bhardwaj_co

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Helping Edmontonians find their dream home is not just a job for us—it’s an honour!We’re incredibly grateful for the tru...
09/10/2024

Helping Edmontonians find their dream home is not just a job for us—it’s an honour!

We’re incredibly grateful for the trust our clients place in us, and we pride ourselves on being there every step of the way, offering guidance and support.

Whether it’s your first home or your next big move, we’re here to ensure the process is smooth and stress-free. 🏡

A special thank you to our clients who trust us with the biggest purchase of their lives! Your satisfaction means the world to us

You can read the full review here:

“Very professional, yet friendly and down-to-earth, with extremely friendly service. Prompt and thorough, yet willing to go the extra mile. Highly recommend. Used them twice now for real estate matters. Couldn’t imagine going anywhere else to be honest.”

Thank you for allowing us to be part of your home-buying journey! 😊💼

Before you sign your mortgage agreement, here are 5 tips you can’t afford to miss!1. Fixed vs. Variable Rate: Choosing b...
09/08/2024

Before you sign your mortgage agreement, here are 5 tips you can’t afford to miss!

1. Fixed vs. Variable Rate: Choosing between a fixed-rate or variable-rate mortgage can drastically impact your finances. Fixed rates provide stability, but variable rates might offer lower initial payments. Be aware, though, that variable rates can increase over time, leading to unpredictable expenses

2. Prepayment Penalties: Planning to pay off your loan early? Not so fast—some loans come with prepayment penalties. These fees can take a chunk out of your savings, so check for them upfront to avoid surprises.

3. Mortgage Insurance: If your down payment is under 20%, mortgage insurance is likely required. While this helps you secure the loan, it adds to your monthly payment and could stay for years unless you plan to remove it strategically.

4. Hidden Fees: Don’t overlook the fine print! Loan origination, processing, and admin fees can add up. Ensure you know all the costs before committing to avoid unexpected financial stress later.

5. Grace Periods: What happens if you miss a payment? Some lenders offer grace periods, but others may impose harsh penalties or even start foreclosure. Understand your lender’s policies to protect yourself from long-term consequences.

Save this post for when you’re ready to buy, share it with someone preparing for a mortgage, or drop a comment if you have any questions about the process!

Bhardwaj+Co is a boutique law firm servicing Edmonton and Leduc. We are your family that you can count on to be by your ...
03/14/2022

Bhardwaj+Co is a boutique law firm servicing Edmonton and Leduc. We are your family that you can count on to be by your side while you go through the ups and downs of your personal and business life. Our family will be there for you during the celebrations and more importantly during the rainy days.

Personal or Business, we have you covered.

Ashima Chandan is the Office Manager at our Leduc location. Ashima provides assistance in all aspects of the Estate Plan...
03/14/2022

Ashima Chandan is the Office Manager at our Leduc location. Ashima provides assistance in all aspects of the Estate Planning and Estate Administration of our office.

Our Leduc office handles many delicate matters such as estate planning and the process of assisting an Estate after death.
These demanding and intensely personal issues are handled by Ashima’s gentle and pragmatic approach.

Personal or Business, Bhardwaj+Co has you covered.

Joselyne Phan is the Office Manager at our Edmonton location. It’s because of Joselyne that both Puneet and Gary can foc...
03/14/2022

Joselyne Phan is the Office Manager at our Edmonton location. It’s because of Joselyne that both Puneet and Gary can focus on providing quality legal services to their clients. Whether it’s managing phone calls, coordinating the lawyers calendars, she’s the one that makes everyone at Bhardwaj+Co look good.

In addition to her responsibilities as an Office Manager she has also embraced the role as the firms Conveyancer and Corporate Paralegal.

Puneet Bhardwaj is the founder of Bhardwaj+Co. As a serial entrepreneur he understands the challenges of starting up a b...
03/13/2022

Puneet Bhardwaj is the founder of Bhardwaj+Co. As a serial entrepreneur he understands the challenges of starting up a business and the incorporation of companies. Puneet can help you if you require legal advice on starting a business, incorporating, drafting of shareholder agreements or assistance in buying or selling a business.

Puneet also routinely assists in Estate Planning and Estate Administration. When planning he works closely with you and your needs to carefully plan and execute a succession plan. He works closely with tax advisors and accountants to ensure your estate’s taxes are mitigated to the extent possible.

During Administration (after a passing of an individual) Puneet tends to the Estate and assists the executor with winding up the Estate including the steps to obtain a Grant from the Court.

Personal or Business, Bhardwaj+Co has you covered.

Gurveer (Gary) Gill is an Associate at Bhardwaj+Co. He can assist in all matters related to Employment. If you have been...
03/13/2022

Gurveer (Gary) Gill is an Associate at Bhardwaj+Co. He can assist in all matters related to Employment. If you have been recently fired you should speak with Gary immediately! He can review your severance package and advise you of your entitlement. If you were not provided severance he can also assist in negotiating on your behalf. Gary’s experience includes negotiating over 6 figure settlements in severance.

Gary also routinely assists businesses and business owners with their Employment Contracts. Lastly, Gary can be called upon if you require Civil Litigation for a broad spectrum of business disputes.

Bhardwaj+Co will be there with you for the celebrations, and more importantly, during those rainy days. Personal or Busi...
07/09/2020

Bhardwaj+Co will be there with you for the celebrations, and more importantly, during those rainy days. Personal or Business we have you covered.

Swipe left to view our service list + pricing. We offer a transparent pricing guide for all our services!

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Edmonton, AB

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