FOSA FOSA Legal is an non profit organization aimed at providing legal solution to the marginalized group

26/06/2025

May the mercies of the Forefathers and Saints be with you. Continue taking the register and blessing all that is feminine.

05/02/2024

FOSA lives. FOSA rules.

Promote love and not hate. Let love lead!

15/01/2022
Let's go out there and hustle hard
02/11/2021

Let's go out there and hustle hard

Alliance partner
23/04/2020

Alliance partner

18/02/2020

What is debt review??

Debt review, otherwise known as debt counselling, is a debt solution targeted at South African consumers who are over indebted and struggling to manage their finances.

The National Credit Act (NCA) introduced the formal debt rehabilitation program, debt review, in order to prevent consumers from being placed into personal administration and having to deal with the long term effects.

The process was also implemented in order to make sure that debt counsellors follow strict and ethical guidelines when assisting clients with gaining their financial well-being.

Debt review is the process whereby a debt counsellor assesses a client’s outstanding debt and implements a restructured debt repayment plan. This will be done through the process of renegotiating interest rates with credit providers in order to reduce them, as well as by extending the debt repayment terms.

A new affordable monthly budget and payment plan will be drawn up by a debt counsellor, which will provide the client with the correct guidelines and means to live off.

In addition to this, the debt review process entails that the client makes only one monthly debt repayment to a payment distribution agency, which will then pay all the clients credit providers. This reduces the stress of having to keep up to date and on top of multiple debt repayments.

Most importantly, when under debt review, clients are legally protected by the National Credit Act (NCA) and creditors are no longer allowed to hassle them.

At DebtBusters, the debt review process is administered by a professional and efficient debt counsellor registered by the National Credit Regulator (NCR). Our debt counsellors are accountable for guiding our clients step by step through the entire process and ensure that they are provided with the best financial advice.

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09/03/2019

FOSA INC

FOSA attorneys

31/12/2018

FOSA wish you a prosperous new year.

Long live the spirit of love

Need skills to court a girl ? How to be a cool guy ? Say no more....contact FOSA directly.  We got you.
21/12/2017

Need skills to court a girl ? How to be a cool guy ?

Say no more....contact FOSA directly. We got you.

We have reached over 110 likes!!!! Thank you and stay tuned.... More funny pics to come
07/12/2017

We have reached over 110 likes!!!!

Thank you and stay tuned.... More funny pics to come

16/11/2017

YEAH !!!!

We thank you !!!

109 likes and counting..... Stay Tuned!!!

FOSA LOVES YOU ALL

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