Investor Property

Investor Property We support and optimise your future with unique investment properties.

At Investor Property we help people on their journey to build wealth through property... and all at no charge to you!

A widely shared analysis this week used Commonwealth Bank lending data to argue that property investing has become “stat...
30/08/2026

A widely shared analysis this week used Commonwealth Bank lending data to argue that property investing has become “statistically a game for the wealthy.”

The headline number: 84% of new investor mortgages in 2026 are going to households earning more than $200,000 a year, roughly double the current median household income.

At face value, that’s a striking figure. It’s also a snapshot of one thing: who can get a new investor loan approved right now. It’s a considerable distance from a picture of who owns investment property in Australia.

The underlying figures, drawn from CBA’s own reporting, break down new investor lending in 2026 as follows: under 4% goes to households earning below $125,000, around 12% to households between $125,000 and $200,000, 56% to households between $200,000 and $500,000, and 28% to households earning more than $500,000.

Compared with 2016, that does look like a shift, at first glance. Back then, 6% of investor loans went to households earning $75,000 or less, against a median of around $74,000. In 2026, only 2% of loans go to households earning $100,000 or less, against a median closer to $105,000.

But the same article includes a second comparison that tells a different story...

Read the full article: https://investorproperty.com.au/insights/news/new-investor-loans-skew-wealthy-new-investor-loans-arent-the-whole-story/

Most people think successful property investing starts with finding the right property.It doesn’t. It starts with having...
29/08/2026

Most people think successful property investing starts with finding the right property.

It doesn’t. It starts with having the right strategy.

Without a strategy, every property looks like an opportunity. With a strategy, you know exactly what you're looking for, why you're buying it, and how it fits into your long-term goals.

The best portfolios aren’t built by chance. They’re built through clear planning, informed decisions, and a deep understanding of what you're trying to achieve.

Because property is just the vehicle. The right one will accelerate your prospects, the wrong one will limit you.

Strategy is what gets you where you want to go. It will show you which property is right and why.

Our weekly insights deliver the analysis, opportunities, and market commentary you won’t always find in the headlines.Fr...
27/08/2026

Our weekly insights deliver the analysis, opportunities, and market commentary you won’t always find in the headlines.

From emerging trends and investment opportunities to the key drivers shaping Australia’s property landscape, we break down what matters, and what it could mean for your next move.

Sign up today and get the latest insights delivered straight to your inbox!

https://investorproperty.com.au

New data released by the Australian Bureau of Statistics last week showed investor loans fell 8.6 per cent in the June q...
23/08/2026

New data released by the Australian Bureau of Statistics last week showed investor loans fell 8.6 per cent in the June quarter, the sharpest quarterly drop since September 2022. Treasurer Jim Chalmers called it an encouraging sign, arguing the market was shifting in favour of first home buyers even before the government's negative gearing and capital gains tax changes officially take effect next year. It's a tidy story. It's also one the numbers don't fully support.

To read the full article, head to our website https://investorproperty.com.au/insights/news/new-abs-data-a-different-story-for-investors/

Every masthead in the country is running the same number this month. National dwelling values down another percent. Sydn...
17/08/2026

Every masthead in the country is running the same number this month. National dwelling values down another percent. Sydney and Melbourne leading the fall. The Reserve Bank watched, the commentators cited, the panic pre-loaded. If you've felt a flicker of concern reading it, that's by design. It's also the wrong reaction, because the number driving that headline is a median, and a median is one of the least useful figures an investor can act on.

A median doesn't measure "the market." It measures the midpoint of every transaction that happened to settle that month, in every suburb, across every price bracket, blended into a single figure and reported as if it describes one coherent thing. When commentators say the market fell one percent, what actually happened is more specific and more interesting: activity slowed at the top of the market while it kept moving at the bottom, and the median shifted because the mix of what sold changed, with individual property values holding far steadier than the headline implies.

To read the full article, head to our website with the link below:

https://investorproperty.com.au/insights/news/cool-your-jets-what-the-market-is-falling-actually-measures/

Last week, the latest Regional Movers Index confirmed what regular readers of this newsletter will already suspect: the ...
11/08/2026

Last week, the latest Regional Movers Index confirmed what regular readers of this newsletter will already suspect: the Sunshine Coast has retained its position as Australia’s top regional migration destination, attracting close to nine per cent of the nation’s total net internal migration over the past year. It’s the fourth consecutive quarter the region has held the title.

If you’ve followed Sunshine Coast property for any length of time, this headline is starting to feel less like news and more like a fixture. A ranking that repeats itself every quarter stops being a story about who’s arriving and starts being a story about what a region does with the people who keep showing up.

