12/03/2019
Valuable information from a trustworthy source!
๐ช๐ก๐๐ญ ๐ข๐ง๐๐จ๐ซ๐ฆ๐๐ญ๐ข๐จ๐ง ๐ข๐ฌ ๐ง๐๐๐๐๐ ๐๐จ๐ซ ๐ ๐๐จ๐ซ๐ญ๐ ๐๐ ๐ ๐๐ฉ๐ฉ๐ฅ๐ข๐๐๐ญ๐ข๐จ๐ง?โฃ
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Filling out a mortgage application can seem daunting, but it doesnโt have to be. My goal as a Mortgage Specialist is to make this process as easy and simple for you as possible. To do this, you will need to gather some information for me related to your income, assets and liabilities. โฃ
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But letโs simplify this even further. All I need from you is:โฃ
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* Identification (Driverโs License is perfect!)โฃ
* Proof of employment. This can include: pay stubs, job letters, previous two years T4's and notice of assessments.โฃ
* Proof of Downpayment and Closing Costs. This includes your saving and chequing account balances, RRSP, and investment balances.โฃ
* Assets Information such as vehicles, other property, life insurance details.โฃ
* Debts information including credit cards, lines of credits, personal loans, car loans, spousal support, or other mortgages.โฃ
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Since every individuals situation is unique, I may need to ask for additional documentation, but otherwise, that is the basic information that I need from you. โฃ
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Once I have the information listed above, I will also need to pull your credit report to see how well you have been able to pay your debts and bills in the past. I only do this if you are confident and ready to move forward with your mortgage process, and I will never pull your credit score without your consent. โฃ
By understanding this process, hopefully the mortgage application doesnโt sound so scary anymore. If you have any questions about the application process, donโt hesitate to reach out!โฃ
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*๐๐ณ๐ฆ๐ฆ๐ต ๐๐ช๐ฏ๐จ๐ฉ, ๐๐ฆ๐ด๐ช๐ฅ๐ฆ๐ฏ๐ต๐ช๐ข๐ญ ๐ข๐ฏ๐ฅ ๐๐ฐ๐ฎ๐ฎ๐ฆ๐ณ๐ค๐ช๐ข๐ญ ๐๐ฐ๐ณ๐ต๐จ๐ข๐จ๐ฆ ๐๐ฑ๐ฆ๐ค๐ช๐ข๐ญ๐ช๐ด๐ต ๐ธ๐ช๐ต๐ฉ ๐๐ฐ๐ณ๐ต๐จ๐ข๐จ๐ฆ ๐๐ญ๐ญ๐ช๐ข๐ฏ๐ค๐ฆ.* โฃ
