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Toronto now offers free pre-approved fourplex and sixplex plans—but “pre-approved” does not mean your building permit is...
10/08/2026

Toronto now offers free pre-approved fourplex and sixplex plans—but “pre-approved” does not mean your building permit is already approved.

The new plans can give homeowners a design starting point. The property still has to pass address-specific review:

• Four-unit multiplexes are permitted city-wide in principle; six-unit permissions currently vary by location.
• A building permit is still required, and the proposal must comply with the Building Code, zoning and other applicable law.
• A current survey or site plan must address property lines, easements, setbacks, building dimensions, coverage, height, parking and landscaping.
• A lot-grading plan must show that the proposal will not create new ponding on the subject or neighbouring properties.
• Qualified design professionals must assume responsibility for site-specific architectural, structural, HVAC and plumbing matters.
• Modifying the selected plan—including HVAC or plumbing changes—means it is no longer treated as pre-approved and the regular permit process applies.

Hypothetical comparison: two identical fourplex plans are considered for two different lots. One lot has a straightforward survey and setbacks; the other has an easement, mature protected trees and tight neighbouring foundations. The same standard plan does not create the same approval path or construction cost.

Start with the address: confirm zoning, survey, easements, tree constraints, grading and service requirements with qualified professionals before treating the catalogue plan as a project budget.

Official sources, updated October 2 and checked October 6, 2026:
City of Toronto — Pre-Approved Multiplex Building Plans: https://www.toronto.ca/services-payments/building-construction/building-permit/before-you-apply-for-a-building-permit/pre-approved-building-plans/pre-approved-multiplex-building-plans/
City of Toronto — Multiplex Housing: https://www.toronto.ca/city-government/planning-development/planning-studies-initiatives/multiplex-housing/

Considering a Toronto multiplex project? Contact Wilson Lee.

——

Toronto現在免費提供預先審批的四戶及六戶Multiplex圖則，但「Pre-approved」不代表你的Building Permit已獲批。

新圖則可作為業主的設計起點；個別地址仍須完成審查：

• 四戶Multiplex原則上全市允許；六戶權限目前因地點而異。
• 仍須申請Building Permit，並符合Building Code、Zoning及其他Applicable Law。
• Current Survey或Site Plan須處理地界、Easement、Setback、建築尺寸、Coverage、Height、Parking及Landscape。
• Lot Grading Plan須證明方案不會令本地或鄰地新增積水。
• 合資格設計專業人士仍須承擔地址層面的建築、結構、HVAC及Plumbing責任。
• 若修改所選圖則，包括HVAC或Plumbing改動，便不再按Pre-approved流程處理，須改走一般Permit程序。

假設比較：同一套四戶圖則用於兩個不同地段。A地段的Survey及Setback直接；B地段有Easement、受保護大樹及緊貼鄰屋地基。同一套標準圖則，不會產生相同的審批路徑或建造成本。

應先從地址出發：讓合資格專業人士核實Zoning、Survey、Easement、樹木、Grading及Service要求，再把Catalogue Plan轉化為項目預算。

官方來源；2026年10月2日更新、10月6日查核：
City of Toronto — Pre-Approved Multiplex Building Plans: https://www.toronto.ca/services-payments/building-construction/building-permit/before-you-apply-for-a-building-permit/pre-approved-building-plans/pre-approved-multiplex-building-plans/
City of Toronto — Multiplex Housing: https://www.toronto.ca/city-government/planning-development/planning-studies-initiatives/multiplex-housing/

正在考慮Toronto Multiplex項目？聯絡Wilson Lee。

一般資訊整理，不構成法律、建築或工程意見。

Wilson Lee | Broker | 647-286-0918
wilsonhomesgta.com

September GTA home sales fell—but that is only half the story.TRREB reported 5,040 sales in September 2026, down 9% from...
10/07/2026

September GTA home sales fell—but that is only half the story.

TRREB reported 5,040 sales in September 2026, down 9% from September 2025. New listings totalled 16,500, down by a larger 14.4% year over year.

• The average selling price was $1,006,409, down 5.1% year over year.
• The MLS® HPI Composite benchmark was down 4.7% year over year.
• On a seasonally adjusted basis, sales and new listings both declined from August.
• The seasonally adjusted benchmark and average price also edged lower month over month.
• These are GTA-wide measures—not valuations for a specific home or neighbourhood.

Practical comparison: a seller may see a lower GTA average price and assume every local segment has weakened equally. A buyer may see fewer sales and assume there must be more choice. Neither conclusion follows automatically when new listings also fell sharply. The useful comparison is recent same-type sales, current active competition and the property's specific condition and location.

For sellers: review comparable Active, Sold and Terminated listings before setting price and offer strategy. For buyers: use current affordability and property-level due diligence rather than trying to predict the exact market bottom.

