03/09/2026
Considering Divorce? What You Need to Know
Divorce can feel complicated, particularly when you do not know what to expect.
On paper, the legal process appears relatively straightforward. In practice, however, the issues that have to be resolved between spouses, legal costs, electronic court processes and congested court rolls can all affect how quickly and easily a divorce is finalised.
Understanding the process — and your rights — before you start can help you make informed decisions and avoid unnecessary legal costs.
Unopposed or Opposed Divorce?
Divorces generally proceed on either an unopposed or opposed basis.
Unopposed Divorce
An unopposed divorce occurs where the spouses are able to reach agreement on the terms and consequences of their divorce.
This does not necessarily mean that they agree on everything from the outset. Negotiations may be required to resolve issues relating to their assets, liabilities, maintenance, pension interests and, where children are involved, care, contact and maintenance.
Once agreement is reached, the terms are recorded in a settlement agreement, which can ultimately be incorporated into the divorce order.
An unopposed divorce is generally quicker and more cost-effective because lengthy litigation and a trial can be avoided.
Opposed Divorce
An opposed divorce occurs where the spouses cannot agree on some or all of the consequences of their divorce.
Each spouse will ordinarily appoint his or her own attorney and their respective claims and defences are recorded in formal court documents known as pleadings.
The matter then proceeds through the litigation process and, if the disputes cannot be resolved, ultimately to trial.
Opposed divorce proceedings can be lengthy and carry substantially greater legal costs.
Importantly, an opposed divorce can settle at any stage. If the parties subsequently reach agreement, their settlement can be recorded and the matter can proceed towards finalisation on an unopposed basis.
How Does the Divorce Process Work?
A divorce action starts with the issuing of a summons, which must be personally served on the other spouse by the Sheriff.
If the divorce is defended, the defendant delivers a notice of intention to defend, followed by a plea and, where appropriate, a counterclaim. Further pleadings may follow.
Once pleadings have closed, an opposed matter proceeds through further litigation steps, which may include discovery, where relevant documents and other evidence are disclosed, followed by pre-trial procedures and ultimately a trial if settlement cannot be reached.
At trial, the court hears the evidence and determines those issues which the parties have been unable to resolve themselves.
⏱ DISCOVERY TO TRIAL
APPROXIMATELY 1–2 YEARS — SOMETIMES LONGER
The time periods reflected above relate to the procedural steps in an opposed divorce and should not be interpreted as an indication that the entire divorce will be finalised within those periods.
In practice, the period between the commencement of discovery and an eventual trial can be substantial. Depending on the circumstances of the matter, the steps required to prepare the case and the availability of the court, an opposed divorce may take approximately one to two years, and in some cases longer, to reach trial.
This is one of the reasons why meaningful settlement negotiations can remain important throughout the divorce process.
What needs to be decided in a divorce?
Getting divorced involves considerably more than simply ending the marriage.
One of the first questions your attorney will consider is:
How are you married?
Your matrimonial property regime plays an important role in determining the financial consequences of your divorce.
Depending on the circumstances of your marriage, consideration may need to be given to:
the division of movable and immovable assets;
liabilities and debts;
the accrual, where the marriage is subject to the accrual system;
pension interests and retirement benefits;
policies and investments;
maintenance between spouses; and
where children are involved, their care, primary residence, contact and maintenance.
What About the Accrual?
The Matrimonial Property Act provides, for example, where spouses are married out of community of property subject to the accrual system, the accrual of their respective estates becomes relevant when the marriage is dissolved.
In broad terms, the accrual system considers the growth in the respective estates during the marriage. Subject to the provisions of the Matrimonial Property Act and the parties’ antenuptial contract, the spouse whose estate shows the smaller accrual may have a claim against the spouse whose estate shows the greater accrual.
The calculation can be more complicated than it initially appears, particularly where assets are excluded in an antenuptial contract or questions arise regarding commencement values, liabilities or the value of assets.
It is therefore important to establish your matrimonial property regime and obtain a proper picture of both parties' financial positions before deciding how your divorce should be approached.
