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Legal Matters, Adult Guardianship & Notary Public Services

TBH legal provides services in: Legal Matters (Small Claims Court, Employment Law etc.), Adult Guardianship, Mediation (Private, Elder, and Employment), and Commissioner Notary Public. These specific services were chosen and inspired by personal experiences and a desire to help people who need and want direction in those areas.

Why ADULT GUARDIANSHIP? because WE are a TEAM. In Ontario🇨🇦, when an adult (18+) requires "help", or needs someone els...
10/16/2026

Why ADULT GUARDIANSHIP?
because WE are a TEAM.


In Ontario🇨🇦, when an adult (18+) requires "help", or needs someone else to make decisions for them that they are not mentally capable of making, or act on their behalf by applying for benefits, or register for benefit programs etc.- the caregiver/helper is required to have legal authority to do so. This usually means having at minimum "Adult Guardianship of Property", and there are NO other options, alternatives, or substitutions for Guardianship of Property.

According to "Ministry of the Attorney General The Office of the Public Guardian and Trustee, Duties and Powers of a Guardian of Property", Queen's Printer for Ontario, 2007, Reprinted in 2020, Legal Responsibilities of a Guardian, Page 5...Your Legal Responsibility as a Guardian of Property means:
🔵 It is your responsibility to try to inform the incapable person of all their powers and duties, to the extent that the person is able to understand.
🔵 As the Guardian of Property, you must encourage the incapable person to participate, to the best of their abilities, in your decisions about the property.
🔵 You must consult from time to time, with supportive family members and friends who are in regular contact with the incapable person and with people providing personal care to the incapable person.
🔵 You must foster personal contact between supportive family members, caregivers, and the incapable person.
These points from the Office of the Public Guardian and Trustee booklet, all strongly emphasize that Guardianship of Property is a TEAM effort.

LEARN MORE:
➡️ "Adult Guardianship EXPLAINED*" Pre-RECORDED VIDEO
This informative FREE 1 hour webinar is geared towards understanding what "Guardianship" really means and which guardianship (if any) is right for you. A MUST WATCH for parents who have a teen/young adult with a developmental disability, or for caregivers of an incapable adult who does not have a POA in place.
➡️ REQUEST TO VIEW THE VIDEO HERE: https://tbhlegal.ca/webinars/adult-guardianship-explained/
*Information applies to residents of Ontario, Canada 🇨🇦 Only.

If you are researching Adult Guardianship, please contact TBH legal / TBH admin today for more information!
🔵 https://tbhlegal.ca/adult-guardianship/
🔵 https://tbhadmin.ca/
☎️ 519-777-9303
📧 [email protected] or [email protected]
*Information applies to residents of Ontario, Canada 🇨🇦 Only.

ALTERNATIVES TO GUARDIANSHIP... Is being the ODSP Trustee for your loved one an ALTERNATIVE for Adult Guardianship of Pr...
10/14/2026

ALTERNATIVES TO GUARDIANSHIP...
Is being the ODSP Trustee for your loved one an ALTERNATIVE for Adult Guardianship of Property?

❌-NO-❌
Being named as someone's "Trustee" to their ODSP should NEVER be viewed as a substitute or "ALTERNATIVE" to Adult Guardianship of Property. Having access to -one- source of the incapable adult’s income is not the same as being someone's "Legal Representative".

✅ Adult Guardianship of Property includes MUCH MORE than managing one source of someone's income (ie: ODSP).
✅ In Ontario, when an adult (18+) requires "help", or requires someone else to make decisions for them that they are not mentally capable of making, or act on their behalf by applying for benefits, or register for benefit programs etc.- the caregiver/helper is required to have the legal authority to do so.
This usually means having at minimum "Adult Guardianship of Property".

