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http://iowatrustedhomebuyers.com/

Iowa Trusted Home Buyers, West Des Moines, IA (2026)

09/21/2023

Installing new floors?

Trying to decide which TYPE of floors to install?

At Daylight Properties we’ve worked in real estate for quite some time. And naturally, we’ve had to make all sorts of decisions about properties… INCLUDING what types of floors to install to fit both budget and aesthetics.

Since there are a lot of options, we thought we’d drop by and give you some pointers.

Here’s a breakdown of the choices!

Laminate — Laminate flooring is sturdy and resists warping, as well as scuffs or scratches. Aesthetically, it can match almost any style. Cost is between $1 and $7 per square foot.

Hardwood — Hardwood flooring is beautiful, long-lasting, and can go with any decor. It’s susceptible to moisture, however, and costs as much as $14 per square foot.

Vinyl — Vinyl flooring is inexpensive and very resilient. It only costs $1 to $5 per square foot.

Bamboo — Bamboo flooring has similar beauty to hardwood flooring. It’s durable and made from a renewable source. It costs $3 to $8 per square foot.

Ceramic — Ceramic tiles are great for kitchens and bathrooms. They come in a lot of different colors and styles. Cost is between $1 to $20 per square foot.

Linoleum — Linoleum is an eco-friendly choice. It’s also very durable and comes in a lot of vibrant colors. Cost is between $2 to $5 per square foot.

Hope that helps!

And if you or anyone you know wants to sell a property for a fair cash price, give us a call at 515-236-7044. We can close in as little as two weeks and we’ll even pay all closing costs!

09/18/2023

Trying to figure out which types of doors to install in your house?

The good news is that there are a lot of options — dutch doors, french doors, bifold doors, hinged doors, sliding doors, pocket doors, and so on.

But the bad news is the same: there are A LOT of options… and so it’s hard to choose.

At Daylight Properties, we’ve been making real-estate-related decisions for quite a while now and, sometimes, those decisions have included which type of door to install in a property.

So we thought we’d pop by with some door-based advice.

Here’s a breakdown of the options based on door material!

Wood — Wood is the long-standing most popular choice for exterior doors, but some people are also using it indoors as well now. They’re easy to paint or tint, and they fit almost any style or decor. They’re also quite durable.

Steel — Steel doors are super durable and require very little upkeep to maintain. They also offer a modern aesthetic and are typically less expensive than wood doors.

Fiberglass — Like steel, fiberglass doors are super durable and require very little upkeep. They also provide good insulation and are resistant to dents. And they can be designed to match almost any aesthetic.

Aluminum — Aluminum doors are popular amongst people who want a modern aesthetic. They’re also very versatile and can be placed in different settings as well as work as exterior or interior doors.

Flush — Made from fiberboard or plywood, flush doors are very affordable and provide decent durability. They’re great for bathrooms or utility rooms.

Hope that helps!

And if you or someone you know wants to sell a property for a fair cash price, give us a call at 515-236-7044. We can make a fair cash offer within 48 hours, buy as-is, and close in as little as two weeks!

09/16/2023

Does your house need some repairs?

Well, as you probably guessed, repairing a home is either a good amount of work — if you do it yourself — or a good amount of money.

But just how much?

Well, at Daylight Properties, we’ve worked in real estate in Des Moines for quite some time… and we’ve learned a thing or two about home repair.

So, here’s an overview of the most common home repairs with our DIY score (1 is crazy difficult, 10 is super easy) and average cost if you’re going to hire a contractor.

Foundation Repair — Average Cost: $10,000, DIY Score: 2

Electrical Issues — Average Cost: $1,000, DIY Score: 1

Water Heater — Average Cost: $800, DIY Score: 4

Water Damage — Average Cost: $2,000, DIY Score: 4

Septic System — Average Cost: $2,000, DIY Score: 2

HVAC — Average Cost: $5,000, DIY Score: 5

Mold — Average Cost: $2,000, DIY Score: 7

Termites — Average Cost: $3,000, DIY Score: 1

Hope that helps give you an idea of what to expect.

