CCSK Law - Planning for Your Life - Business, Personal, Family

06/08/2026

What's a $10,000 Medicaid Planning fee actually for?

Indiana law doesn't set the price. It just requires the fee to be reasonable, tied to real work.

Some firms price it off "months of care saved" instead.
Same application. Same paperwork.
A very different bill.

If the number can't be explained in terms of work, it wasn't built from work.

Have a quote you'd like a second opinion on?

Visit ccsklaw.com or call (219) 230-3600. No charge for that first conversation.

04/08/2026

Medicaid Planning Made Simple.

What really determines whether someone qualifies?

It comes down to 3 key factors:
Monthly income.
Countable assets.
The five-year lookback.

Not everything you own counts.

Your primary home, one vehicle, and personal belongings are often treated differently than bank accounts, investments, or a second property.

And the lookback? Medicaid reviews whether assets were gifted or transferred during the five years before your application.

Every family's story is different. Your plan should match your

Read more here: https://ccsklaw.com/what-medicaid-planning-is-and-why-people-overpay-for-it/

Start with clear goals. No charge for the first call.

30/07/2026

Turning 18 gives your kid new rights.

It takes away yours. Nobody warns you about that.

One day you can make medical decisions for your child. The next, doctors can't even confirm they're okay without your child's permission.

No custody order fixes this. The fix is a few simple documents, signed before they turn 18.

Don't wait for the day you need them and don't have them.

Your first conversation with us is free.

28/07/2026

"You know they take the house, right?"

Someone said it at dinner. That's how the myth starts.

Does Mom have to sell?
Can the house be protected?

Here's what's real:

A nursing home can't take your home.
Medicaid doesn't require you to sell it to qualify.
If a spouse still lives there, it's protected.

Estate Recovery is real, but it's not automatic. Planning is possible, and it's the best step you can take.

Swipe through to see the myth and the facts.

Not sure where you stand? That first conversation is free.

24/07/2026

Medicaid planning gets treated like a mystery box.

It is not.

There are real rules behind it.
Real timelines.
Real strategies that work within them.

The mystery disappears once you start asking questions.

Let's talk. Your first conversation with us is free.

23/07/2026

"I signed my Trust. I'm done."

That's the misunderstanding we see most.

Signing isn't the step that makes a Trust work.
Funding it is.

Your house. Your accounts. Your investments.
Moved out of your name and into your Trust's.

Skip that step, and an empty Trust can still land in Probate.
The exact thing most people are trying to avoid.

In our latest newsletter, we break down:

What moves into the Trust, and when.
What stays out, and why.
How real estate, bank accounts, and retirement funds each follow their own rules.

Read the full breakdown here:

“I signed my Trust. I’m done”.

21/07/2026

Here's a question most parents never think to ask: if your 18-year-old were in an accident tomorrow and couldn't speak for themselves, who would the doctors turn to?

Legally, it's not automatically you. Once your child turns 18, that decision defaults to them, and if they can't communicate, Indiana law looks to a list of people, not just their parent.

A Healthcare Power of Attorney puts you back in that role, clearly, ahead of time.

If this is on your radar, we're happy to walk you through it. No charge for that first conversation.

Call (219) 230-3600.

20/07/2026

Here's a mistake we see people make with Estate Planning, leading with "how much does it cost?"

It's a fair question, but it's the wrong first one.

Two people can ask for the exact same document and walk away with two completely different recommendations. Not because one attorney is padding the bill but because their lives are different.

The real question is: will this plan actually protect what you care about?

That's what this week's newsletter digs into. 👇

https://www.linkedin.com/posts/estate-planning-isnt-a-price-tag-its-a-ugcPost-7483183534522732545-LxYo/?utm_source=share&utm_medium=member_desktop&rcm=ACoAADYDC2QBD_VebCp1pR8QLMEq8-tkawGeu5Q

First conversation is free if you want to talk it through.
(219) 230-3600 | ccsklaw.com

16/07/2026

"They'll take your house."

That's what everyone says, but it's not true.

A nursing home can't force a sale. Estate recovery only applies after death, with real exceptions built in to protect your family.

The myth is what costs families up to $20,000. The right information is what protects them.

14/07/2026

"Everyone needs a Trust" is a common pitch in Estate Planning, but it isn't always true.

A Trust is a tool, not a requirement. The right estate plan depends on the client's assets, family structure, and goals, not a blanket recommendation.

Good planning starts with the right questions, not the same product for everyone.