"Property" in this legal context, is not just "real estate".
Adult Guardianship of "Property" gives someone the legal authority to:
✔️open/close bank accounts
✔️redirect pensions and other income
✔️apply for benefits or supplementary income that person is entitled to now and in the future
✔️apply for the Disability Tax Credit (DTC)
✔️apply for the New Canada Disability Benefit (CDB)
✔️apply for the New Canadian Dental Care Plan (CDCP)
✔️apply for / renew an Ontario Health Card (OHIP)
✔️apply for an Accessible Parking Permit (APP)
✔️file taxes and speak directly to the Canada Revenue Agency (CRA)
✔️open/manage an Registered Disability Savings Plan (RDSP) account
✔️choose pension options
✔️collect debts
✔️pay bills
✔️buy goods and services
✔️start or defend lawsuits
✔️lend, sell, store or dispose of personal belongings
✔️maintain or sell a house or vehicle
✔️and more!!!
✔️A Guardian of Property can do almost anything in regards to someone's "property" except make a will on their behalf, or change the names of beneficiaries on accounts/policies that were set up previously by the mentally incapable adult when they were considered mentally capable.

💙 "Adult Guardianship EXPLAINED" Pre-RECORDED VIDEO
This informative FREE 1 hour webinar is geared towards understanding what "Guardianship" really means and which guardianship (if any) is right for you. A MUST WATCH for parents who have a teen/young adult with a developmental disability, or for caregivers of an incapable adult who does not have a POA in place.

💙 REQUEST A LINK TO VIEW THE VIDEO HERE: https://tbhlegal.ca/webinars/adult-guardianship-explained/
*Information applies to residents of Ontario, Canada Only.🇨🇦

____________________
If you are researching Adult Guardianship, please contact TBH legal / TBH admin today for more information*!
🔵 https://tbhlegal.ca/adult-guardianship/
🔵 https://tbhadmin.ca/
☎️ 519-777-9303
📧 [email protected] or [email protected]
*Information applies to residents of Ontario, Canada 🇨🇦 Only.

This Thanksgiving, we're grateful for our clients, colleagues, and community. Wishing you and your loved ones a wonderfu...
10/11/2026

This Thanksgiving, we're grateful for our clients, colleagues, and community. Wishing you and your loved ones a wonderful Thanksgiving filled with gratitude, laughter, and meaningful time together.

Happy Thanksgiving from TBH legal / TBH admin 🦃🍂

10/08/2026

Did you know? About 1 in 50 Canadian children and youth have been diagnosed with autism spectrum disorder. Yet, autism is still widely misunderstood.

October is Autism Awareness Month in Canada. It's an opportunity to raise awareness, reduce stigma, and build more inclusive communities.

At , we believe that true inclusion means more than just awareness. It also means belonging and challenging outdated beliefs about autism while recognizing and celebrating each person's unique experiences, strengths, and contributions.

Everyone deserves:
✔️ The right to choose how they live
✔️ Support that meets their unique needs
✔️ A sense of belonging in their community

DSO is committed to helping people connect with the services they need to live life independently, confidently, and on their own terms.

To autistic people and their families: we see you, we hear you, and we’re here to support you every step of the way. Let’s continue building communities where inclusion isn't just a value but a practice.

Learn more about autism 👉 Autism Canada

Need support? Explore programs and services at dsontario.ca.

NOW AVAILABLE!➡️ REQUEST A LINK TO VIEW THIS FREE WEBINAR! “Before & After age 18 - Four Financial Experts Give Their To...
10/05/2026

NOW AVAILABLE!
➡️ REQUEST A LINK TO VIEW THIS FREE WEBINAR!
“Before & After age 18 - Four Financial Experts Give Their Top 5 Tips for Transitioning To Adulthood"
with Carla Dew, Disability Funding Advocate - ODSP expert
with Shannon Lerner - Insurance Advisor - Life Insurance expert
with Ed Arbuckle, CPA - Trusts & Taxes (& Estate Planning) expert
with Frank Gasper - Registered Disability Savings Plan (RDSP)expert
~ in partnership with TBH legal / TBH admin

WHAT YOU WILL LEARN:
This FREE video showcasing the TOP 5 TIPS - BEFORE and AFTER age 18 - from four (4) Financial experts who professionally advise persons who have a disability, and/or caregivers who are making financial decisions for their mentally incapable loved-ones.
Includes 4 x 15 minute presentations with a specific focus on:
-the Ontario Disability Support Program (ODSP),
-Life Insurance for Mentally Incapable Adults,
-Trusts and Taxes (Estate Planning), and
-Registered Disability Savings Plans (RDSP)
also... 1 hour Q & A SESSION with our financial experts.

