Contract Conveyancing

Contract Conveyancing The Director and Licensee (No. 05008096), Judy Hogarth, is a confident, competent property law expert.

Providing Legal advice and guidance on buying, selling and transferring residential land in NSW.

📑 Conveyancing Experts
⚖️ Legal Advice and Guidance
🏘️ Residential Sales and Transfers With 20 years experience in Conveyancing she understands clients are excited about their property journey. She also understands that the conveyancing process can be overwhelming, confusing and down right daunting.

Through her career Judy Hogarth has created a structured holistic approached to each client, which assists them to feel educated and confident in their property decisions. If you are thinking about buying we provide you advice on Contract for sale of land;
If you are selling your property we prepare a Contract for sale of land;
We can assist you with Transfers between family members of residential land;
We can provide important guidance and advice on preparing for auctions;

At Contract Conveyancing (Licence No. 06000857) we know the Practices, procedures and processes to ensure a smooth transaction.

28/08/2026

Did you know exchange was so 'simples'?

Both parties sign their copy of the contract. The purchaser's copy goes to the vendor's solicitor, who checks it is identical to their own. Once that is confirmed and the deposit is paid, both contracts are dated and swapped.
That is exchange. From that moment, the sale is legally binding.

Judy and Carolyn walk through the whole thing in this video, props and all. If you have ever found the exchange process confusing, this one is worth watching.

Buying or selling in NSW and want a team who will explain every step in plain language? Call (02) 4505 4600 or email [email protected]



Corporate Licence No: 06000857 / Judith Hogarth's Licence No: 05008096 / Friendly Disclaimer: This post is just general info, not legal advice. Everyone's situation is different, so make sure you get your own professional advice before making any decisions.

Your final inspection is your last chance to make sure the property is exactly what the contract says it should be.Once ...
27/08/2026

Your final inspection is your last chance to make sure the property is exactly what the contract says it should be.

Once settlement is done, whatever is left behind, missing, or broken becomes your problem. That's why this inspection matters more than most buyers realise.

Here's what to check before you sign off.
- All inclusions are present. Dishwasher, blinds, light fittings and remotes. Anything listed in the contract should be there.
- No new damage since exchange. Walk through with fresh eyes. If something wasn't like that at exchange, it matters.
- The property is vacant if that's what the contract says. Vacant possession means empty. Not mostly empty. Not almost cleared.
- Agreed repairs have been completed properly.
- No rubbish or belongings left on the property.
- Hot water, electricity and plumbing are all working as they were at exchange.

If anything on this list isn't right, call your conveyancer before you approve settlement. At Contract Conveyancing, we have held up settlements over exactly these issues, and we will do it again if we need to.

Call (02) 4505 4600 or email [email protected] if something isn't right before your settlement.



Corporate Licence No: 06000857 / Judith Hogarth's Licence No: 05008096 / Friendly Disclaimer: This post is just general info, not legal advice. Everyone's situation is different, so make sure you get your own professional advice before making any decisions.

26/08/2026

Signing this document means you cannot walk away. Have you heard of a Section 66W Certificate before?

In most private treaty property purchases in NSW, buyers have a five business day cooling-off period after exchange. During that window, you can withdraw from the contract by paying a small penalty of 0.25% of the purchase price.

But sometimes a vendor will ask a buyer to give up that right entirely before exchanging. This is done through a document called a Section 66W Certificate, signed by your conveyancer or solicitor. Once it is provided to the vendor's representative, the contract becomes immediately and unconditionally binding on exchange. There is no grace period. If you cannot proceed for any reason after that point, you risk losing the full 10% deposit, plus any other financial loss suffered by the vendor.

Waiving cooling-off is a significant legal step. It should only ever be done when your conveyancer has reviewed the contract, you have completed all due diligence, and you are fully prepared to proceed unconditionally.

If you have been asked to exchange under a Section 66W Certificate and want to make sure you understand what that means, call (02) 4505 4600 or email [email protected]



Corporate Licence No: 06000857 / Judith Hogarth's Licence No: 05008096 / Friendly Disclaimer: This post is just general info, not legal advice. Everyone's situation is different, so make sure you get your own professional advice before making any decisions.

24/08/2026

We asked Judy one of the questions buyers fear most. What happens if your finance falls through during the cooling-off period?

The honest answer: it is rare. Most buyers today are working with a mortgage broker, which means the finance groundwork is done well before contracts are signed. A good broker and a good conveyancer working together means this situation almost never catches people off guard.

But almost never is not never. If it does happen, the cooling-off period exists precisely to protect you.

Judy has seen both sides. This is the answer she gives clients who ask.

Buying in NSW and want a conveyancer who works closely with your broker from day one? Call (02) 4505 4600 or email [email protected]



Corporate Licence No: 06000857 / Judith Hogarth's Licence No: 05008096 / Friendly Disclaimer: This post is just general info, not legal advice. Everyone's situation is different, so make sure you get your own professional advice before making any decisions.

If you're buying a strata property, you'll be paying a strata levy every quarter. Do you know where that money actually ...
21/08/2026

If you're buying a strata property, you'll be paying a strata levy every quarter. Do you know where that money actually goes?

A strata levy covers two separate funds, each with a different purpose.

The administrative fund covers the day-to-day running costs of the building: insurance premiums, common area cleaning, garden and general maintenance, and strata manager fees. This is the fund that keeps the building functioning each year.

The capital works fund covers major repairs and replacements: roofing, external painting, lift maintenance, and large structural or plumbing works. This fund is meant to build up over time so that when a big expense hits, the money is already there.

The problem comes when that fund is underfunded. When there isn't enough in the capital works fund to cover a major repair, the owners corporation raises a special levy. This is a one-off charge issued to every owner, and there is no cap on how much it can be. Tens of thousands of dollars per owner is not unusual.