What about pension funds, policies & other assets?
Retirement interests should not be overlooked simply because the benefit has not yet been paid out to the member spouse.
Section 7 of the Divorce Act specifically regulates pension interests in divorce proceedings and, where its requirements are met, a pension interest may form part of the patrimonial consequences of the divorce.
Policies, investments and other financial products may similarly be relevant when determining the assets and financial position of the parties.
Can one spouse claim maintenance?
Spousal maintenance is not automatic.
Where the parties have not agreed on maintenance, section 7(2) of the Divorce Act allows the court to consider factors including the parties' existing and prospective means, earning capacities, financial needs and obligations, their ages, the duration of the marriage and their standard of living before divorce.
Whether maintenance should be claimed — and the nature and duration of that claim — therefore depends on the circumstances of the particular marriage.
What if there are children?
Where minor or dependent children are involved, their interests require separate and careful consideration.
Issues that may need to be addressed include:
parental responsibilities and rights;
care and primary residence;
contact with each parent; and
maintenance.
The Divorce Act requires the court to be satisfied that the arrangements made for minor or dependent children are satisfactory, or the best that can be achieved in the circumstances, before a decree of divorce is granted. The best interests of the child remain of paramount importance.
A divorce may end the marriage between the parents, but it does not end their responsibilities towards their children.
Redistribution claims and recent developments in our law
Your antenuptial contract should not be considered in isolation from developments in South African divorce law.
In the Constitutional Court matters of EB (born S) v ER (born B) and Others; KG v Minister of Home Affairs and Others, the Court considered the redistribution remedy contained in section 7(3) of the Divorce Act.
The judgment extended access to the redistribution remedy to certain spouses who were previously excluded from claiming redistribution
A redistribution order is, however, not automatic. It remains a discretionary remedy and the statutory requirements applicable to such a claim must be established.
This development illustrates why it is important to obtain advice based not only on your antenuptial contract, but also on the current legislation and case law in South Africa.
What if You Need Financial or Other Relief While the Divorce Is Pending?
An opposed divorce can take a considerable period of time to finalise. This raises an important question:
What happens while you are waiting for the divorce to be finalised?
A spouse does not necessarily have to wait until the final divorce order to obtain appropriate relief.
This is particularly important where there is a significant financial imbalance between the spouses. In some divorces, one spouse may control substantially greater financial resources than the other. Prolonged litigation can then place the financially weaker spouse at a considerable disadvantage, particularly where that spouse is responsible for the day-to-day needs of the children or does not have sufficient resources to fund the litigation.
Rule 43 – Interim Relief Pending Divorce
In High Court divorce proceedings, Rule 43 of the Uniform Rules of Court provides a mechanism through which a spouse may apply for interim relief while the divorce action is still pending.
Depending on the circumstances, a Rule 43 application may deal with:
interim maintenance for a spouse;
maintenance for minor children;
interim care and contact arrangements in respect of children; and
a contribution towards the legal costs of the divorce proceedings.
The purpose of this relief is not to determine the divorce itself. It provides an interim arrangement while the parties continue with the main divorce action.
What will my divorce cost?
There is no single answer.
Generally, an unopposed divorce in which the parties cooperate and reach a settlement will cost considerably less than prolonged opposed litigation.
Once a divorce becomes contested, the preparation of pleadings, correspondence, negotiations, discovery, court appearances and trial preparation all increase the professional time — and therefore the cost — involved.
This is why early legal advice and sensible settlement negotiations can be valuable.
But settling quickly should never mean settling without understanding your rights. In this regard you are referred to the article “Divorced – Don’t get trapped into settlement”.
A divorce order can have long-term consequences for your property, retirement interests, maintenance and children.
Before agreeing to the terms of your divorce, make sure you understand exactly what you are agreeing to.
Divorce may bring a marriage to an end, but the decisions made during the divorce process can affect your finances, your children and your future for many years to come.
Considering divorce?
Know your rights. Plan your next step. Protect your future.
Contact us today