WHO SHOULD VIEW THIS VIDEO:
🔵 Individuals with disabilities
🔵 Parents of teens/young adults with disabilities
🔵 Care-Workers for those who assist caregivers/parents/families of mentally incapable adults

➡️ REQUEST THE LINK TO VIEW THE VIDEO HERE:
https://tbhlegal.ca/.../adult-guardianship-care-worker.../
or Email: [email protected]
🇨🇦The information in this presentation is geared to individuals with disabilities, and Caregivers / Care-Workers of Incapable Adults who reside in Ontario, Canada🇨🇦

ABOUT THE (4) EXPERTS / PRESENTERS:
EXPERT #1
About Carla Dew, Disability Funding Advocate (ODSP expert):
Carla Dew is a Disability Funding Advocate who supports individuals with disabilities and their caregivers across Ontario review their ODSP funding and navigate the steps needed to secure the support they qualify for.

With over 20 years of personal experience as both a caregiver and advocate for her son, Carla understands firsthand how overwhelming, confusing, and frustrating navigating the funding system can be. When Carla successfully advocated for a correction in her son's ODSP status, his monthly funding increased significantly. That experience opened her eyes to how many families may be receiving less support simply because they are unaware of their options.

This awareness led to Carla starting her own business, ClearPath, where she helps families access the disability funding that they qualify for.

Contact CLEAR PATH for your FREE 15 Minute Consultation:
Carla Dew, Disability Funding Advocate
Tel: 519-702-6403
Email: [email protected]
www.yourclearpath.ca

EXPERT #2
About Shannon Lerner, Financial Advisor (Life Insurance+ Expert):
Shannon is a financial advisor in Cambridge who works with people who have disabilities and their families. She manages her own disability, while also providing care to family members with disabilities. As a financial advisor, she loves being able to answer the question "What if?" and provide peace of mind to families. Shannon has been working in the financial industry for 20+ years in various roles. She is licensed to provide advice on life and living benefits insurance in Ontario and has access to dozens of insurers in the Canadian marketplace. Shannon also offers mutual funds through “Investia”.

"Fundamentally, health and life insurance needs are about paying the bills. If the unexpected happens to you, like an illness or disability, will you still be able to pay the bills? If you die unexpectedly, will your family be able to maintain their current lifestyle?"

BOOK YOUR FREE 15-MINUTE INTRODUCTORY MEETING WITH SHANNON LERNER:
Shannon Lerner, Financial Advisor
Tel: 877-242-9116 x 110
Cell: 519-594-1631
Email: [email protected]

EXPERT #3
About Ed Arbuckle, CPA (Trusts & Taxes & Estate Planning Expert):
Ed Arbuckle is a Chartered Professional Accountant and Author of the book "The Family Guide to Disability and Personal Finances."
Ed's practice “Personal Wealth Strategies”, offers a variety of professional services dealing with all elements of family wealth management and related personal implications. Ed concentrates primarily on personal tax planning, retirement planning, estate planning, and planning for individuals with disabilities.
He also currently contributes articles on financial and tax planning to the MoneySaver magazine.

FOR TAX SERVICES OR ADVICE CONTACT:
Ed Arbuckle, CPA, FCA
Phone or Text: 226-220-2846
Email: [email protected]

EXPERT #4
About Frank Gasper, Financial Advisor (RDSP Expert):
Frank Gasper is a Financial Advisor and founder of CSR Wealth Management. He has been helping individuals and families with financial planning, investments and long-term financial strategies for about 30 years.

