Realtor Maninder Grewal

04/30/2026

GTA rental vacancy just hit a 5-year high. Urbanation Q1 2026 data released April 28, 2026. 📊
Here's what renters are seeing right now:
→ 8% availability rate — record high
→ Net rents down 3.8% — 16-quarter low
→ 66% of landlords offering incentives including 2 months free rent and cash move-in bonuses
This is genuinely the best time to be a renter in the GTA since 2020.
But here is the part nobody is talking about:
This window is temporary. Supply peaked because of a wave of completions from 2021–22 builds all hitting the market at once. That wave doesn't repeat. Immigration will return. Sidelined buyers will re-enter. And when they do, vacancy tightens and rents rise again — probably by late 2026.
The math on renting vs buying right now: at $2,800/month rent, you'll pay $168,000 over 5 years. To someone else's mortgage.
With prices down 7.4% year-over-year and 5% down getting you into an $800K home for $40K — the numbers may surprise you.
DM me "RENT" and I'll show you whether buying makes more sense than renting for your specific situation. No pressure. Just the honest numbers.
📞 647 962 7072
🌐 manindergrewal.com
🏢 Royal Canadian Realty, Brokerage

04/26/2026

The Bank of Canada just announced its rate decision.

The overnight rate holds at 2.25%.

Which means the question every buyer with a pre-approval is asking right now is back on the table:

Fixed or variable — which do you actually pick?

This isn't a trick question with one right answer. It depends on your timeline, your risk tolerance, and your specific mortgage. But most people guess without a framework.

Swipe for the honest breakdown 👉

One important note: I'm a realtor, not a mortgage broker. The right person to run your specific numbers is a licensed mortgage professional. I'll connect you with the right one for your situation.

But understanding the fundamentals? That's where this post comes in.

Save this for when you're comparing mortgage options 📌

📩 DM me — I'll connect you with a trusted mortgage broker who can model both scenarios for your budget.

🔗 manindergrewal.com
647 962 7072

HASHTAGS:

04/25/2026

New listings in the GTA just dropped 16.7% year-over-year. 📉
That is the most consequential number in the entire March 2026 TRREB report — and almost nobody is talking about it.
Sales rose 30.3% from February. Listings barely kept up. Supply is down to 4.3 months. The math is simple: less supply + more buyers = higher prices.
You still have negotiating power right now. Homes are selling at 97-98% of asking. Sellers are accepting conditions. Average days on market: 47.
That window is closing fast. April and May are your best shot.
DM me "LISTINGS" and I'll show you every home available in your budget right now.
📞 647 962 7072 | 🌐 manindergrewal.com

04/23/2026

GTA mortgage rates just went up — and the Bank of Canada didn't move a single time. 📈
Here's what most buyers don't know: fixed and variable rates are completely different animals. Fixed rates follow bond markets, not the Bank of Canada. And right now, geopolitical tensions and US tariffs pushed bond yields — and your fixed rate — higher.
5-year fixed: was 3.79% in February. Now 4.04%.
5-year variable: still at 3.35% — stable.
On an $800K mortgage, that 0.25% difference costs you $144/month — $1,728/year.
DM me "RATES" and I'll connect you with the best mortgage rate available for your situation today.
📞 647 962 7072 | 🌐 manindergrewal.com

04/22/2026

Thinking about selling your Brampton home this spring?

Before you list — or before you renovate — read this.

Something I've been noticing more and more: Brampton homeowners are choosing renovation over relocation. Basement conversions are up 40% since 2020. "Improve, not move" is becoming a real trend.

And honestly? For some people, it's the right call.

But for others, staying put is costing them more than they think.

Here's how to figure out which side you're on 👇

(swipe through)

The difference between a profitable sale and a missed opportunity usually comes down to one conversation — before you make any decisions.

If you're thinking about listing this spring or summer in Brampton, Mississauga, Kitchener, or Durham, DM me for a free home value assessment. I'll give you an honest number and a clear-eyed recommendation.

No obligation. No pressure. Just facts.

What's your biggest question about selling right now? Drop it in the comments 👇

04/21/2026

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04/21/2026

The GTA housing market just turned. 🏡
For the first time in 6 months, home sales rose year-over-year in the Greater Toronto Area. Here's what the March 2026 TRREB data actually means for buyers and sellers right now.
📊 The numbers:
→ 5,039 homes sold — up 1.7% year-over-year
→ Sales jumped 30.3% from February 2026
→ New listings dropped 16.7% — supply is tightening
→ Average price: $1,017,796 — still 7% below last year
📉 Prices are down. Rates are stable at 2.25%. And listings are disappearing fast.
This is the window buyers have been waiting for — but it won't stay open long. When 100,000+ sidelined buyers finally move, competition returns and prices follow.
The smartest move right now? Act before the crowd does.
DM me "MARKET" for a free personalised GTA market breakdown. No obligation. Just clarity. 👇
📞 647 962 7072
🌐 manindergrewal.com
📧 [email protected]
🏢 Royal Canadian Realty, Brokerage — Brampton, ON

04/20/2026

Ontario rents just dropped for the 18th month in a row.

Toronto rents are at a 4-year low.

And yet — most renters I talk to have no idea the gap between renting and owning has never been smaller in some Ontario cities.

Here are the numbers (March 2026):
→ National average rent: $2,008/month (down 5.3% YoY)
→ Toronto rents: lowest since 2022
→ At 3.64% fixed: $600K home ≈ $2,800/month
→ In Oshawa or Kitchener: closer to $2,100–$2,200/month

The math isn't the same for everyone. But if you've been renting for years and telling yourself "buying is too expensive" — that story is changing.

Not telling you to buy. Telling you to check the numbers.

DM me and I'll run it for your city and budget — takes about 10 minutes.

04/19/2026

📍 CITY SPOTLIGHT: London, Ontario — 2026

I searched $622,000 in London, Ontario.

Here's what you actually get.

A 3-bedroom detached home. A real backyard. A double driveway. A city with a genuine economic foundation — Western University, Fanshawe College, major healthcare employment, and a growing tech sector.

Here's where London stands right now:
→ Average home price: $622,414
→ Detached: $676,000
→ Townhouse: $489,000
→ 5.9 months of inventory — full buyer's market
→ Homes selling at 97.4% of list price — you have room to negotiate

This is one of Ontario's most underrated markets for first-time buyers and investors looking for better ROI than the GTA.

And yes — I serve London. I work in all four markets (GTA, Waterloo Region, Durham, London).

Thinking about making the move west? DM me. Happy to walk you through what $600K–$700K actually gets you in different London neighbourhoods.

Link in bio for listings 👆

04/18/2026

First-time buyers in Ontario — save this post 📌

The government just announced that development charges on new homes have been cut in half.

That COULD save you up to $70,000 on a new build.

But here's what nobody's talking about: the savings are not automatic.

Builders are not legally required to pass them on to buyers. CBC investigated this. London's mayor said savings "must be passed on" — but there's no enforcement mechanism in place.

What you need to know before you sign any pre-construction agreement:

✅ Ask your builder: "How are you passing on the DC savings?"
✅ Get it in writing — a lower purchase price or confirmed credit at closing
✅ Combine with the HST rebate (still active until March 31, 2027) for maximum savings
✅ Work with a realtor who can help you understand the full picture before you sign

The headline said $70,000 in savings. Your job is to make sure you actually see that money — not your builder.

Questions? DM me before you sign anything 👇
6479627072