Law Offices of Pastor & Pastor

Law Offices of Pastor & Pastor Our attorneys handles legal matters in the areas of divorce and family, personal injury, criminal, and municipal court.
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Many of us have heard the statistic that roughly half of all marriages in the U.S. end in divorce. That statistic still ...
03/08/2024

Many of us have heard the statistic that roughly half of all marriages in the U.S. end in divorce. That statistic still holds true for first marriages. But if you’re going through a divorce, statistics are irrelevant: It’s your life that’s being impacted.

Understanding the process and getting solid advice can help you achieve a better outcome.

Of all the things that need your attention when you’re going through a divorce, credit cards are probably low on your li...
03/06/2024

Of all the things that need your attention when you’re going through a divorce, credit cards are probably low on your list. But making the right moves early on can set you up for a smooth return to managing credit as a single person.

Sorting out your credit cards during a divorce can set you up for a smooth return to managing your credit as a single person.

Is it worth keeping your mortgage in a divorce?
03/01/2024

Is it worth keeping your mortgage in a divorce?

Mortgage rates are higher than we've seen in decades. Assuming the marital home mortgage could be a viable option for those going through divorce and keeping the home.

Tax breaks you could be eligible for after your divorce.
02/28/2024

Tax breaks you could be eligible for after your divorce.

You could be eligible for some tax breaks once your divorce is finalized. Keep reading to learn about what they are and how they may apply to your situation.

Injuries can happen to anyone, anywhere, and at any time. At Law Offices of Pastor and Pastor LLC, we work to obtain com...
02/28/2024

Injuries can happen to anyone, anywhere, and at any time. At Law Offices of Pastor and Pastor LLC, we work to obtain compensation for personal injury victims. Visit our website to learn more:

More than 1 in 3 divorced Americans say credit card debt played a role in their decision to divorce their spouse, accord...
02/24/2024

More than 1 in 3 divorced Americans say credit card debt played a role in their decision to divorce their spouse, according to a recent survey. And of those who blame credit card debt as a primary factor in their divorce, 7 in 10 say that their ex-spouse hid the debt from them.

Many divorced Americans point to credit card debt and hidden spending as reasons for the split.

Divorces in the U.S. have been declining over the past decade, though the divorce rate saw an increase of 3.6% between 2...
02/21/2024

Divorces in the U.S. have been declining over the past decade, though the divorce rate saw an increase of 3.6% between 2021 and 2022, according to the most recent census data. The rates also vary significantly between states.

Happy Valentine’s Day, America. Your divorce rates are ticking up.

Accident victims often suffer harm that is not immediately apparent. Brain trauma, nerve damage or internal organ injuri...
02/20/2024

Accident victims often suffer harm that is not immediately apparent. Brain trauma, nerve damage or internal organ injuries may not show symptoms until days or weeks later. If you’re in an accident, you should seek prompt medical attention even if you don’t feel severe pain. An early diagnosis will get you the treatment you need and help you in recovering financial compensation.

Your options for handling the marital home in divorce may depend on how the home is financed or titled, among other fact...
02/17/2024

Your options for handling the marital home in divorce may depend on how the home is financed or titled, among other factors. Before choosing any particular course of action, consider the long-term financial impacts.

One of the biggest decisions divorcing couples face is who gets the house in a divorce. Here's what to know about divorce and your mortgage.

Transferring retirement funds to a former spouse can have unintended tax consequences if done incorrectly, so the stakes...
02/14/2024

Transferring retirement funds to a former spouse can have unintended tax consequences if done incorrectly, so the stakes are high for getting it right.

Splitting 401(k) assets in a divorce can lead to unintended tax consequences, there are ways to avoid financial penalties.

How retirement accounts are divided in a divorce depends on factors such as the type of account and when it was establis...
02/09/2024

How retirement accounts are divided in a divorce depends on factors such as the type of account and when it was established. To safeguard your retirement interests, seek the advice of an experienced attorney and consult with them before finalizing any agreements with your spouse.

Data shows that divorce for Americans age 50 or older has surged in recent decades. So called 'gray divorce' presents un...
02/08/2024

Data shows that divorce for Americans age 50 or older has surged in recent decades. So called 'gray divorce' presents unique challenges, but with proper legal guidance, they can be effectively addressed.

The divorce rate has doubled since 1990 for Americans over 55. And in financial terms, few "gray divorcees" are better off.

If you slip and fall in a store, it's important to report the accident to a manager or employee, even if you don't think...
02/03/2024

If you slip and fall in a store, it's important to report the accident to a manager or employee, even if you don't think you were seriously hurt. The extent of your injuries is not always apparent immediately after an accident, and reporting your fall should produce documentation that could be helpful evidence in the event that you bring a personal injury claim.

For some couples, the beginning of a new year also brings separation or even divorce. Navigating the financial aspects o...
01/29/2024

For some couples, the beginning of a new year also brings separation or even divorce. Navigating the financial aspects of divorce can be challenging, but it's a crucial step towards building a secure and independent future.

Divorce can be stressful and challenging on many levels. These five moves can help with the financial transition.

As mortgage rates soared from historic lows during the pandemic to two-decade highs at the end of 2023, the question of ...
01/25/2024

As mortgage rates soared from historic lows during the pandemic to two-decade highs at the end of 2023, the question of who walks away with the lower rate in a divorce has increasingly become a source of tension.

Separating couples are turning to unconventional methods, including living in the basement, to keep their low mortgage rate.