Frank has developed a particular passion for helping families living with disabilities better understand programs such as the Disability Tax Credit (DTC) and Registered Disability Savings Plan (RDSP), and how they can fit into a family's bigger financial picture.
His approach is simple: educate first, make complicated things easier to understand, and help people discover opportunities they may not even know exist.

BOOK A MEETING WITH FRANK GASPER:
Frank Gasper, Financial Advisor
Tel: 905-792-8112
Cell: 647-226-8921
Email: [email protected]

➡️ REQUEST THE LINK TO VIEW THE VIDEO HERE:
https://tbhlegal.ca/.../adult-guardianship-care-worker.../
or Email: [email protected]
🇨🇦The information in this presentation is geared to individuals with disabilities, and Caregivers / Care-Workers of Incapable Adults who reside in Ontario, Canada🇨🇦
____________________
If you are researching Adult Guardianship, please contact TBH legal / TBH admin today for more information*!
🔵 https://tbhlegal.ca/adult-guardianship/
🔵 https://tbhadmin.ca/
☎️ 519-777-9303
📧 [email protected] or [email protected]
*Information applies to residents of Ontario, Canada 🇨🇦 Only.

TBH legal POA-W DAY (Monthly 2026 Event) for OCTOBER is Friday, October 9, 2026.POA-W Days are an opportunity for you to...
10/02/2026

TBH legal POA-W DAY (Monthly 2026 Event) for OCTOBER is Friday, October 9, 2026.

POA-W Days are an opportunity for you to complete your Will and Powers of Attorney for only $100 (+HST).

What you need to bring for "POA-W" Days:
🟡 Your completed original will (can be purchased online, in store, digitally, or by using a Certified Executor Advisor... email [email protected] for details)
🟡 Your completed Powers of Attorney (can be downloaded online for free- check our website)
🟡 You will need to bring 1 witness with you for the Will (TBH will provide the second witness)
🟡 Affidavit of Executions will be provided for your witnesses to complete on-site

The "POA-W Package" on these days are only $100 (+HST).
➡️Registration is Required.
Learn More, Register, and Pick Your Date HERE:
https://forms.office.com/r/kGtNa8sC1p
➡️POA-W Days are In-Person Events.
Located in St. Thomas, Ontario.🇨🇦

https://tbhlegal.ca/commissioner-notary-public/

🍂 October 2026 is here! 🍂 Please join TBH legal / TBH admin in the following October 2026 events:🟡 Friday, October 9, 20...
10/01/2026

🍂 October 2026 is here! 🍂
Please join TBH legal / TBH admin in the following October 2026 events:

🟡 Friday, October 9, 2026 - POA-W DAY! (2026 Monthly Event)
POA-W Days are an opportunity for you to complete your Will and Powers of Attorney for only $100 (plus HST).

WHAT YOU NEED TO BRING:
-Your completed original will (can be purchased online, or in store, or created by a Certified Executor Advisor),
-Your completed Powers of Attorney (can be downloaded online for free- check our website)
-2 witnesses are required, You will need to bring 1 witness with you and 1 witness will be provided by TBH legal.

Registration is Required. Please register and pick your date by using this link: https://forms.office.com/r/kGtNa8sC1p

POA-W Days are In-Person Events. Located in St. Thomas, Ontario.

🧡 Monday, October 12, 2026 ~ Thanksgiving Day Holiday 🦃 ~ Office is Closed.
Visit https://todoontario.com/events/tag/thanksgiving-weekend-activities-events-ontario/
... for some fun Thanksgiving Weekend ideas/events to do with your family!

