07/15/2026
First time home buyer? Here's what you NEED to know about mortgages before you start house hunting 🏡💰
📌 You could qualify with as little as 5% down — you don't need 20% saved up!
📌 Your credit score directly affects your interest rate 📊
📌 Pre-approval locks your rate for 90-120 days ⏳
📌 The "stress test" means you must qualify at a higher rate than you'll actually pay ✅
📌 RRSP Home Buyers' Plan + FHSA let you save for your down payment tax-free 💸
Understanding your mortgage options is the first real step toward homeownership — and it's simpler than most people think. 🔑
Want a full breakdown of what YOU qualify for? DM us or call Sahil Singla at 647-904-9112 📞