Official source, released and checked October 6, 2026:
TRREB — September 2026 Market Watch: https://trreb.ca/economic-uncertainty-kept-gta-homebuyers-on-the-sidelines-in-september/
TRREB — Market Watch: https://public.trreb.ca/market-data/market-watch/

Planning a GTA move? Contact Wilson Lee.

——

GTA九月成交量下降，但這只是故事的一半。

TRREB公布2026年9月共有5,040宗成交，較2025年9月下降9%；新掛牌量為16,500套，同比跌幅更大，達14.4%。

• 平均成交價為$1,006,409，同比下降5.1%。
• MLS® HPI Composite基準指數同比下降4.7%。
• 經季節調整後，成交量及新掛牌量均較8月下降。
• 經季節調整的基準價格及平均價亦按月輕微回落。
• 以上是整個GTA指標，不是個別房屋或社區估值。

實務比較：賣家看到GTA平均價下降，可能以為所有地段都同樣轉弱；買家看到成交下降，可能以為選擇一定增加。但當新掛牌量亦大幅下降，兩個推論都不能自動成立。更有用的做法，是比較同類近期成交、目前Active競爭，以及物業的實際狀況與位置。

對賣家：定價及Offer策略前，查看同類Active、Sold及Terminated房源。對買家：以現時負擔能力及物業層面盡職審查作決定，不要試圖精準預測市場最低點。

官方來源；2026年10月6日發布及查核：
TRREB — September 2026 Market Watch: https://trreb.ca/economic-uncertainty-kept-gta-homebuyers-on-the-sidelines-in-september/
TRREB — Market Watch: https://public.trreb.ca/market-data/market-watch/

正在計劃GTA買賣？聯絡Wilson Lee。

一般資訊整理，不構成估值或財務意見。

Wilson Lee | Broker | 647-286-0918
wilsonhomesgta.com

10/06/2026

Before the next heavy rain, check where your downspouts send water. Clear fallen leaves, watch for overflowing gutters, and keep runoff away from your home and your neighbours' foundations. Arrange professional help for work at height.

下一場大雨前，先看看落水管把水排到哪裡。清理落葉、留意簷槽有沒有溢流，並讓雨水遠離自家與鄰宅地基。需要登高處理時，請找專業人員。

Exploring a move in the GTA? Current homes and contact details:
準備在 GTA 搬家？現有房源及聯絡方式：
https://www.wilsonhomesgta.com/homes-for-sale/?utm_source=facebook&utm_medium=organic_social&utm_campaign=home_notes_oct2026&utm_content=autumn-drainage

Source / 來源: Government of Canada, checked Oct 4, 2026.
https://www.canada.ca/en/services/policing/emergencies/preparedness/get-prepared/hazards-emergencies/floods/flood-risk/prevent-flood-damage/eavestroughs-and-downspouts.html

Wilson Lee | Real Estate Broker
HomeLife Landmark Realty Inc., Brokerage

10/03/2026

LEASED · TORONTO WATERFRONT
This south-facing one-bedroom suite with a balcony has been leased. Thank you to everyone who reached out. Looking for a current rental, or planning to lease your own property?

已租出｜多倫多湖濱。一房單位向南，設陽臺，現已租出。感謝每位查詢的朋友。正在找租盤，或打算出租物業？

Current rentals / 現有租盤：
https://www.wilsonhomesgta.com/rentals/?utm_source=facebook&utm_medium=organic_social&utm_campaign=waterfront_leased_oct2026

Wilson Lee | Real Estate Broker
HomeLife Landmark Realty Inc., Brokerage

10/02/2026

A corner suite with windows across the living space.
TORONTO WATERFRONT · FOR LEASE · $4,200/month
3 bedrooms · 2 bathrooms · approx. 1,008 sq ft · 1 parking space. Open kitchen, balcony and a lake view. Available Dec 1 per the listing. Heat, water and parking are included; hydro is not listed as included.

轉角客飯廳採光充足。多倫多湖濱出租｜月租叫價 $4,200。三房兩浴，約 1,008 平方英尺，附一個車位。開放式廚房、陽臺及湖景。房源所列入住日期為 12 月 1 日；租金包括暖氣、水及車位，電費未列為包括。

Current rentals & viewing enquiries / 現有租盤及預約看房：
https://www.wilsonhomesgta.com/rentals/?utm_source=facebook&utm_medium=organic_social&utm_campaign=waterfront_3bed_oct2026

Wilson Lee | Real Estate Broker
HomeLife Landmark Realty Inc., Brokerage

Is every Ontario new-home deposit protected the same way? No.The protection depends on the home type, purchase price, pa...
10/02/2026

Is every Ontario new-home deposit protected the same way? No.