🔵 Wednesday, October 21, 2026 - 4-7PM ET
"JUMBO Business After 5 - Small Business Week" Trade Show
OPEN & FREE TO THE PUBLIC!
Organized by the St. Thomas & District Chamber of Commerce
50+ small businesses are being showcased from the St. Thomas area. ~ TBH legal / TBH admin will be there! 👍

LOCATION: (free parking)
St. Anne's Centre
20 Morrison Drive
St. Thomas, ON

🎃 Saturday, October 31, 2026 ~ Halloween Day 🎃 ~ Be Safe & Have Fun!
Visit https://www.destinationontario.com/en-ca/articles/halloween-for-grown-ups-ontario?gad_source=1&gad_campaignid=24281322207&gbraid=0AAAAACRLucYzhmeYdExBRYb34Pc5F24m0&gclid=EAIaIQobChMI8PLtt5SZlwMVQXV_AB3TmBfMEAAYASAAEgLJh_D_BwE
...for some fun Halloween events to do with your family!
__________________________________________________________________
REGULAR REMINDERS OF TBH LEGAL / TBH ADMIN RESOURCES

🔵 Was Your Child Born in 2008-2010? - If your teen child has a developmental disability and will soon be transitioning to adulthood, REGISTER for Transitioning to Adulthood Education & Important Reminders HERE: https://tbhlegal.ca/adult-guardianship/
COMING SOON! "Getting On-Track to Adulthood" Checklist and Resource List for Caregivers. (Ontario, Canada🇨🇦)

🔵 "ADULT GUARDIANSHIP - FREE 1 on 1, 30 Minute Consultations
For those "Almost Ready" and who have attended/viewed "Adult Guardianship EXPLAINED", book your own 30 minute consultation (by ZOOM or by phone). For those who have some questions before getting started. Let's Talk!
Book your appointment here: https://tbhlegal.setmore.com
*Information applies to residents of Ontario, Canada 🇨🇦 Only.
*Sessions reserved for those who are NOT YET Guardians.

🔵 "Adult Guardianship EXPLAINED*" Pre-RECORDED
This informative FREE 60 minute webinar is geared towards understanding what "Guardianship" really means and which guardianship (if any) is right for you. A MUST WATCH for parents who have a teen/young adult with a developmental disability, or for caregivers of an incapable adult who does not have a POA in place.

REQUEST TO VIEW THE VIDEO HERE: https://tbhlegal.ca/webinars/adult-guardianship-explained/
*Information applies to residents of Ontario, Canada 🇨🇦 Only.

2 VERSIONS To Choose From!
➡️Video #1 - "Adult Guardianship Explained - Adult Child Edition" (For Incapable Adults who have been mentally incapable all of their life. ie: Profound Developmental Disability)
➡️Video #2 - "Adult Guardianship Explained - Incapable Adult Edition (For Incapable Adults who due to "accident" or "illness" have become incapable later in life. ie: Dementia)

🟡 NOTARY SERVICES
For more information on TBH legal's Notary Public services, packages, and pricing visit: https://tbhlegal.ca/commissioner-notary-public/
Call 519-777-9303, Email [email protected], or Book Your Own 15 minute, 30 minute, or 1 hour appointment "Online" using this Link: https://tbhlegal.setmore.com
__________________________________________________________________
Please share this post with your friends!🙂
https://tbhlegal.ca/
https://tbhadmin.ca/

🍂 October 2026 is here! 🎃 🍂Please join TBH legal / TBH admin in the following October 2026 events:🟡 Friday, October 9, 2...
10/01/2026

🍂 October 2026 is here! 🎃 🍂
Please join TBH legal / TBH admin in the following October 2026 events:

🟡 Friday, October 9, 2026 - POA-W DAY! (2026 Monthly Event)
POA-W Days are an opportunity for you to complete your Will and Powers of Attorney for only $100 (plus HST).

WHAT YOU NEED TO BRING:
-Your completed original will (can be purchased online, or in store, or created by a Certified Executor Advisor),
-Your completed Powers of Attorney (can be downloaded online for free- check our website)
-2 witnesses are required, You will need to bring 1 witness with you and 1 witness will be provided by TBH legal.
Registration is Required. Please register and pick your date by using this link: https://forms.office.com/r/kGtNa8sC1p

POA-W Days are In-Person Events. Located in St. Thomas, Ontario.

