Lagoon City Waterfront Community

10/17/2026

Ontario’s Path to 1.5M Homes: Bold Change Needed
Ontario’s ambitious goal of 1.5 million new homes is falling out of reach—with 2025 housing starts now at 65,400, even lower than last year’s 74,600. For nearly three decades, I’ve seen firsthand how zoning complexities and fragmented building codes can slow us down, making homeownership feel like a distant dream for too many. Unified regulations and more reasonable standards aren’t just policy talking points—they’re essential steps if we want to see real, steady progress in building the homes our communities need. As someone who has advocated for homeowners and served on the front lines of real estate leadership, I know that bold, practical changes are the only way forward. My commitment has always been to guide clients with experience, honesty, and a deep understanding of the challenges we face together.


https://www.housing-trends.com/agent-news/joselle-alves/2123150-Ontario%E2%80%99s-Path-to-1.5M-Homes%3A-Bold-Change-Needed

10/16/2026

Tradition Transformed 2026
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https://www.housing-trends.com/agent-news/joselle-alves/2148621-Tradition-Transformed-2026

10/15/2026

Home affordability improves in most Canadian markets
After nearly three decades in real estate, I've seen how shifts in the market can open new doors for buyers and sellers alike. In August, most major Canadian cities saw home prices drop, which improved affordability in 10 out of 13 markets. Notably, Toronto experienced the greatest improvement, while markets like Halifax, Ottawa, and Fredericton saw conditions become a bit more challenging. Fixed mortgage rates did rise to 4.24%, so navigating these changes takes careful planning and strong negotiation. My commitment has always been to guide clients with experience, results, and trust—especially as the market evolves. Experience matters when it comes to making the most of changing affordability.


https://www.housing-trends.com/agent-news/joselle-alves/2073678-Home-affordability-improves-in-most-Canadian-markets

10/14/2026

Canadian Home Sales Slide 6.9% Yearly
Market shifts are always worth watching, especially for those considering their next real estate move. Mid-Q3 numbers showed Canadian home sales declining by about 1% month-over-month and nearly 7% year-over-year. These changes reflect the impact of economic uncertainty and rising mortgage costs—factors I help my clients navigate every day. The national price index held steady compared to the previous month, though it’s down around 3% from last year. Meanwhile, new listings have rebounded by approximately 3% after several months of decline, broadening opportunities for buyers and sellers alike. The sales-to-new listings ratio has eased to about 49%, dipping further below the Canadian long-term average of 55%. As an experienced REALTOR® who’s seen market cycles come and go, I know how important it is to interpret the numbers: inflation risks, rising bond yields, and the prospect of further rate hikes (with markets factoring in a 60% chance of an increase in early Q4) are all shaping the decisions we make together. With nearly three decades of helping clients succeed no matter the market, my focus remains on providing the expertise, perspective, and advocacy you can trust—before, during, and long after your transaction.

10/13/2026

Best Homes Under $1M
Get a FREE list of best properties under $1M with a basement suite.

Get a personalized list of homes under $1M in Brechin, Ontario, curated by local real estate expert Joselle Alves.

10/13/2026

Ontario's $130K HST rebate absorbs tariff costs as GTA single-family home sales hit 47% above the 10-year average
Ontario’s single-family home market continues to stand out, with sales across the GTA soaring 47% above the 10-year average—even as prices have adjusted. What’s helping fuel this momentum? Substantial tax incentives, with HST rebates saving buyers up to $130,000, are making homeownership more attainable and even absorbing tariff-related costs. Our vibrant residential construction sector now supports 256,000 jobs and $39.3 billion in investment, underscoring just how central real estate is to Ontario’s economy. After nearly three decades in this business, I’ve seen firsthand how the right opportunities—and the right guidance—can help clients achieve their homeownership goals, no matter the market climate. EXPERIENCE. RESULTS. TRUST.

10/12/2026

Canada Needs More Homes to Sustain Affordability
After nearly three decades in real estate, I’ve seen firsthand how critical new home construction is in maintaining affordability for Canadians. Recent improvements in affordability are encouraging, but they remain on shaky ground as new ownership housing starts slow down—especially when rental construction is outpacing ownership-focused builds. According to new estimates, Canada needs between 417,000 and 469,000 new homes annually just to bring affordability back to where it was before the pandemic by 2036. That’s a tall order, and the supply gap isn’t shrinking.

What’s happening in our major markets reflects what I hear from clients every day: more rental options are coming online, but many aspiring homeowners are finding fewer choices. Even as population growth slows and affordability edges up, construction hasn’t kept pace with demand. This leaves us vulnerable—a soft market now doesn’t guarantee we’ll be ready when demand surges again.

As someone passionate about homeownership and advocacy, I know that protecting affordability means keeping ownership construction moving forward. It’s not just about numbers; it’s about making sure families have real options when they’re ready to make their move. Experience, results, and trust matter, especially when the market changes.

10/11/2026

Happy Thanksgiving

10/10/2026

Ontario HST rebate shields new home sales
The Ontario HST rebate continues to play a vital role in supporting new homebuyers, particularly in the GTA, where we’ve just seen single-family home sales reach 692 units—an impressive 47% above the 10-year average. In total, new home sales hit 907, though the benchmark price has adjusted downward by 14.6% compared to last year. Meanwhile, condo sales are lagging, sitting 78% below average, largely due to restrictions on tax incentives.

Having spent nearly three decades advocating for homeowners and guiding clients through every market cycle, I know how important thoughtful policy and smart incentives are to your real estate journey. Whether you’re buying your first home or considering your next move, understanding how these figures and rebates impact your options is essential. Experience, results, and trust—these remain at the heart of every transaction.


https://www.housing-trends.com/agent-news/joselle-alves/2099956-Ontario-HST-rebate-shields-new-home-sales

10/10/2026

Joselle was amazing helping us sell our home and buy our home. She made a stressful situation, much...
Let’s connect and talk about the latest insights in the industry!