Toronto Real Estate & pre-construction Canada

11/25/2025

36 LISGAR ST 🏙️NEW LISTING !!
✨ Opportunity to Own a 2-Bedroom Condo in Queen West – one of the most walkable and vibrant areas in the city — TTC, groceries, coffee shops, restaurants, parks, everything right at your doorstep! Perfect for Working Professionals & Young Families!

If you're working in Toronto or have a small family and want a stable place to call home — without worrying about rent increases every year — this condo is truly made for you. ❤️

📍 36 Lisgar St – Queen West
✔ 2 Bedrooms – 1 Bathroom
✔ Includes Parking & Locker
✔ Listed at $449000

In many cases, that’s cheaper than renting!🏡 Perfect For:
✔ Young professionals commuting downtown
✔ Small families looking for stability
✔ Renters ready to start owning
✔ Anyone seeking a property with strong rental demand & long-term value

📩 Want to view the unit or check if you qualify for a mortgage?DM
My Nguyen Realtor® | Web Max Realty Inc.
📱 647-913-9579
📧 [email protected]

# price drop
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💼 WHY WORK WITH ME? Thinking About Buying? Let’s Build a Mortgage Plan That Works for You.
✔ Access to 30+ lenders (A-lenders, B-lenders, private)
✔ Fast and accurate pre-approvals, Strong experience working with first-time buyers
✔ Solutions for self-employed, thin-credit, or low-document clients
✔ Support from viewing → offer → mortgage → closing

Victor Xaybanha
Mortgage Agent – Licence M2307879
Mortgage Squad Inc.
📞 647-472-5741
📧 [email protected]
📧https://mtgapp.scarlettnetwork.com/Victor_Xaybanha_1/home

11/21/2025

Attention Toronto homeowners🏡🏙️

The Vacant Home Tax declaration period is open. All house and condo owners must declare the occupancy status of their homes every year.

Watch for notice in your mail:

Toronto’s Vacant Home Tax (VHT) requires homeowners to declare their property as vacant or occupied each year. This initiative encourages property owners to rent or sell unused homes to increase housing supply, with taxes on vacant properties supporting affordable housing programs.

11/03/2025

🏡 CAN YOU REALLY BUY A 2-BED CONDO IN NORTH YORK WITH JUST OVER $100K DOWN? 💰

The answer is YES!
Here’s a real story about a young couple I recently helped buy their very first home in Canada.

They came here more than 12 years ago — she works in a nail salon, he runs a construction business.
For years, they rented, worked hard, and saved with one simple dream: to have a place of their own and start a family. 👶💗

Earlier this year, they tried to buy two older condos priced at $399K and $530K, but both offers were declined by the lender because the buildings didn’t meet financial requirements.
At one point, they almost gave up, thinking “Maybe it’s not our time yet…” 😔

But we reviewed their documents together, restructured their financing plan, and found the right building with a solid reserve fund and status certificate.
And this time — they were approved for 80% mortgage and successfully purchased a 2-bedroom condo with 1 parking, nearly 900 sqft in North York.

📍 Purchase Price: $570,000
💰 Down Payment: $114,000 (20%)
📉 Interest Rate: 4.99%
💵 Monthly Payment: ~$2,430
📆 Purchased in Oct 2025 – Closing Dec 2025

It turned out to be the perfect timing — the Bank of Canada had lowered rates several times this year, making it easier for buyers to qualify and manage payments.

After 12 years of renting, they finally have a place they can proudly call HOME 💑🏠

💬 Every home-buying journey is different, but one thing never changes:
👉 With the right plan — and someone who understands how lenders think — owning a home is closer than you imagine.

If you’re still renting and wondering “Can I really buy?” — send me a message.
Sometimes, your dream home is just one good plan away. 💛

11/03/2025

RENT PRICES IN TORONTO KEEP RISING – IS THIS AN OPPORTUNITY OR A RISK?

Under the current plan, Ontario has removed rent control for newly built properties (completed after 2018).
This means landlords of new buildings can freely increase rents based on the market.

Premier Doug Ford said the goal of removing rent control was to encourage developers to build more purpose-built rentals — properties designed for long-term rental use.

Before that, because rent increases were capped, many investors stopped building rental housing, leading to a serious shortage in supply.

While the intention was good, the result is that Toronto rents have climbed faster than ever 😥

🔻 For tenants, this means:

❌ No annual limit on rent increases for new buildings
❌ Harder to find affordable, long-term rentals
❌ Every rent payment builds someone else’s equity

💡 But if you’re planning to buy, this could be your chance:

✅ Interest rates are slowly stabilizing
✅ Many sellers are open to negotiation
✅ You can secure a lower purchase price now — before the market rebounds in 1–2 years

👉 When you rent, you’re just paying to stay temporarily.
When you buy, you’re building equity for your own future.
Every payment brings you closer to financial stability — not your landlord’s.

📩 If you’re currently renting a condo or townhouse and wondering whether you qualify to buy, I can help you review your home-buying potential for free and find options with A or B lenders that fit your budget.

My Nguyen Realtor
6469139579

09/10/2025

🏡 FOR RENT – Spacious 3 Bedroom Condo at 500 Wilson Ave, Toronto!

✨ Modern comfort in a prime North York location – perfect for families or professionals!

🛏 3 Bedrooms
🛁 2 Bathrooms
💰 $2,950/month wth parking

This beautifully laid-out unit features:

✅ Bright, open-concept living and dining space
✅ Stylish kitchen with stainless steel appliances
✅ In-unit laundry
✅ Access to top-notch building amenities
✅ Steps to Wilson Subway, close to Yorkdale Mall, Hwy 401, and more!

📍 Address: 500 Wilson Ave, Toronto, ON
📆 Move-in asap Book your private viewing today

📞 Contact: My Nguyen – 647-913-9579
📩 Or DM for more info!

08/30/2025

🏡 FOR RENT – Spacious 1+ 1 Bedroom Condo at 225 Commerce, Vaughan.
Modern comfort in Vaughan – perfect for families or professionals!

🛏 1 Bedroom, 1 den
🛁 2 Bathrooms
💰 $2000/ month

( parking extra +$300)

This beautifully laid-out unit features:

✅ Bright, open-concept living and dining space
✅ Stylish kitchen with stainless steel appliances
✅ In-unit laundry
✅ Access to top-notch building amenities

📍 Address: 225 Commerce, Vaughan, nON
📆 Move-in Asap

📞 Contact: My Nguyen – ⁨(647) 913-9579⁩
📩 Or DM for more information