06/10/2026
🏡 ONE AGENCY MARKET NOTES
Fraser Coast property, explained | Week ending 4 October 2026
TL;DR: Interest rates and inflation are up, Queensland’s housing pipeline remains uneven, and the RTA’s bond-evidence campaign has ended, but the legal deadline has not.
🏦 Cash rate rises to 4.60%
The RBA increased the cash rate by 0.25 percentage points.
Buyers with finance assessed before 29 September should confirm their borrowing capacity before making an offer.
For sellers, the best offer is not always the highest. Finance conditions, deposit, settlement timeframe and buyer readiness all matter.
📈 Inflation reaches 4.0%
Annual inflation rose from 3.5% to 4.0% in August.
This does not tell us what Fraser Coast property prices will do next, but it does suggest household budgets and borrowing conditions may remain under pressure.
🏘️ Housing supply remains uneven
Queensland dwelling approvals fell overall in August, while approvals for detached houses increased by 6.5%.
These are statewide figures, not Fraser Coast results. More detailed local data is due this week.
📚 Rental industry update: bond claims
The RTA’s July to September focus on bond-claim evidence has ended, but the legal obligation remains.
When a landlord or property manager makes a bond claim, or disputes a refund request, supporting evidence must be provided directly to the tenant within 14 days.
Evidence may include condition reports, photographs, rent ledgers, invoices, quotes and correspondence.
Trade shortages can make obtaining quotes within 14 days difficult. Unfortunately, waiting for a tradie does not automatically extend the deadline. Potential claims need to be identified early and supported with the evidence available.
If the parties cannot agree, the matter may proceed through RTA dispute resolution and, if necessary, QCAT.
The local read: Finance is tightening, but housing supply remains patchy. Current sales evidence, realistic pricing and properly prepared finance matter more than dramatic headlines.
One Agency Fraser Coast
Local property. Clear facts.
Sources: RBA, ABS and RTA.
