Andrew Cao: Mobile Real Estate and Wills and Estates Lawyer, KBL LAW LLP

Andrew Cao: Mobile Real Estate and Wills and Estates Lawyer, KBL LAW LLP Buying/selling a home, protecting your family or opening a business should not be challenging. Let me be ThatLawyerGuy to come to you + make things easy! Cheers!
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I've made it my mission to make law accessible and understandable to everyone. This means breaking down the traditional image of what a lawyer is, and making myself available to everyone, everywhere! I practice in the areas of Real Estate, Wills and Estates, and Business Law. I am passionate about these fields, and I like to think that this shines through in the level of service I provide to my clients, their realtors, mortgage brokers, and everyone I encounter. I offer at home/out of office appointments with my clients, so you don't need to worry about travelling, especially with little ones, and I can see you early mornings, evenings, and weekends. Unlike most of my peers, I get involved in real estate transactions BEFORE you list your own or make an offer, so I can ensure that your interests are protected, stress is minimized, and money is saved. Your family's well-being, your home selling/buying experience, and your business' success are all important to me, so I've designed my practice to ensure that I'm always here for you. My page will feature all kinds of legal insight and tips, but always remember that any specific post is NOT legal advice, and that your particular set of circumstances will need to be reviewed. Feel free to message me with any questions you may have.

We are over the hump folks, but still making things happen as the temperature cools down this week.I'll always be honest...
09/24/2026

We are over the hump folks, but still making things happen as the temperature cools down this week.

I'll always be honest with clients when they ask about the realistic timeframe for closings and won't take a file on when it's too close for comfort for them, myself and our staff.

Sometimes a deal becomes a rush due to delays on a lender's end or otherwise and so we roll the punches and do our best.

That happened today where we got mortgage docs for a quick close, dropped everything to get them done, I drove to downtown to meet the client near his workplace, and we got everything sent to the bank so they can do their review to try and close on time.

I loved this YEGHAW sign with two cows for CFR upcoming on Rice Howard Way.

Evening folks. Anytime one person passes away owning a piece of property, before it can be transferred to someone, thei...
09/23/2026

Evening folks.

Anytime one person passes away owning a piece of property, before it can be transferred to someone, their estate must go through probate aka approval from the Court that the Will is valid and confirming who will manage the estate and who receives the property etc. Even if you have a Will, anytime you own property in one name, your estate has to go through probate.

A house really shouldn't even be listed without probate, but if it is, it should be made subject to the seller obtaining probate to avoid disappointment and/or delays for both seller and buyer alike.

There is a court application that can be made as well to allow a sale to proceed without the probate happening. It's not always a guarantee and you will have to pay a lawyer to assist, but it is an option so that the home at least can be sold. The monies get held in trust until the probate is actually granted.

Happy Monday folks. It has been a gorgeous day so far and in some markets and some properties, real estate does seem to ...
09/22/2026

Happy Monday folks. It has been a gorgeous day so far and in some markets and some properties, real estate does seem to be quite hot too.

Being a fashionable guy, I'm always here to help you out with all your legal needs and you never have to SUSPEND your belief with me, I will be forthright and up front from the get go :)

Happy Monday folks. I'm going to give away a random NFL prize each MNF game to one correct contestant To be eligible 1) ...
09/21/2026

Happy Monday folks.

I'm going to give away a random NFL prize each MNF game to one correct contestant

To be eligible
1) follow/like my page
2) like this post
3) select the correct score and winning team between The Giants and Rams

Bonus entry on Instagram . Only one winner over both accounts.

I'll do a random draw of all correct entries who must be in Alberta and able to grab the prize by 12 pm Wednesday of this week at my office in West Edmonton.

Good luck!

I don't know why my pal Trevor and I are in a picture by ourselves and so far away from each other, but it turned out ok...
09/20/2026

I don't know why my pal Trevor and I are in a picture by ourselves and so far away from each other, but it turned out ok ;)

Let me take on the stress for you.
09/20/2026

Let me take on the stress for you.

Time flies when you are having fun and the weather is nice. Seems like the days are flying by these days and BAM BAM bef...
09/19/2026

Time flies when you are having fun and the weather is nice.

Seems like the days are flying by these days and BAM BAM before you know it, it'll be Halloween and Christmas 🎄

Looking forward to a relatively relaxing weekend, mixing in some work with some rest. Don't want to work too hard and end up in a Rubble of Pebbles ;)

When buying a home you will typically have a financing condition, and it's absolutely essential that you don't waive you...
09/18/2026

When buying a home you will typically have a financing condition, and it's absolutely essential that you don't waive your conditions until you have unconditional approval.

This means going over all the conditions that you have to fulfill and have your lawyer review the conditions laid out for him or her to make sure that they are feasible and not going to be challenging to fulfill.

If they can't be fulfilled or the timing is too tight, you don't want to waive and then be stuck buying a house and losing your deposit or getting sued for the entire purchase price if you can't do what the lender needs to give unconditional approval and give us the mortgage documents, and ultimately the mortgage advance.

This is just another reason to choose your lawyer before you waive conditions to ensure that you don't remove conditions without knowing for sure if want your banks wants you/your lawyer to do is possible.

Unlike most lawyers, I will get involved beforehand to review your mortgage commitment with you as well.

As always, any questions, let me know :)

Happy Humpday folks. A gorgeous September day mixed with tasty food and drink makes for a fabulous office setting outdoo...
09/17/2026

Happy Humpday folks. A gorgeous September day mixed with tasty food and drink makes for a fabulous office setting outdoors.

I finally got to check out Heo Bake across from the scenic George F Hustler Memorial Plaza.

I had to try their Vietnamese Iced Coffee with Croissant Duo and I can't believe I've been missing out on dipping a warm croissant into my drink!

I highly recommend checking them out especially during Vietnamese Heritage Month.

Good evening folks.When you can't afford to or don't want to put down 20 percent on your home purchase, you have to get ...
09/16/2026

Good evening folks.

When you can't afford to or don't want to put down 20 percent on your home purchase, you have to get an insured mortgage. The main mortgage insurer is the CMHC - Canada Mortgage Housing Corporation.

When you put down less than 20 percent, you will typically get a better interest rate than when you put down 20 percent. The mortgage company is taking on a larger risk since you don't have an insurance policy in place if you defaulted and so you get "punished" with a higher rate.

With an insured mortgage, since you are covering the cost in the case of less than twenty percent, you get "rewarded" with a better interest rate.

Ultimately, you have to decide what is best for you and your family - saving interest or avoiding the cmhc fee? Most folks either don't have 20 percent or don't want to throw down that money so it's not an option/consideration in any event, but it's good to calculate the potential savings either way before you proceed and go from there.

It is rare to put down 20 percent and get a better rate than if you go the insured mortgage route, but not impossible. You can't always have your cake and eat it too, unless you're like me and have slice upon slice of this delicious cake my wife made :)

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Edmonton, AB
T5S1H9

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