Steve Finley Real Estate

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Steve Finley Real Estate Steve Finley REALTOR® | Guelph

Hands-on. Zero pressure. Fully local. Clear advice. No rush. No pressure.

I help buyers navigate big life changes,
first homes, growing families, and
multi-generational living.

10/17/2026

Out for a walk with Bruno along the Speed River, just off James Street.

Where’s your favourite spot for a walk around Guelph?

10/16/2026

Thinking about selling your home in Guelph?

Here are the things I’d pay attention to, especially in a buyer’s market.

Good listing photos, the right asking price from the start, and making it easy for buyers to book a showing.

You can’t control how many buyers are shopping. But you can make sure your home is ready when the right one comes along.

These details matter.

10/14/2026

The decisions made at City Hall affect our everyday lives, from housing and roads to parks, recreation and community services.

Take some time to look up the candidates, read their platforms and see what they want to do for our city.

Do your research. Make an informed decision. Vote.

Have you looked into the candidates yet?

10/11/2026

Welcome to 744 Woodhill Drive, where comfort meets pride of ownership. This meticulously maintained three-bedroom, two-bathroom brick bungalow is located in a sought-after Fergus neighbourhood, close to shopping and everyday amenities. Great curb appeal, a double-wide driveway, and a two-car garage....

10/09/2026

Be careful about discussing your motivation, timeline, budget or what you might offer while you’re inside the house.

Look at the house, take your notes, and save the strategy discussion for outside with your REALTOR®.

It could make a difference when it comes time to negotiate.

10/07/2026

Buying a home in Guelph? There’s a cost you’ll want to understand before you start shopping.

If your down payment is less than 20%, you’ll generally need mortgage loan insurance.

The premium depends on your mortgage amount and down payment, and it can usually be added to your mortgage.

That means you may not pay the premium upfront, but it still increases the amount you’re borrowing.

Your down payment is only one part of the affordability equation.

Make sure you understand the full cost before you start looking at homes.

10/03/2026

One parking lot. Three trails. And a dog-friendly spot right here in Guelph.

If you’re looking for somewhere to get outside without going far, Crane Park gives you a few different ways to explore.

Which trail would you take?

10/02/2026

Found the right home in Guelph, but yours hasn’t sold yet?

That was the situation my clients found themselves in.

They wanted a home that was likely to have competition, and we knew a sale condition probably wasn’t going to get their offer accepted.

They were in a position to get the financing in place, buy the home they wanted, then put their own home on the market (luckily it sold in 4 days).

Could everyone do this? No.

Buying before selling only works when the finances and circumstances make sense.

The important thing is knowing what options you have before you make your move.

09/30/2026

A couple of years ago, my client really wanted to move from her condo into a house.

She did exactly that.

But once she was living in the house, she realized how much she missed the ease of condo living.

No shovelling.
A lot less maintenance.
Just less to worry about.

Last week, I helped put her home on the market and secure a condo again.

Sometimes a move isn't about getting more house.

It's about getting the right home for the life you're actually living.

House or condo, which would you choose today?

Address

160 Macdonell Street #101A
Guelph, ON
N1H2Z6

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