🟠 Monday, October 12, 2026 ~ Thanksgiving Day 🦃 ~ Holiday (Office is closed) ~
Visit https://todoontario.com/fall-in-ontario/ or https://www.toronto.com/things-to-do/things-to-do-thanksgiving-weekend-toronto-2026/article_f05b1a37-6840-5425-b8a8-48eefce58fc2.html for some Thanksgiving /Fall events to do with your family!

🔵 Wednesday, October 21, 2026 - 4-7PM ET
"Jumbo Business After 5 - Small Business Week"
50+ local businesses and organizations showcased from the St. Thomas area.
➡️ FREE & OPEN TO THE PUBLIC!
TBH legal / TBH admin will be there! 🙂

Organized by the St. Thomas & District Chamber of Commerce.
Location:
St. Anne's Centre
20 Morrisson Drive
St. Thomas, Ontario
*free parking

🟠 Saturday, October 31, 2026 ~ Halloween 🎃 ~
Visit https://todoontario.com/halloween-events-in-ontario/ for some fun Halloween events to do with your family!
__________________________________________________________________
REGULAR REMINDERS OF TBH LEGAL / TBH ADMIN RESOURCES

🔵 Was Your Child Born in 2008-2010? - If your teen child has a developmental disability and will soon be transitioning to adulthood, REGISTER for Transitioning to Adulthood Education & Important Reminders HERE: https://tbhlegal.ca/adult-guardianship/
COMING SOON! "Getting On-Track to Adulthood" Checklist and Resource List for Caregivers. (Ontario, Canada🇨🇦)

🔵 "ADULT GUARDIANSHIP - FREE 1 on 1, 30 Minute Consultations
For those "Almost Ready" and who have attended/viewed "Adult Guardianship EXPLAINED", book your own 30 minute consultation (by ZOOM or by phone). For those who have some questions before getting started. Let's Talk!
Book your appointment here: https://tbhlegal.setmore.com
*Information applies to residents of Ontario, Canada 🇨🇦 Only.
*Sessions reserved for those who are NOT YET Guardians.

🔵 "Adult Guardianship EXPLAINED*" Pre-RECORDED
This informative FREE 60 minute webinar is geared towards understanding what "Guardianship" really means and which guardianship (if any) is right for you. A MUST WATCH for parents who have a teen/young adult with a developmental disability, or for caregivers of an incapable adult who does not have a POA in place.

REQUEST TO VIEW THE VIDEO HERE: https://tbhlegal.ca/webinars/adult-guardianship-explained/
*Information applies to residents of Ontario, Canada 🇨🇦 Only.

2 VERSIONS To Choose From!
➡️Video #1 - "Adult Guardianship Explained - Adult Child Edition" (For Incapable Adults who have been mentally incapable all of their life. ie: Profound Developmental Disability)
➡️Video #2 - "Adult Guardianship Explained - Incapable Adult Edition (For Incapable Adults who due to "accident" or "illness" have become incapable later in life. ie: Dementia)

🟡 NOTARY SERVICES
For more information on TBH legal's Notary Public services, packages, and pricing visit: https://tbhlegal.ca/commissioner-notary-public/

Call 519-777-9303, Email [email protected], or Book Your Own 15 minute, 30 minute, or 1 hour appointment "Online" using this Link: https://tbhlegal.setmore.com
__________________________________________________________________
If you are researching Adult Guardianship, please contact TBH legal / TBH admin today for more information!
https://tbhlegal.ca/adult-guardianship/
🔵 https://tbhlegal.ca/adult-guardianship/
🔵 https://tbhadmin.ca/
☎️ 519-777-9303
📧 [email protected] or [email protected]
*Information applies to residents of Ontario, Canada 🇨🇦 Only.

Please share this post with your friends! 🙂

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N5P2K3

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