06/21/2026
If you're buying a new construction home, you may have heard about the new HST rebates being discussed. The big question is: who actually qualifies, and how much can you really save?
For eligible first-time home buyers, the current federal rebate can provide up to $50,000, while the proposed Ontario rebate could add up to $80,000 more if approved.
Here's what that could look like:
🏡 $800,000 New Home
Potential HST rebate available: Up to $130,000
🏡 $1,000,000 New Home
Potential HST rebate available: Up to $130,000
🏡 $1,500,000 New Home
Potential HST rebate available: Up to $80,000 (provincial portion only, subject to approval, as the federal rebate phases out above $1M)
A few important things to remember:
✔ The date your Agreement of Purchase and Sale was signed may affect eligibility.
✔ Not all buyers qualify for the same rebates.
✔ The proposed Ontario rebate is not yet in force and remains subject to legislative approval.
At MJ Law, we help buyers understand how changing rebate programs may affect their purchase and ensure all available credits and adjustments are properly accounted for before closing.