And if you prefer to sell your home as-is for a fair cash price, give us a call at 515-236-7044. We can make you an offer within 48 hours and close in as little as two weeks. We’ll pay all closing costs!

09/12/2023

Want to lower your monthly HOA fees?

Homeowner Association (HOA) fees vary drastically from house to house, but the average is usually somewhere between $100 and $1,000 per month.

And while most people accept these fees at face value… There are some things that can be done to lower your monthly payments.

How is it done?

Here’s what we recommend!

Ask To See The Budget — It’s a homeowner’s right to review the HOA budget. Ask for a copy and review it. You can ask questions as they come up.

Review HOA Contracts — Many HOAs have outdated and overpriced contracts for the services they hire out for on behalf of homeowners. If possible, it’s worth reviewing and renegotiating these contracts (this is easier if you’re on the HOA board!).

Join The HOA Board — It might take a little extra time to get approved, but being on the HOA board will give you much more insight and control over the budget.

Find New Contractors — If you think that a contractor is overpriced, it’s worth finding a new contractor to lower costs.

Renegotiate Insurance — Insurance is a big part of HOA payments. Whenever your policy gets renewed, prepare to renegotiate terms with your carrier to lower your monthly payment, or investigate other insurance providers.

Property Management Fees — Property management is a large part of most HOA fees. How much is your HOA paying and is it a fair amount? It’s worth reviewing and it’s maybe worth renegotiating.

Hope that helps you lower your monthly HOA payments.

And if you want to sell a property as-is for cash, give us a call at 515-236-7044 — we can close in as little as two weeks and we’ll pay all closing costs!

09/07/2023

Refinancing your mortgage is a great way to benefit from the equity you’ve built and lower your monthly payment.

But there are also some drawbacks.

At Daylight Properties, we’ve worked in real estate in Des Moines for quite some time. And we’ve learned a thing or two about buying, selling, and yes… even refinancing homes.

So SHOULD YOU refinance your mortgage?

Here are some considerations…

Lower Payments — Perhaps the biggest benefit to refinancing a property (and why most homeowners do so) is because it saves them money on their monthly payments. But that’s only the case if there’s quite a bit of equity in the property.

Extra Interest — Keep in mind that by refinancing the mortgage, you might be adding on some extra years to your loan and thereby adding some extra interest that you’ll have to pay over the life of the loan.

Loan Term — When refinancing, the borrower chooses either a 15-year or a 30-year term. That decision will have a huge impact on the monthly payment.

Change Loan Type — You can also change the type of loan you’ve got (since you’re essentially getting a new loan). This can be beneficial if you’re opting for a loan with a lower interest rate.

Ultimately, the choice is yours. If you’re planning to live in the property for quite a while longer and you want to lower your monthly payment, it might not be such a bad idea.

Or if you want to sell your home for a fair cash price, give us a call at 515-236-7044 — we can buy as-is and we’ll even pay all closing costs!

09/07/2023

For many homeowners in Des Moines, the electrical bill is a sizable portion of their monthly expenses.

But with just a little bit of effort and forethought, anyone can reduce their power bill.

At Daylight Properties, we’ve worked in real estate in Des Moines for quite some time. And we’ve learned a lot about buying and selling real estate, renovating homes, working with real estate agents, and yes… even lowering the cost of utilities.

So we thought we’d stop by and offer some practical tips for reducing your monthly electric bill…

Add Insulation — The better insulated your home is, the less money you’ll need to spend to raise or lower the indoor temperature. So it’s a good idea to add insulation to your home or to at least check the existing insulation.

Replace Air Filter — The dirtier your air filter, the harder your AC unit has to work to pump clean air into your home… which means more power being used. So make sure to replace your air filter often!

Lower Water Heater Temp — Your water heater might be hotter than it needs to be… which is to say that it’s using more POWER than it needs to use. You can turn down the temp on your water heater to save some money.