The protection depends on the home type, purchase price, payment timing and whether there is a signed purchase agreement:

• Before signing, verify the builder or seller in the HCRA Ontario Builder Directory. It shows licence status, activity, regulatory actions and warranty information.
• For freehold agreements signed on or after January 1, 2018, coverage is up to $60,000 when the price is $600,000 or less. Above $600,000, coverage is 10% of the price, capped at $100,000.
• Condominium deposits must generally be held in trust under the Condominium Act. If the builder does not return a deposit after terminating the agreement, Tarion provides up to $20,000 in backstop protection.
• Payments made to reserve or hold a home before the purchase agreement is signed are not covered by Tarion’s deposit protection.
• Register a freehold purchase with Tarion within 45 days of signing. Tarion says the deposit-coverage changes are deferred until January 1, 2027 during transition. Under the changed rules, late or unregistered claims remain covered but are subject to a separate annual $15-million fund sub-limit; that is not a per-buyer limit.

Hypothetical comparison: a $650,000 freehold has a maximum Tarion deposit-protection limit of $65,000; a $1.2-million freehold is capped at $100,000. A condo follows a different trust framework, with Tarion’s up-to-$20,000 protection acting as a backstop if the deposit is not returned.

Ask a lawyer to review the purchase agreement, refund and termination clauses. Keep the Home ID, APS, addenda and receipts, and register a freehold purchase with Tarion within 45 days rather than waiting for closing.

Official sources, checked September 30, 2026:
Tarion — Coverage before you close: https://www.tarion.com/coverage-before-you-close
Tarion — Coverage and claims before you move in: https://www.tarion.com/homeowners/pre-possession-coverage
HCRA — Ontario Builder Directory: https://www.hcraontario.ca/resources/ontario-builder-directory/

Buying a new home in Ontario? Contact Wilson Lee.

——

Ontario 新樓 Deposit 是否全部用同一方式保障？不是。

保障方式取決於房屋類型、樓價、付款時間，以及是否已簽正式 Purchase Agreement：

• 簽約前，先在 HCRA Ontario Builder Directory 核實 Builder／Seller；資料包括牌照狀態、活動紀錄、監管行動及 Warranty 資料。
• 2018 年 1 月 1 日或之後簽訂的 Freehold：樓價 $600,000 或以下，最高保障 $60,000；樓價高於 $600,000，保障為樓價 10%，最高 $100,000。
• Condo Deposit 原則上須按 Condominium Act 存入 Trust。Builder 終止協議但沒有退回 Deposit 時，Tarion 提供最高 $20,000 的後備保障。
• 在簽署 Purchase Agreement 前，用於 Reserve 或 Hold 單位的款項，不屬 Tarion Deposit Protection。
• Freehold 買家應在簽約後 45 日內向 Tarion 登記。Tarion 表示，訂金保障變更在過渡期內延至 2027 年 1 月 1 日實施。新規下，遲報或未登記的申索仍有保障，但受另一個每年合計 $1,500 萬基金上限約束，並非每位買家的上限。

假設比較：$650,000 Freehold 的 Tarion Deposit Protection 上限為 $65,000；$1.2M Freehold 則以 $100,000 封頂。Condo 採用不同的 Trust 框架，Tarion 最高 $20,000 保障是在 Deposit 未獲退回時的後備層。

應由律師審閱 Purchase Agreement、退款及終止條款。保留 Home ID、APS、Addenda 及收據；Freehold 簽約後 45 日內向 Tarion 登記，不要等到交屋才處理。

官方來源；2026年9月30日查核：
Tarion — Coverage before you close：https://www.tarion.com/coverage-before-you-close
Tarion — Coverage and claims before you move in：https://www.tarion.com/homeowners/pre-possession-coverage
HCRA — Ontario Builder Directory：https://www.hcraontario.ca/resources/ontario-builder-directory/

準備在 Ontario 購買新樓？聯絡 Wilson Lee。

一般資訊整理，不構成法律或財務意見。

Wilson Lee | Broker | 647-286-0918
wilsonhomesgta.com
HomeLife Landmark Realty Inc., Brokerage

Does selling a tenant-occupied property automatically require the tenant to move out? No.Ontario’s updated N12 materials...
10/01/2026

Does selling a tenant-occupied property automatically require the tenant to move out? No.

Ontario’s updated N12 materials make an important distinction between a landlord’s own use and a purchaser’s own use:

• A sale does not end the tenancy. For purchaser’s own use, there must first be an agreement of purchase and sale.
• The purchaser-use route generally applies to a condominium unit or a residential complex with no more than three units, and the intended occupant must genuinely need the unit for residential occupation.
• The termination date must be at least 60 days after the notice and fall on the last day of the rental period or fixed term.
• For purchaser’s own use, the landlord who serves the notice must still pay one month’s rent or offer another acceptable unit by the termination date.
• An N12 is only the first step. To obtain an LTB eviction order, the landlord must file an L2 application with the required declaration or affidavit; the tenant may dispute the application at an LTB hearing.

