06/23/2026
In Ontario, you are legally obligated to ensure your property is reasonably safe for guests. Examples include the following:
1. Mandatory Fire & Gas Safety: Smoke and CO Alarms tested annually as well as fully charged fire extinguishers.
2. General Property & Structure Maintenance: Keep stairs, decks, and walkways clear of debris. Ensure all handrails, docks, and ladders are solid and well-maintained.
3. Short-Term Rental Regulations: If you are renting the cottage to short-term guests, safety requirements are much stricter. Make sure your homeowners policy covers guests and secure Commercial or Short-Term Rental Insurance.