04/12/2025
๐ฒ๐๐ถ๐ธ๐ฒ๐ โ ๐ฎ๐ฟ๐ฒ ๐๐ผ๐ ๐ฐ๐ผ๐๐ฒ๐ฟ๐ฒ๐ฑ ๐ณ๐ผ๐ฟ ๐ฐ๐น๐ฎ๐ถ๐บ๐?
๐ดeBikes are in the news a lot of late, usually because of near misses and claims that riders are not wearing helmets or driving dangerously. โกElectric bicycles have risen in popularity because they offer the ability for many, particularly children, to drive themselves around over longer distances than if they had to pedal.
They also save parents time in ferrying their kids around, and money otherwise spent on taxis and Ubers and the like, but without the financial costs associated with cars and motorbikes, each of which require:
๐licensing; and
โ
insurance.
๐ฒWhatever your view is on whether eBike riders should pay for a license to use the roads like other road users, some of the cost of which goes towards the costs of maintaining road infrastructure and the like, one things that is often forgotten is the risk of damage to property, injury or death ๐.
๐Unlike with a car or motorcycle, that must at least have compulsory third party insurance coverage and regular inspections to maintain registration for use on the roads, there is no requirement for eBikes to be registered, have inspections for roadworthinessโฆ or to have any insurance at all.
As children are the main users of bikes and eBikes, they donโt think about things like insurance, but what would happen for example if your son or daughter drove into the side of a prestige car, hit and seriously injured a person or worseโฆ killed them? Are you covered for claims?
eBikes - are you covered for claims?