10/09/2026
I recently reviewed my mother's car insurance renewal and had to point out to her how that her policy has materially changed effective this past summer. For policies entered into or renewed on or after July 1, 2026, medical, rehabilitation, and attendant-care benefits remain mandatory, while several other benefits, including income replacement, may depend on OPTIONAL coverage.
When you receive your policy renewal, take the extra time and read the extra notes and make sure that you have the coverage you need. If you are unsure, call your insurance broker and review your coverage.