Manjit Virk Law Office, Ontario, Canada

06/29/2026

During , we acknowledge the significant and often lifelong effects of brain injuries.

Since 2010, our legal team has offered civil and insurance litigation services throughout Ontario, advocating for equitable compensation, access to care, and justice for individuals affected by brain injuries and other motor vehicle-related injuries.

For additional information regarding Brain Injury Awareness Month, please visit braininjurycanada.ca.

Welcome to Brain Injury Canada. This website is an accessible information resource for individuals with brain injury, caregivers, and health care professionals.

06/18/2026

Insurance companies don’t report all their claims costs and profits - we just have to ‘trust' them that the premiums they charge are fair.

06/18/2026

12/12/2025

📉 New data shows outcomes for injured people at the Licence Appeal Tribunal (LAT) continue to deteriorate.

According to inHEALTH’s updated statistical analysis, injured applicants succeeded on all issues at a hearing just 8% of the time in 2024, down from 33% in 2017.

OTLA is calling on the Government of Ontario to commission an independent review of the LAT to examine why outcomes have fallen into the single digits and whether the Tribunal is meeting its legislative mandate.

Injured Ontarians deserve a dispute resolution process that is fair, accessible and accountable.

🗞️ Read the full news release: https://bit.ly/3KitFEO.

12/06/2025

Starting July 1, 2026, Ontario will implement new auto insurance regulations.

Under these changes, injured victims may lose income-replacement benefits if they choose to opt out, potentially leaving them without coverage for lost wages. Skipping caregiver or home-maintenance benefits could make it more challenging to afford assistance during recovery. Students, non-earners, or part-time workers who do not opt in might lose access to non-earner benefits, missing out on expected support.

Because these coverages are now optional, the risk of being underinsured increases. What might seem like a small premium savings could lead to a significant coverage gap after an accident.

We strongly advise all insured individuals to review their auto policies carefully with their insurance broker before enrolling in the new policy in 2026.

If you're thinking about filing a claim (for personal injuries, property damage, or slip and fall) in Ontario, contact our law firm.

Manjit S. Virk
Barrister & Solicitor

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M.S. Virk Law Office
218 Export Blvd., Suite 503
Mississauga, ON, L5S 0A7
Tel: (905) 595-0656 | (905) 956-0566
Fax: (905) 956-6065

Email: [Contact our law office for the email address]
Web: www.msvlawyers.com

We have been handling civil and insurance claims litigation in Ontario since January 2010.

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03/13/2025

Denial of Property Insurance Claims Due to Exclusion Clauses in Ontario

This year's harsh winter weather has significantly affected homes across Ontario, leading to a notable increase in insurance claims. This winter's primary issues are snow load and ice buildup, commonly called ice damming.

Unfortunately, many policyholders are discovering that their insurance policies do not always cover these problems.

Homeowners should review their policies with their insurance broker to understand the specifics of their coverage, including potential damages to their property and belongings. Coverage for winter-related issues is inconsistent; it varies by insurance company and specific policy. In fact, even different policies from the same insurance company may offer varying levels of protection. Therefore, homeowners must be proactive to ensure they are adequately protected.

If you've had a claim denied, it’s advisable to contact our law office or consult with an experienced litigation lawyer before contesting the decision with your insurance company or broker. Although our lawyer's hourly rate is $400, we may be willing to handle your insurance litigation matter on a contingency basis.

Thank you,
Manjit Singh Virk Law Office

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02/22/2025

Heading south for a winter break or heading for a week at a ski resort? Before you leave, take steps to help ensure your return home is safe and secure.

-Ensure snow is being cleared from your driveway and walkways
-Have a trusted friend or neighbour look after mail, flyers and packages
-Ask neighbours to keep an eye on your home
-Have lights around the house connected to timers
-Ensure all your windows and doors are locked
-Make sure your home surveillance/doorbell camera are functioning properly
-Don’t advertise your absence on social media – share those pics when you get home
-If you are away for an extended break, have someone do periodic walkthroughs of your home
-Review your home insurance policy