My Midland Area - Monica McCready

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My Midland Area - Monica McCready FORMER MARKETER NOW REALTOR® FOR 19 YEARS AND COUNTING, HELPING FAMILIES BUILD BETTER FUTURES AND LIVE BETTER TODAY. Thank you for 'Liking' My Midland Area.

Powered by your local REALTOR®, Monica McCready, serving the good people of Midland, Penetanguishene, Tay & Tiny Townships for 20 years and counting | Call: 705-528-4897 | Email: [email protected] | For more info go here: bit.ly/McCreadyReviews Serving homeowners in Midland, Penetanguishene, Tay and Tiny Townships to help you sell faster, for more money and less hassle using an extensive network and the latest tech. I am honoured and passionate about serving my clients, my profession and my community, and am excited to help you too! You can expect great results delivered with professionalism, a positive attitude and a little bit of humour thrown in because life should be fun right? I like it too. Pass it on. Post great stuff. Share with your friends. Talk soon! Monica McCready

Most owners weighing “sell it or rent it out” start with two numbers: what the house would sell for, and what it would r...
10/15/2026

Most owners weighing “sell it or rent it out” start with two numbers: what the house would sell for, and what it would rent for.

Those two numbers don’t answer the question.

What matters is what each path nets you over the years you’d actually hold it. On the sell side, that’s the proceeds after commission, legal fees, closing costs, and whatever it takes to get the deal done — and then what that equity goes on to do next. On the rent side, it’s the mortgage (use the renewed payment if your term is up soon) plus property taxes, condo fees, insurance, a maintenance reserve, a vacancy allowance, and management fees if you won’t be handling it yourself.

And a rental pays you in three ways that arrive at different speeds: monthly cash flow, the principal your tenant is quietly paying down, and appreciation over time. A house that barely breaks even each month can still be a strong hold. One that cash-flows can still be the wrong call if you need that equity for the next place.

Run it with real local numbers for your specific house. Rent, taxes, condo fees, and appreciation vary enough from one neighbourhood to the next to flip the answer.

Read the full article here: https://bit.ly/McCreadyBlog

As title sponsor for this fun event presented by A Passion for Fashion Inc., I would like to cordially invite you to sup...
10/13/2026

As title sponsor for this fun event presented by A Passion for Fashion Inc., I would like to cordially invite you to support Big Brothers Big Sisters of North Simcoe along with me...

Join us for our Winter Fashion Show on Monday, November 16th! It's a celebration of our 35th anniversary and Big Brothers Big Sisters of North Simcoe's 51st anniversary! **Inspired by the life of Susan Inrig! Proceeds going to BBBSNS. Click the link below for tickets:

https://www.tickettailor.com/events/midlandculturalcentre/2419495

** A tax receipt will be issued for a portion of the ticket cost. Doors open at 6 PM. Cash bar, and light refreshments will be served. 

Big Brothers Big Sisters of North Simcoe

💥NEW LISTING | Walk To Little Lake Park, Georgian Bay, Schools, Downtown Shops And Restaurants 🏡🌳☀🛶❄🚴This charming 3 bed...
10/13/2026

💥NEW LISTING | Walk To Little Lake Park, Georgian Bay, Schools, Downtown Shops And Restaurants 🏡🌳☀🛶❄🚴

This charming 3 bedroom home is conveniently located in an established neighbourhood of west end Midland.

Here is your chance to own this one-of-a-kind home! Come check it out for yourself 🏡🌿💦

For more information on this (Midland) home, please contact Monica McCready at 705-528-4897 or [email protected]

More photos & info : bit.ly/328Third

📍328 THIRD Street, Midland, Ontario L4R 3S7

Why are more owners asking whether to rent out the house they’re leaving?Start with prices. Nationally, the benchmark pr...
10/09/2026

Why are more owners asking whether to rent out the house they’re leaving?

Start with prices. Nationally, the benchmark price index is still running below where it was a year ago, even as sales have picked up and markets move back toward balance. For anyone who bought in the last few years, selling can mean taking less than they hoped — so holding the home and renting it out looks like a way to wait out the dip instead of selling into it.

But holding has its own math here. Mortgages renew every few years, so there’s no decades-long rate to protect by staying put; you’ll face today’s rates either way. And the tenant you’d be counting on is paying less than a year ago, with asking rents down across the country as a record number of new apartments come online.

So it’s a real question, with a real case on both sides. The owners who come out ahead are the ones who decide on purpose, before they list, with the numbers in front of them.

For a more in-depth look: https://bit.ly/McCreadyBlog

10/09/2026

Keeping your old house and renting it out sounds simple. It’s manageable — but five things change the day a tenant moves in, and every one of them is easier to handle before than after.

🏦 Your lender — most mortgages were approved on the basis that you’d live in the home. Tell your lender first, and check whether renting it out needs their consent.

🛡️ Your insurance — a home you don’t live in needs a separate policy, and an undisclosed tenant can void the coverage you think you have.

📋 Your condo corporation or strata — in most provinces, bylaws can restrict or ban rentals, set minimum lease terms, or require approval.

🔑 Your tenant — screening, a proper lease, deposit rules that vary by province, and your province’s rules on notice, repairs, and ending a tenancy.

⏰ Your time — a few hours a month in a quiet stretch, and whole days when something breaks or someone moves out. The 2 a.m. water heater call is real.

Nothing on that list is a reason not to do it. All of it is a reason to do it on purpose.

Read the full article: https://bit.ly/McCreadyBlog

When people move, there’s usually an assumption built in: you sell the house you’re leaving and put the money toward the...
10/06/2026

When people move, there’s usually an assumption built in: you sell the house you’re leaving and put the money toward the next one.

More owners are pausing on that this year and asking a second question — should I sell it at all, or keep it and rent it out?

We just published a post that walks through both paths: what each one actually nets you, what really changes the day you become a landlord, and when selling is simply the better call.

https://bit.ly/McCreadyBlog

10/05/2026

💥FOR SALE | Penthouse with Georgian Bay views - Yes, please! 😎☀⛵🛶❄🚴

This one has them from all the main spaces including your balcony overlooking the water, PLUS it has 2 bedrooms and 2 parking spaces!

And you would be located in this upscale neighbourhood without the multi-million-dollar price tag, with waterfront trail access across the street and close to all your downtown amenities 🏡🌿💦

For more information on this (Midland) condo, please contact Monica McCready at 705-528-4897 or [email protected]

Type this link into your browser: bit.ly/280Aberdeen415

📍280 ABERDEEN Boulevard Unit #415, Midland, Ontario L4R 5N4

midlandonta

Address

833 King Street, P. O. Box 416
Midland, ON
L4R4L1

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

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