05/09/2026
One word. That’s all it took to put your medical coverage at risk.
In the latest NSW Workers Compensation reforms, the government has changed the legal test for medical expenses from treatment that is “reasonably necessary” to treatment that is “reasonable and necessary.”
It sounds like a minor grammar update, but make no mistake: this is a deliberate shift designed to create a much higher hurdle for injured workers.
Insurers are already gearing up to use this strict new wording to deny funding for vital surgeries, ongoing physiotherapy, and long-term care.
If the insurance company tries to use this new loophole to cut off your medical treatment, do not just accept their decision.
At Schofield King Lawyers, we see right through these tactics. Our senior lawyers understand exactly how to build the medical evidence required to beat this new threshold.
We won't let big insurers weaponise the law to leave you footing the bill for a workplace injury.
Are you worried about your ongoing medical expenses?
Talk directly to a senior lawyer who will fight for your fair entitlements.