Before you exchange on a strata property, you should review the strata report and the fund balances carefully. At Contract Conveyancing, you can ask us to review the strata report for you.

Call (02) 4505 4600 or email [email protected] before you commit.



Corporate Licence No: 06000857 / Judith Hogarth's Licence No: 05008096 / Friendly Disclaimer: This post is just general info, not legal advice. Everyone's situation is different, so make sure you get your own professional advice before making any decisions.

20/08/2026

Most first home buyers in NSW budget for stamp duty. A lot of them don't have to pay it at all.

Under the First Home Buyers Assistance Scheme, if you are buying an existing or new home valued at $800,000 or less, you pay no transfer duty. For properties between $800,000 and $1,000,000, a concessional rate applies.

To stay eligible, you need to move in within 12 months of settlement and live there as your principal place of residence for at least 12 continuous months.

The application needs to be lodged correctly before settlement. That is something your conveyancer handles on your behalf, and getting advice early means nothing is missed.

If you are buying your first home in NSW and want to make sure you are not leaving money on the table, call (02) 4505 4600 or email [email protected]



Corporate Licence No: 06000857 / Judith Hogarth's Licence No: 05008096 / Friendly Disclaimer: This post is just general info, not legal advice. Everyone's situation is different, so make sure you get your own professional advice before making any decisions.

Not all conveyancers work the same way. Knowing what to ask before you hire one can make a real difference to your exper...
19/08/2026

Not all conveyancers work the same way. Knowing what to ask before you hire one can make a real difference to your experience.

Here are 5 questions worth asking any conveyancer before you engage them, and how we answer each one at Contract Conveyancing.

- Who handles my file day to day? You deal with our team directly. Judy, Carolyn, Eva or Riya will be your point of contact throughout.
- How do you keep me updated? We communicate proactively. You will always know where your matter stands.
- What happens if something goes wrong at settlement? We stop. We assess your legal position and work out the most practical path forward before anything proceeds.
- How much experience do you have? Judy has over 20 years in the industry and has guided hundreds of clients through the property process.
- Are you licensed? Yes. Corporate Licence No: 06000857. Judy's personal licence: 05008096.

Call (02) 4505 4600 or email [email protected] to talk to a team that can answer every one of these with confidence.



Corporate Licence No: 06000857 / Judith Hogarth's Licence No: 05008096 / Friendly Disclaimer: This post is just general info, not legal advice. Everyone's situation is different, so make sure you get your own professional advice before making any decisions.

When you buy property with someone else, one decision most people overlook is how the ownership is structured.There are ...
17/08/2026

When you buy property with someone else, one decision most people overlook is how the ownership is structured.

There are two ways to hold property jointly in NSW, and the difference matters more than most buyers realise.

Joint tenants means ownership is equal and undivided. If one owner passes away, the other automatically inherits their share regardless of what the will says. This is common for married couples and de facto partners.

Tenants in common means each owner holds a defined share. That share can be equal or unequal, and it forms part of your estate, meaning it passes through your will rather than automatically to the other owner. This is common for investment co-owners or those in blended family situations.

The difference between these two arrangements can have significant implications for estate planning, especially if your family situation is complex.

At Contract Conveyancing, we make sure buyers understand this decision before anything is finalised, because changing it later is possible but involves additional steps and cost.

Call (02) 4505 4600 or email [email protected] to talk it through before you sign.



Corporate Licence No: 06000857 / Judith Hogarth's Licence No: 05008096 / Friendly Disclaimer: This post is just general info, not legal advice. Everyone's situation is different, so make sure you get your own professional advice before making any decisions.

15/08/2026

When something goes wrong in a property transaction, we will give you your legal position and we will back you on it.

But knowing your legal position and deciding what to do with it are two different things.

If settlement is delayed because you are pushing for something you are entitled to, that decision comes with real costs. You might have taken a day off work. You might have a removalist booked. There are practical consequences that sit alongside the legal ones, and it is important to weigh both.

Our job is to make sure you understand the full picture so you can decide what your priorities actually are. Whatever you want to push for, we will do our best to make it happen. We have got your best interests at heart.

Buying or selling in NSW and want a team that gives you the full picture, not just the legal answer? Call (02) 4505 4600 or email [email protected] to start your property journey the right way.


Corporate Licence No: 06000857 / Judith Hogarth's Licence No: 05008096 / Friendly Disclaimer: This post is just general info, not legal advice. Everyone's situation is different, so make sure you get your own professional advice before making any decisions.

Buying at auction is exciting. It can also be one of the riskiest ways to purchase property if you're not prepared.Unlik...
14/08/2026

Buying at auction is exciting. It can also be one of the riskiest ways to purchase property if you're not prepared.

Unlike a private treaty sale, there is no cooling-off period at auction. The moment the hammer falls and you're the highest bidder, you are legally committed to the purchase. No backing out. No renegotiating. No grace period to get your finance in order. That means everything on this list needs to be done before auction day, not after.

Contract reviewed by your conveyancer. Building and pest inspection completed. Strata report reviewed if it applies. Finance formally pre-approved. Deposit funds ready on the day, usually 10%. You understand every clause before you raise your hand.

At Contract Conveyancing, we review contracts for buyers preparing to bid at auction every week. It is one of the most important things you can do before the day, and it costs far less than the alternative.

Call (02) 4505 4600 or email [email protected] to get your contract reviewed before you bid.



Corporate Licence No: 06000857 / Judith Hogarth's Licence No: 05008096 / Friendly Disclaimer: This post is just general info, not legal advice. Everyone's situation is different, so make sure you get your own professional advice before making any decisions.

Address

Suite 25/208, Level 2, 29 Main Street
Rouse Hill, NSW
2155

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61245054600

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