Janet M. Lane, Bankruptcy Attorney

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Helping people who are facing eviction, vehicle repossession, home foreclosure, wage garnishment, or other overwhelming debt issues obtain a Fresh Start through Chapter 7 or Chapter 13 Bankruptcy.

There is always room for second chances! Claim yours! Call Janet M. Lane for your free consultation!
28/10/2022

There is always room for second chances! Claim yours! Call Janet M. Lane for your free consultation!

The holidays are coming fast, and it's a great time to get a FRESH START! Call Janet M. Lane, Bankruptcy Attorney for fr...
25/10/2022

The holidays are coming fast, and it's a great time to get a FRESH START! Call Janet M. Lane, Bankruptcy Attorney for free consultation.

"While bankruptcy is often associated with going out of business, it’s also meant to help viable companies develop a pat...
16/11/2021

"While bankruptcy is often associated with going out of business, it’s also meant to help viable companies develop a path back to profitability."

Bankruptcy is meant to offer breathing space to struggling companies, but it may not be enough given the unpredictable nature of the pandemic.

"There’s hope even in bankruptcy, and Chapter 13 of the federal bankruptcy code offers the closest thing to a soft landi...
16/11/2021

"There’s hope even in bankruptcy, and Chapter 13 of the federal bankruptcy code offers the closest thing to a soft landing."

Chapter 13 bankruptcy allows you to propose a repayment plan to the court and creditors. Learn about qualifying and filing for chapter 13 bankruptcy.

"If you are going through divorce and bankruptcy proceedings simultaneously, or intend to file for bankruptcy immediatel...
15/11/2021

"If you are going through divorce and bankruptcy proceedings simultaneously, or intend to file for bankruptcy immediately after your divorce, there are some important things you need to know."

If you are going through divorce and bankruptcy proceedings simultaneously, there are some important things you need to know. Learn more.

"There are several factors that determine what credit score you receive. The most important factor is your payment histo...
15/11/2021

"There are several factors that determine what credit score you receive. The most important factor is your payment history."

Even if you have no credit history or are looking for auto financing after bankruptcy and/or repossession, Morris Margulies will help you.

"The next phase in the ever evolving COVID-19 and coronavirus crisis are the upcoming bankruptcies. This year was alread...
14/11/2021

"The next phase in the ever evolving COVID-19 and coronavirus crisis are the upcoming bankruptcies. This year was already shaping up to be an interesting year, but the coronavirus rapidly accelerated bankruptcy declarations."

The next phase in the ever evolving COVID-19 and coronavirus crisis are the upcoming bankruptcies. This year was already shaping up to be an interesting

"Many Americans fall behind on their mortgage payments. Some lenders and mortgage companies may be willing to work out d...
13/11/2021

"Many Americans fall behind on their mortgage payments. Some lenders and mortgage companies may be willing to work out deals with homeowners, such as a short sale or loan modification."

Many Americans fall behind on their mortgage payments. Some lenders and mortgage companies may be willing to work out deals with the homeowners, such as a short sale

"After you receive your discharge you may receive many letters from potential lenders and credit card companies offering...
13/11/2021

"After you receive your discharge you may receive many letters from potential lenders and credit card companies offering you credit. They may have gotten your name from going online on the bankruptcy court’s electronic system and finding out the date of your discharge along with your name and address."

If you have more credit cards than you can afford, you can always cancel the cards. You will still be responsible for the outstanding balance, but you will not incur any new debt.

"Bankruptcy is aimed at giving you a second chance; a fresh start with your finances. But not knowing what happens after...
12/11/2021

"Bankruptcy is aimed at giving you a second chance; a fresh start with your finances. But not knowing what happens after you file for bankruptcy can be scary."

When you are deciding whether to file for bankruptcy, there is a lot to take into consideration. FindLaw.com has resources to help you navigate the bankruptcy process, and understand what happens after bankruptcy.

"It's a complicated legal process that may require you to do a fair amount of research before deciding your path forward...
11/11/2021

"It's a complicated legal process that may require you to do a fair amount of research before deciding your path forward, and if it's even the best option for you."

Chapter 7 bankruptcy is for people without the ability to pay back their debts. Chapter 13 bankruptcy is referred to as a reorganization bankruptcy.

"Chapter 7 can wipe out overwhelming debt, with notable exceptions such as student loans."
11/11/2021

"Chapter 7 can wipe out overwhelming debt, with notable exceptions such as student loans."

Chapter 7 bankruptcy can erase your overwhelming debt, such as from credit cards. Here's what you need to know about Chapter 7 bankruptcy and how to file.

"Avoid or delay foreclosure of your home by seeking bankruptcy protection."
10/11/2021

"Avoid or delay foreclosure of your home by seeking bankruptcy protection."

Avoid or delay foreclosure of your home by seeking bankruptcy protection.

"Bankruptcy is a legal life line for people drowning in debt. Consumers and businesses petition courts to release them f...
10/11/2021

"Bankruptcy is a legal life line for people drowning in debt. Consumers and businesses petition courts to release them from liability for their debts. In a majority of cases, the request is granted."

Bankruptcy is a last resort for people overwhelmed by debt. Learn how bankruptcy works, how to file & how it impacts your life.

"Learn the basics about Chapter 7, how it works and what it can do."
09/11/2021

"Learn the basics about Chapter 7, how it works and what it can do."

In this article, you'll learn about the basics of Chapter 7 bankruptcy, including who can file, how the process works, & what happens to your property & debts.

"Liquidation under Chapter 7 is a common form of bankruptcy. It is available to individuals who cannot make regular, mon...
09/11/2021

"Liquidation under Chapter 7 is a common form of bankruptcy. It is available to individuals who cannot make regular, monthly, payments toward their debts."

Liquidation under Chapter 7 is a common form of bankruptcy available to individuals who cannot make regular, monthly, payments toward their debts.

"Chapter 7 bankruptcy, also known as a straight or liquidation bankruptcy, is a type of bankruptcy that can clear away m...
08/11/2021

"Chapter 7 bankruptcy, also known as a straight or liquidation bankruptcy, is a type of bankruptcy that can clear away many types of unsecured debts."

Chapter 7 bankruptcy is an option that can clear away many types of unsecured debts. Learn how it works, what debts are discharged, and how long it takes.

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