Daniel at KovacsHomes.ca

03/21/2024

Thinking about relocating to Ottawa or contemplating a career change in Ottawa?
You're not going to want to miss our new video on the
Highest Paying + Highest Demand Jobs in Ottawa for 2024

🏬Hyams Real Estate Group eXp Realty Canada

2024 Ottawa Highest Paying Highest Demand JobsIn this video, we've compiled a comprehensive overview of the job market in the greater Ottawa area, focusing o...

05/29/2023

11/10/2022

During the home buying process Buyers should consider, and sellers should be aware, that there may be an appraisal required.

It could be the bank or a credit union, maybe a family member or it could be another form of private lending solution, it all depends on what your mortgage broker and financial advisor help you decide what is best for you.

Most of the time the appraisal is performed to protect the buyer and the bank when the buyers down payment is more than 20% of the purchase price.

The key reason being that 'mortgage insurers' are not involved who would otherwise be verifying the value of the property.

If the appraisal comes in below the price the buyer had agreed to pay for the home, the Lender may be forced to reassess the mortgage and adjust the borrowing amount and they buyer may end up having to pay the difference.

In very rare circumstances, a buyer may be able to use the lower appraisal as a negotiation tool to achieve a lower price, but the buyer should be prepared for the fact that they may need to cover the difference in the price. Usually this only occurs if there was a condition for appraisal in the agreement of sale.

For sellers, it’s possible to get an appraisal before selling to determine a suitable list price, though they may also simply opt for a CMA ( I provide this for FREE!!)

People who are considering refinancing should speak with a mortgage expert to find out if it's a smart financial more them.

Send me a message if you have more questions about appraisals.

11/08/2022

I just wanted to take a moment to thank all of my friends family and former clients for supporting my business. I appreciate you all.

11/07/2022

Lookin for a spot to chill with the squad? don't get rekt, slide in my DMs!

11/06/2022

✔That time of year to get these things done before the snow comes.

11/05/2022

Personally, not a fan of doing this LOL

What do you think? let me know in the comment section👇 :D

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11/04/2022

Looking for something to do this weekend? Check this out 👇

For even more details check out the link in bio.

Christmas Craft Market:
Where: Nepean Sportsplex, 1701 Woodroffe Avenue
When: November 3rd to 6th, Doors open at 10am

Ottawa Canadian Film Festival:
Where: ByTowne Cinema, 325 Rideau Street
When: November 3 to 5, 7 pm

Ottawa 67's Game:
Where: TD Place - Lansdowne
When: Friday 4th 7 pm & Saturday 5th 7 pm

Canzine Festival of Zines and Independent Print Culture:
Where: Ottawa Art Gallery, 50 Mackenzie King Bridge
When: Sunday, November 6th 11 am - 6 pm

Oh Canada Eh? Dinner Show:
Where: 330 Kent Street
When: March 4th - December 23rd, 2022

Canada Army Run:
Where: Various Locations
When: Sunday, November 6, 2022

Hummingbird Chocolate Factory Tour:
Where: 9 Houston Drive, Almonte, Mississippi Mills
When: Saturdays, 10:30 AM – 11:15 AM

11/03/2022

One of the more commonly overlooked closing costs associated with buying a house is the Land Transfer Tax.

2️⃣nd time buying a home? Check the link in bio to use the Land Transfer Tax Calculator and find out how much the land transfer tax might be on your next property purchase

1️⃣st time buying a house? Then you can qualify for up to $4000 in rebates from the provincial government.

Have questions? Send me a DM or book a time with me to discuss how this affects your real estate goals 📲 link in bio

11/02/2022

✨Testimonial✨

✅Thank you to my clients for your trust

🏡Ready to SELL or BUY?

Send me a DM or book a call with me (link in bio)