Divorce is a challenging life event, but protecting your investments can mitigate the long-term financial heartache. By ...
01/22/2024

Divorce is a challenging life event, but protecting your investments can mitigate the long-term financial heartache. By taking a methodical and informed approach, you can navigate the complexities of asset division with confidence.

Navigate the complexities of divorce with confidence. Learn how to safeguard your investments and protect your financial future with our comprehensive guide.

If you and your spouse divorced in 2023, you will have to learn a new set of rules for paying taxes in 2024.
01/18/2024

If you and your spouse divorced in 2023, you will have to learn a new set of rules for paying taxes in 2024.

If you and your spouse divorced in 2023, you will have to learn a new set of rules for paying taxes in 2024.

If you're involved in a serious accident, it's important to seek and document medical care as soon as possible.Medical e...
01/16/2024

If you're involved in a serious accident, it's important to seek and document medical care as soon as possible.
Medical evidence is crucial to the success of personal injury claims, and prompt treatment can improve medical and legal outcomes.

Some assets appear to have equal values. Yet once you factor in taxes, they may not look so identical.
01/15/2024

Some assets appear to have equal values. Yet once you factor in taxes, they may not look so identical.

If you are considering divorce or are already in the midst of it, be aware that division-of-asset mistakes can result in unanticipated taxes.

A QDRO is a court order that judges use to split up certain types of retirement plans, like a 401(k), into two equal par...
01/11/2024

A QDRO is a court order that judges use to split up certain types of retirement plans, like a 401(k), into two equal parts for a divorcing couple. Not every retirement plan, however.

A qualified domestic relations order, or QDRO, is a term you don't need to know much about – unless you're headed for a divorce.

More and more couples are calling it quits on their long-term marriages, and this so-called “gray divorce” can throw ret...
01/08/2024

More and more couples are calling it quits on their long-term marriages, and this so-called “gray divorce” can throw retirement plans into disarray. But careful planning can mitigate the financial fallout, advisors say.

Follow these steps for a new financial plan.

Whatever student debt you brought into your marriage will still be yours if you divorce. But if you took on student loan...
01/04/2024

Whatever student debt you brought into your marriage will still be yours if you divorce. But if you took on student loans while you were married, it isn’t so simple.

Any student loans you had before you got married remain yours if you divorce. Any new or refinanced debt you took on while married can complicate a divorce.

Gray divorce can have unique financial challenges for women. But with planning and the right strategies, it's possible t...
01/01/2024

Gray divorce can have unique financial challenges for women. But with planning and the right strategies, it's possible to regain financial stability.

Despite unique financial challenges, it's possible to regain financial stability.

A recent study found that traumatic brain injuries (TBI) can have long-term effects, much like a chronic condition.
12/30/2023

A recent study found that traumatic brain injuries (TBI) can have long-term effects, much like a chronic condition.

US News is a recognized leader in college, grad school, hospital, mutual fund, and car rankings. Track elected officials, research health conditions, and find news you can use in politics, business, health, and education.

In divorce, your home is often the largest marital asset and, if mortgaged, often is encumbered with the largest marital...
12/29/2023

In divorce, your home is often the largest marital asset and, if mortgaged, often is encumbered with the largest marital liability. Understanding your mortgage agreement can be crucial in deciding how to handle your home in divorce.

Mortgage rates are higher than we've seen in decades. Assuming the marital home mortgage could be a viable option for those going through divorce and keeping the home.

When going through a divorce, it’s wise to get a comprehensive view of your assets, including copies of bank accounts, r...
12/26/2023

When going through a divorce, it’s wise to get a comprehensive view of your assets, including copies of bank accounts, retirement funds, and tax returns. If you know what you have before the divorce and what you’ll need afterward, financial divorce planning can save you at least a few difficult decisions in advance.

The divorce rate in the U.S. has declined since the 1980s, down from 50% to around 39%. However, you may need to prepare for it anyway. It can be financially devastating. Planning working with a financial advisor can minimize the … Continue reading ->The post How to Plan Your Finances for a Divorc...

Your marital status could affect Social Security benefits. Eligibility for spousal benefits and survivor benefits can de...
12/22/2023

Your marital status could affect Social Security benefits. Eligibility for spousal benefits and survivor benefits can depend how long you were married.

Before ending your marriage, you need to read this.

Facing divorce? The attorneys at Law Offices of Pastor and Pastor LLC are here to guide you through every step of the pr...
12/18/2023

Facing divorce? The attorneys at Law Offices of Pastor and Pastor LLC are here to guide you through every step of the process so that your rights and interests are protected. Visit our website to learn more.

Handling the separation of car insurance is often one of the final steps to a divorce. Get through this transition and h...
12/14/2023

Handling the separation of car insurance is often one of the final steps to a divorce. Get through this transition and hopefully you can start looking forward to a bright future very soon.

Separating car insurance after a divorce requires asking your insurance agent a few specific questions. Below, learn the important factors you need to consider when separating car insurance after a divorce.

When you’re hurt in any kind of accident that was the fault of someone else, you may be entitled to recover damages. Thi...
12/11/2023

When you’re hurt in any kind of accident that was the fault of someone else, you may be entitled to recover damages. This means compensation for your medical treatment, the wages you lost from being out of work and the pain and suffering that you endured. A personal injury lawyer from Law Offices of Pastor and Pastor LLC can advise you on how much money your case is worth.

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Woodbridge, NJ
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