The instinct, whenever migration numbers like this surface, is to treat migration itself as the pressure point in the housing conversation. Too many people, not enough homes. The evidence doesn’t support that framing cleanly. The undersupply the Sunshine Coast is living with predates this migration cycle by years.

To read the full article, head over to our website with the link in our bio.

The biggest shift in the first-home-buyer landscape in a decade happened quietly, and mostly without argument, in the la...
13/07/2026

The biggest shift in the first-home-buyer landscape in a decade happened quietly, and mostly without argument, in the last few months of 2025. From October, the federal 5% Deposit Scheme was expanded so that every eligible first home buyer can now use it, with no income cap and no limit on places. Then in December, the Help to Buy scheme launched, under which the government takes a shared-equity stake of up to 40 per cent in a new home, or 30 per cent in an existing one, in return for a deposit as small as 2 per cent. Between them, these two schemes have poured an enormous amount of new buying power into the market, and they have aimed almost all of it at a single end of it.

Almost everyone has read this as good news, and for an individual buyer it often is. The trouble is what it does to the market those buyers are competing in. To see it, you have to separate the intention of the policy from the mechanism of it.

To read the full article, use the link below.

https://investorproperty.com.au/insights/news/buying-them-in-and-pricing-them-out/

The economy is sending two signals that seem to contradict each other. Households are spending more cautiously, pulling ...
09/07/2026

The economy is sending two signals that seem to contradict each other. Households are spending more cautiously, pulling back, trading down, and absorbing higher bills rather than reaching for anything discretionary. At the same time, prices haven’t behaved the way that pullback is supposed to make them behave. They’ve kept rising. The instinctive conclusion, and the one most commentary reaches for, is that stretched consumers plus persistent inflation must mean trouble ahead for property, and a reason to wait for things to fall, or for rates to drop, before doing anything.

That reading is understandable. It’s also, on the evidence, the wrong lesson to draw. The more useful question isn’t whether the economy feels uncomfortable, which it plainly does, but what a squeeze like this actually does to the value of what you hold, including the cash you’re holding while you wait.

To read the full article, use the link below:

https://investorproperty.com.au/insights/news/soft-spending-sticky-prices-and-the-real-cost-of-waiting/

Now We’ve Got Your Attention!If you’re waiting for the media to declare that the next property cycle has arrived, you’ll...
09/06/2026

Now We’ve Got Your Attention!

If you’re waiting for the media to declare that the next property cycle has arrived, you’ll probably be waiting too long.

Every cycle, investors look for the same signals. They wait for interest rates to fall, confidence to return, prices to move and commentators to agree that the market has turned.

But by the time everyone agrees, much of the opportunity has usually already passed.

That’s why the better question isn’t when will the next cycle start?

It’s whether the next cycle has already begun, and whether investors are positioned for it.

Not because rates have collapsed or because the media has suddenly become optimistic, but because the underlying forces that will shape the next decade of property investing are already well and truly underway.

Over the past few months we’ve written extensively about the housing crisis, government policy, affordability challenges, construction costs and supply shortages. While each of these issues is often discussed separately, they all point towards the same conclusion.

Read the full article with the link below:

https://investorproperty.com.au/insights/news/has-the-next-property-cycle-already-started/

The latest Federal Budget may end up being one of the most significant shifts to residential property investing Australi...
25/05/2026

The latest Federal Budget may end up being one of the most significant shifts to residential property investing Australia has seen in decades.

Not simply because of the proposed changes to negative gearing.

Not simply because of the changes to capital gains tax.

But because of what the reforms clearly reveal about where government policy is now heading.

For years, Australian property investors have operated in a relatively consistent tax environment. This Budget signals the beginning of a structural divide between established residential property and newly constructed housing supply, and that distinction matters.

Because when you step back and look at the broader direction of policy, one thing becomes increasingly clear: the Government appears heavily focused on pushing investor capital toward new housing supply.

To read the full article, head to our website with the link below:

https://investorproperty.com.au/insights/news/the-federal-budget-just-redefined-property-investing/

Address

Level 5, 45 Brisbane Road
Mooloolaba, QLD
4557

Opening Hours

Monday 8am - 5:30pm
Tuesday 8am - 5:30pm
Wednesday 8am - 5:30pm
Thursday 8am - 5:30pm
Friday 8am - 5:30pm
Saturday 9am - 5pm

Telephone

+61754086222

Alerts

Be the first to know and let us send you an email when Investor Property posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Investor Property:

Shortcuts

Share

Category