28/08/2026
Your fixed home loan rate is coming to an end - but what happens next?
When your fixed-rate period expires, your loan will generally move to your lender’s applicable variable rate unless you arrange another fixed rate or refinance.
And that new rate could mean a significant change to your repayments.
Before your fixed rate expires, it’s worth reviewing your options:
✅ Could you secure a more competitive rate?
✅ Would fixing again suit your circumstances?
✅ Could a variable rate with an offset account work better?
✅ Could refinancing save you money?
✅ Are there better loan features available elsewhere?
Don’t wait until your fixed rate expires to find out what your repayments will look like.
A little preparation now could make a big difference to your mortgage strategy.
Your fixed rate may be ending - but that doesn’t mean you have to simply accept whatever comes next.
Call Tony or Indhu today for a no-obligation chat about your options.
Tony 0417 331 263 | [email protected]
Indhu 0412 926 999 | [email protected]