01/09/2026
"Can I pay a 5% deposit instead of 10%?" 💸💰
We get asked this all the time by buyers trying to keep more cash handy for moving and renovations!
In NSW, the standard contract deposit is 10%, but many sellers are open to accepting 5% if it’s negotiated into the contract before you exchange! Many buyers request this, especially those using the First Home Guarantee scheme.
We negotiate special conditions like deposit reductions for our clients to make buying a little easier on your wallet. 🏡✨