to visit your children or grandchildren for a duration of 5 years per visit. This visa offers mu...
11/12/2023

A Super Visa allows you to visit your children or grandchildren for a duration of 5 years per visit. This visa offers multiple entries over a period of up to 10 years. Meeting specific requirements is essential for obtaining a Super Visa, and one such requirement is the necessity for health insurance. Fulfilling all the criteria is necessary to be eligible for this visa.
At Tphan Financial, we offer comprehensive medical emergency coverage tailored to meet your Super Visa requirements. Feel free to reach out to us at [email protected] for more information.

Trang Phan, BA, QAFP
Insurance Broker, Financial Planner

Life | Health | Travel | Home | Auto | Commercial | Insurance | Estate planning |
RRSP | TFSA | RRIF | RESP | Segregated funds Investment

FREE CONSULTATION
Cell: 437-333-3339

Travel Insurance for Canadians.Travel insurance safeguards you and your family during domestic or international travel. ...
11/12/2023

Travel Insurance for Canadians.

Travel insurance safeguards you and your family during domestic or international travel. Many Canadians believe that Government Health Insurance Plans (GHIPs) cover medical emergencies when traveling to other provinces or territories. However, the reality is that the GHIPs' coverage is minimal, varying by province. When visiting the GHIPs website, it becomes evident that the government encourages individuals to secure additional protection by purchasing their own insurance for travel. These plans lack comprehensiveness and may not provide sufficient coverage while traveling. Individuals may spend extended periods (between 6 or 7 months within a 12-month period) outside the country.
Furthermore, GHIPs have exclusions such as prescription medications, ambulance services, hospital allowances, medical appliances, and preferred hospital accommodations (semi-private rooms).
Some individuals may assume that the travel insurance provided by credit card companies or banks provides sufficient coverage. However, in many instances, the policy details for travel insurance from credit card companies or bank insurance products are not easily accessible for review. These products often come with numerous restrictions, such as not covering spouses or children. Additionally, there are exclusions for pre-existing conditions, trip cancellation, delay, or interruption if the entire trip was not fully purchased with the card. Other exclusions encompass emergency air transportation, medical evacuation, repatriation of remains, and coverage for prescription medications.

Many individuals commonly assume they are covered by their employer's extended health care plan. While this is accurate, it's crucial to examine the lifetime limit of these plans. Each claim made over the policyholder's lifetime diminishes the total available limit. Moreover, extended health plans often come with restrictions, potentially excluding coverage for pre-existing conditions, trip cancellation, delays, or trip interruptions.

For a worry-free travel experience, it's advisable to obtain extensive coverage from reputable private travel insurance providers such as Manulife, Travelance, or Allianz. If you're gearing up for a trip and are interested in learning more about travel insurance tailored for Canadians, I'm here to assist. Feel free to contact me at [email protected] for detailed information on available coverage options. I'm ready to help you navigate the best choices for your travel insurance needs.

Trang Phan, BA, QAFP
Insurance Broker, Financial Planner

Life | Health | Travel | Home | Auto | Commercial | Insurance | Estate planning |
RRSP | TFSA | RRIF | RESP | Segregated funds Investment

FREE CONSULTATION
Cell: 437-333-3339

*****RSP Alert*****You can win up to $5000 in your future growth RSP contest!Equitable Life of Canada has announced Grow...
01/03/2023

*****RSP Alert*****
You can win up to $5000 in your future growth RSP contest!
Equitable Life of Canada has announced Grow Your Future Contest.
Between January 1 and March 1, 2023, if you make a deposit into an Equitable Life RSP policy. Your name will be entered into a grand prize draw. How exciting !!!

Wishing you all a Merry Christmas!!!
12/24/2022

Wishing you all a Merry Christmas!!!

Last rose from the garden.
10/25/2022

Last rose from the garden.

My favourite Dahlia in the garden. Happy Long Weekend, friends!!!!
10/10/2022

My favourite Dahlia in the garden. Happy Long Weekend, friends!!!!

My favourite time with family
10/10/2022

My favourite time with family

Working from home. Bentley never miss any meeting or update, soon he will ask for a pay raise 😁😂
09/26/2022

Working from home. Bentley never miss any meeting or update, soon he will ask for a pay raise 😁😂

09/19/2022

What You Need to Know When Financing Your Vehicle.

Fresh radishes from the garden for tonight salad 🥗
09/16/2022

Fresh radishes from the garden for tonight salad 🥗

Address

70 Surrey Avenue
Toronto, ON
M1R1G4

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5am
Thursday 9am - 5am
Friday 9am - 5am
Saturday 9am - 5am
Sunday 9am - 5am

Telephone

+14373333339

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