Hypothetical example: a seller signs an agreement on October 5 for a tenanted house where rent is paid on the first of each month. A December 1 closing date does not by itself make vacant possession available. The notice, lease term, service date, compensation, L2 process and closing commitment must all line up.

The September 21, 2026 update added a no-compensation exception for certain Landlord’s Own Use notices with at least 120 days’ notice. The LTB’s current instructions state that this exception does not apply to Purchaser’s Own Use.

Before promising vacant possession, have the tenancy documents, APS wording and LTB timeline reviewed by the appropriate legal professional.

Official sources, checked September 30, 2026:
LTB — N12 Instructions: https://tm2.tribunalsontario.ca/documents/ltb/Notices%20of%20Termination%20%26%20Instructions/N12_Instructions.html
LTB — Interpretation Guideline 12: https://tm2.tribunalsontario.ca/documents/ltb/Interpretation%20Guidelines/12%20-%20Eviction%20for%20Personal%20Use.html
Ontario — Residential Tenancies Act, 2006: https://www.ontario.ca/laws/statute/06r17

Selling a tenant-occupied home in the GTA? Contact Wilson Lee.

——

出售有租客居住的物業，是否代表租客必須自動搬走？不是。

Ontario 更新後的 N12 資料，清楚區分 Landlord’s Own Use 與 Purchaser’s Own Use：

• 出售本身不會終止租約。以買家自住為理由時，必須先有 Agreement of Purchase and Sale。
• Purchaser’s Own Use 一般適用於 Condo Unit，或不多於三個住宅單位的 Residential Complex；擬入住人士必須真誠地需要作住宅用途。
• 終止日須在送達 Notice 至少 60 日後，並落在租期或固定租約的最後一日。
• 以買家自住為理由時，發出 Notice 的房東仍須在終止日前支付一個月租金補償，或提供租客接受的另一單位。
• N12 只是第一步。如要取得 LTB 驅逐令，房東須提交 L2 及所需 Declaration／Affidavit；租客可在 LTB Hearing 爭議申請。

假設例子：賣家在 10 月 5 日簽訂買賣協議，租客每月 1 日交租。買賣雙方把交屋日寫成 12 月 1 日，並不會自然產生 Vacant Possession；Notice、租期、送達日、補償、L2 程序及交屋承諾都必須互相配合。

2026 年 9 月 21 日更新，為部分有至少 120 日通知的 Landlord’s Own Use 加入免補償例外。LTB 現行指引明確指出，這個例外不適用於 Purchaser’s Own Use。

承諾 Vacant Possession 前，應由合適的法律專業人士審閱租務文件、APS 文字及 LTB 時序。

官方來源；2026年9月30日查核：
LTB — N12 Instructions：https://tm2.tribunalsontario.ca/documents/ltb/Notices%20of%20Termination%20%26%20Instructions/N12_Instructions.html
LTB — Interpretation Guideline 12：https://tm2.tribunalsontario.ca/documents/ltb/Interpretation%20Guidelines/12%20-%20Eviction%20for%20Personal%20Use.html
Ontario — Residential Tenancies Act, 2006：https://www.ontario.ca/laws/statute/06r17

準備在 GTA 出售有租客住宅？聯絡 Wilson Lee。

一般資訊整理，不構成個案法律意見。

Wilson Lee | Broker | 647-286-0918
wilsonhomesgta.com
HomeLife Landmark Realty Inc., Brokerage

05/31/2026

Rare 2-storey downtown Toronto loft at 8 Telegram Mews #833.

1,520 sq. ft. of bright, open living space with soaring 18 ft ceilings, floor-to-ceiling windows, 2 bedrooms + den, 3 washrooms, open balcony, and tandem 2-car parking.

Located steps to Rogers Centre, CN Tower, Financial District, TTC, waterfront trails, restaurants, shops, and daily essentials.

Asking: $1,170,000
MLS # C13076916

For details or a private showing:
Wilson Lee | Broker
647-286-0918


Rare downtown Toronto 2-storey penthouse-style loft at 8 Telegram Mews #833.Offering 1,520 sq. ft., 2 bedrooms + den, 3...
05/27/2026

Rare downtown Toronto 2-storey penthouse-style loft at 8 Telegram Mews #833.

Offering 1,520 sq. ft., 2 bedrooms + den, 3 washrooms, soaring 18 ft ceilings, floor-to-ceiling windows, open-concept living, balcony, and tandem 2-car parking.

Located in the heart of the city, steps to Rogers Centre, CN Tower, Financial District, TTC, waterfront trails, shops, dining, and daily essentials.

Asking: $1,170,000
MLS # C13076916

For details or a private showing:
Wilson Lee | Broker
647-286-0918

Address

7240 Woodbine Avenue
Markham, ON

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