Liza Harnish, Real Estate Agent

Liza Harnish, Real Estate Agent Real Estate Agent. Helping buyers find a home not a house, helping sellers receive the best offer

☀️ This summer, hit pause on the hustle and dream a little bigger.Take a break, soak up the sunshine, and start building...
06/04/2026

☀️ This summer, hit pause on the hustle and dream a little bigger.

Take a break, soak up the sunshine, and start building a vision for the life and home you really want.

Whether it’s upsizing, downsizing, relocating, or just reimagining your space, your future self will thank you for taking the time to plan now.

📝 What’s one home goal you’d love to make happen this year? Share it below!

Secondary suites have become the gold standard for house hacking in 2026 — and there's a reason why. 🏠The Canada Seconda...
06/04/2026

Secondary suites have become the gold standard for house hacking in 2026 — and there's a reason why. 🏠

The Canada Secondary Suite Loan Program, administered through CMHC, now offers homeowners up to $80,000 at a fixed 2% rate over 15 years to build or convert a secondary suite — double the program's original limit. For buyers who need more, CMHC's refinancing program allows access to up to 90% of your home's post-renovation value.

Secondary suites include:
🔹 Basement apartments
🔹 Laneway houses
🔹 Garden suites

They're increasingly legal, federally supported, and proven in the rental market. If affordability is your biggest barrier to homeownership, a property with secondary suite potential might be the solution.

Read the full article: https://lizaharnish.myagent.site/house-hacking-in-2026-what-the-hype-got-wrong-and-what-actually-works/

06/03/2026

Ontario HST Rebate Draws New-Build Buyers

Mortgage rates will always fluctuate, and while many buyers hope for rates to return to historic lows, the reality is th...
06/03/2026

Mortgage rates will always fluctuate, and while many buyers hope for rates to return to historic lows, the reality is that timing the market perfectly is nearly impossible.

What matters most is whether today’s decision aligns with your financial goals, budget, and long-term plans. It’s making a smart, informed decision that works for your long-term goals.

Want to explore what buying could look like in today’s market? Let’s connect and talk strategy.

Finding a great deal often comes down to strategy and knowing where to look.Here’s where opportunity often shows up:👀 Ho...
06/02/2026

Finding a great deal often comes down to strategy and knowing where to look.

Here’s where opportunity often shows up:
👀 Homes with longer days on market may offer more room for negotiation
🛠️ As-is listings can present value opportunities for buyers willing to make updates
🔄 Relisted homes may come with more flexible sellers
🤝 Strategic negotiation based on market data, property condition, and seller motivation

The buyers who consistently win in competitive markets are the ones who stay informed, patient, and strategic with every move.

If you want help identifying real opportunities and building a smart buying strategy, let’s connect and map out your next steps.

The lifestyle debate that never gets old. 🌆🌳City living gives you walkability, culture, entertainment, and the energy of...
06/02/2026

The lifestyle debate that never gets old. 🌆🌳

City living gives you walkability, culture, entertainment, and the energy of being connected to everything. Suburban life offers space, quiet, community, and often more home for your dollar.

There is no wrong answer! It all depends on where you are in life and what matters most to you right now.

Which side are you on? Drop your answer below and tell us why!

06/02/2026

Unlock Milton Open House Secrets with Liza Harnish!
Let’s connect and talk about the latest insights in the industry!

06/02/2026

House hacking isn't about living for free — it's about making homeownership possible when it otherwise wouldn't be. In 2026, the strategy is less about eliminating a mortgage payment and more about engineering one you can actually afford. 🏡

Here's what's working:

✅ Secondary suites — The Canada Secondary Suite Loan Program offers up to $80,000 at 2% fixed over 15 years to build or convert a suite

✅ Multi-generational homes — Multi-generational households in Canada grew 21.2% over the past decade, more than double the overall household formation rate

✅ Small multi-family properties — CMHC mortgage insurance allows as little as 5% down on owner-occupied properties, with the insured ceiling now raised to $1.5 million

✅ Realistic expectations — If rental income cuts your $3,800 payment down to $2,200, that's a win

The math has to work. The zoning has to be legal. And the lifestyle has to fit. But for the right buyer, house hacking can turn a closed door into an open one.

Read the full article: https://lizaharnish.myagent.site/house-hacking-in-2026-what-the-hype-got-wrong-and-what-actually-works/

06/01/2026

Ontario New Home HST Rebates Explained

It’s a small detail, but it can make a difference in both cleanliness and longevity.🔽 Rim Down: Helps prevent dust from ...
05/31/2026

It’s a small detail, but it can make a difference in both cleanliness and longevity.

🔽 Rim Down: Helps prevent dust from settling inside and keeps glasses ready to use
🔼 Rim Up: Allows airflow and helps avoid trapping moisture, especially if not fully dry

The best choice often depends on your space, how often you use them, and how they’re stored.

Which way do you store your glassware—up or down? Share your preference below!

Address

21 KING Street W UNIT A 5/FL
Hamilton, ON
L8P4W7

Telephone

+19056939575

Website

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