ABOUT
----------
Born and raised in Mississauga, Ontario, Harpreet Singh spent his youth focusing on education, self-disciple, and finding his passion. With initial intentions of pursuing the field of medicine, he completed his high-school and post-secondary education centred around the highly analytical, precise, and problem solving study of science. He completed his Bachelors of Science with Hon
ours at York University, maintaining his position within the top 10% of students. As time progressed, he found himself greatly interested in real estate and began providing family and friends with guidance in rental property and real estate investing. He eventually turned this new found passion into his own business and switched his drive towards fully understanding the concept of a mortgage, as it is the crucial tool that makes ownership and wealth creation through real estate possible. Harpreet quickly realized that there was not much difficulty involved in real estate investing, ownership, and mortgages. Harpreet thus found himself another natural talent in helping consumers understand mortgages and make informed decisions that not only meet and support goals, but also their lifestyle and needs. This gave rise to his three tier philosophy of “Prosperity, Wealth Creation, Guidance”. Harpreet currently provides his services to all of Southern Ontario whether you are a first time homebuyer, sophisticated real estate investor, or any step in between. SERVICES
----------------
Finding a great mortgage can be stressful and time-consuming. However, at Search Mortgage, we've been successfully delivering the best rate to tens of thousands of our satisfied clients for nearly a decade. Finding the right mortgage for you is our business. We know which lenders have the best rates and we negotiate with multiple lenders at one time. Also, we know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and we do all the paperwork. Plus, the lenders compensate us, and in most cases we offer our services free of charge to our clients. Finding the Best Rate for Whatever Your Cause – Period! With the wide assortment of options and features available today for a mortgage, renewal, refinance, or debt consolidation, shopping around takes a lot of time and effort. The mortgage process can be intimidating to many Canadian homebuyers thus, it’s wise to begin with some advice from a professional that will represent you and ensure the mortgage you get is the one best suited to your needs. Simply talking with The Mortgage King can help you understand how much of a mortgage you can manage and allow you to explore both traditional and innovative mortgage options. BUYING A HOME
A Wide Variety of Mortgage & Financing Solutions
We know that different people need different things in a mortgage. We offer homebuyers access to rate information and mortgage options from a wide range of lenders, including most of the major banks and lending institutions. We have an outstanding range of mortgages and lenders available to help you build a mortgage blueprint that fits your financial goals and future. PRE-APPROVAL
Avoid Last Minute Complications
By getting a pre-approval, you eliminate a lot of complications that can make a deal or offer fall apart last minute. Not only does a pre-approval give you more leverage and negotiation power when sending in an offer, but it also provides you with the confidence you need to succeed. Avoid the stress of worrying about whether or not you are going to get approved, after you have invested all that time in finding the perfect home. Theres never an obligation to go forward with the mortgage after receiving a pre-approval. Additionally, lenders guarantee and secure you their best rate usually for a 120 days. MORTGAGE RENEWAL
Renewal Time Sneaking Up? Congratulations on your maturing mortgage! Now is a great time to look at the many innovative options and competitive rates available. The mortgage environment is always changing - if you’re in the last year of your mortgage, it's not too early to talk about what the next few months will bring. When a term is coming to a close, most banks will send a mortgage renewal notice in the mail usually one to two months prior to the term expiration. Unfortunately, the banks only tend to offer you their posted rate with very little or no discount and only have one financial product to sell: their own. Almost 60 percent of people renewing their mortgage sign this renewal without researching what the competition has to offer. The Mortgage King is here to offer you advice so you can take advantage of the competitive mortgage market. REFINANCING
Refinancing Could Save You Thousands! The common misconception is that there is no need to reevaluate your mortgage until term's expiration is within view. The reality is that a reevaluation could save you thousands of dollars. By refinancing your mortgage to a lower interest rate you could potentially save a lot of money. Imagine all the things you could do with all that extra interest saved. For this reason, it is important to get some professional advice at least once a year to consider your options. Put Your Equity To Use! Refinancing your mortgage is an excellent way to liquidate some cash and put your equity to use, regardless of your need. Refinancing could help you buy investments, a new car(s), investment property, a vacation, finance education, renovations, or one of life's largest milestones - such as a child's wedding. Sometimes the Home of Your Dreams is the One You’re Already Living in
Maybe it just needs some new landscaping, an extra wing for your growing family, an expanded kitchen, or a swimming pool in the backyard. A record number of Canadians have taken advantage of the historic low mortgage rates and rising real estate values to tap into their home equity. There has never been a better time to access the extra funds that can help bring your home to that next level of comfort. Consider accessing the cash you need for the improvements you’ve been dreaming about. DEBT CONSOLIDATION
There's Good Debt and Bad Debt
Mortgages generally qualify as good debt; they are usually available at the lowest possible rates, represent a good investment in an (generally) appreciating asset, and make home ownership possible. Bad debt saddles you with high interest rates - often on depreciating assets. High credit card debt is one of the worst kinds of debt and afflicts most Canadians at some point in their lives. But if you have equity in your home, then you have an opportunity to turn bad debt to good debt - by refinancing and rolling high-interest debt into your mortgage for big interest savings. Manage all of Your Debts
A new mortgage may be the best way to manage all of your debt! Moving your high-interest debt into a lower-rate mortgage is a great way to save on your overall interest costs, improve your cash flow, and begin the process of improving your credit rating. It’s great news that the right mortgage can help establish your reputation for credit-worthiness. REAL ESTATE INVESTMENT
The Right Mortgage is Crucial
Investing in real estate is often not possible without the right financing in place. Done correctly, real estate investments can serve as an excellent source of income, both on short-term and long-term scales. One key factor directly relating to a successful investment is positive cash flow. Without the right financing and leverage in place, a real estate investment can quickly become a financial burden. Whatever the type of investment - condo, long-term hold, flip, short-term hold, etc. - we have solutions and the experience to ensure your investment is a profitable one!
10's of Thousands of Satisfied Clients
Search Mortgage has been delivering the best rate for tens of thousands of satisfied clients for nearly a decade. At Search Mortgage, we are not obliged to only one lender or product. Instead, we recommend what is in the best interest of our clients. We have a vested commitment in satisfying your needs! With The Power of Search Mortgage – You Win
Search Mortgage Professionals have access to the latest information from over 40 mortgage lending institutions and the negotiating power of Canada’s most influential mortgage brokerage. Whether you’re a first-time homebuyer or a sophisticated investor, finding a great mortgage is often stressful and time-consuming. At Search Mortgage, we’ll do the work for you to find the best mortgage at the best rate. Harpreet Singh The Mortgage King
Mortgage Agent
Direct: (416) 795-1919
Website: www.mortgageking.co
Email: [email protected]
Search Mortgage Corp.
100-50 Village Centre Place
Mississauga, Ontario, L4Z 1V9
License #: 12652
