09/01/2026
Found a house that needs some TLC?
Instead of draining your savings or taking out separate high-interest loans, a Purchase Plus Improvements mortgage lets eligible buyers roll renovation costs right into their home purchase financing.
From updating an older kitchen to replacing a roof, lenders look at both the current value and the estimated "as-improved" value to help you fund upgrades that add lasting equity.
Before making an offer, you'll want your contractor estimates ready and a clear plan in place. For a smooth closing, having the right legal guidance makes all the difference when navigating lender requirements, title details, and mortgage instructions.
Check out the full breakdown over on RE/MAX to see how it works, and reach out to Casselman Legal to discuss your next real estate purchase!
Learn how a purchase plus improvements mortgage lets eligible homebuyers finance approved renovation costs with their home purchase, and how the process works.