Get a Programmable Thermostat — A programmable thermostat can help you save money on your power bill by allowing you to control exactly how much power you use to heat or cool your home, and when you use it.

Those are just a few ideas — there are a lot of ways to save money on your monthly power bill.

Hope that helps!

If you want to sell your home for a fair cash price, give us a call at 515-236-7044. We can close in as little as two weeks and we’ll pay all closing costs!

09/07/2023

Is your real estate agent doing everything that they SHOULD be doing?

Unless you’re a real estate expert, it’s hard to know if the real estate agent you hired to help you sell your home is doing everything they’re supposed to be doing — are they working hard to help you? Or are they just catching a free ride to a commission check?

At Daylight Properties, we’ve bought and sold a lot of properties — and worked with a lot of real estate agents, for that matter.

We thought it might be helpful to list out some of the things one should expect a real estate agent to help with when selling a home… and if they’re not doing these things, then you might want to find a new agent…

Make Informed Suggestions — A real estate agent should be capable of making informed suggestions about pricing, staging, listing, and marketing the home. If they seem unsure about their suggestions, steer clear.

List & Market The Home — Think of the real estate agent as your personal salesperson who will help you sell your home. They should create an awesome listing of your property and market the home as well (open houses, showings, etc).

Negotiate — The real estate agent should also negotiate on your behalf (as well as offer negotiation suggestions) once you’ve got an offer.

Paperwork — And the real estate agent should take care of all the paperwork necessary to close your home. They should be your go-to resource for figuring out the next steps.

Hope that helps!

If you want to skip using a real estate agent altogether, then give us a call at 515-236-7044 — we can make you a fair cash offer on your home and buy as-is!

09/07/2023

Thinking of buying a new house but wondering if you can get approved for a mortgage payment?

The good news is that there are a LOT of different types of home loans for many different types of homebuyers.

And there will likely be something that works for you, too.

Either way, we thought it might be helpful to give you an overview of what factors into whether you’re able to get approved for a mortgage or not.

Here’s some stuff to keep in mind!

Down Payment Size — The larger your down payment, the easier it’ll be to get a loan and the better interest rate you’ll get. A 20% down payment is ideal but less than that is possible with different types of loans.

Credit History — Unsurprisingly, lenders will also look at your credit history. They usually look at FICO scores to determine your eligibility and interest rates.

Work History — Lenders want to make sure that borrowers can afford to make monthly payments… and so they also want to see a consistent and reliable work history.

Debt-To-Income Ratio — The debt-to-income ratio examines how much of your income is going toward paying off debt. Generally speaking, lenders try to avoid lending money to applicants above 43% DTI.

Type Of Loan — There are many different types of loans for many different budgets and types of homebuyers. So make sure to ask the lender about all your options before making a decision.

Hope that helps!

If you need to sell a property, give us a call at 515-236-7044 — we can make you a fair cash offer, buy as-is, and close in as little as two weeks!

09/06/2023

Selling your home?

To most people — buyers and real estate agents, for instance — your home is just a commodity… it’s a “product” that can make them some money (real estate agent) or fulfill a need (buyers).

For YOU, though, it’s probably something more.

It’s your home — the place you’ve lived for quite some time, the place where you made memories and spent time with family.

That’s why selling a home can be so emotionally taxing.

At Daylight Properties, we’ve helped a lot of people sell their homes and so we fully understand the challenging and confusing emotions that are sometimes involved.

So here are some tips for emotionally preparing to sell your home…

Redefine “Home” — It’s been said that “home is where the heart is”. Selling the property doesn’t mean you’re going to lose all the wonderful memories made in that house. The memories are special because of the people, not the place.

Think Of The Positives — When one door closes, another opens. What opportunities is selling your home going to provide? What good things are going to come from selling? Focus on the positives as much as possible.

Work With Someone Who You Can Trust — Whether you’re working with a real estate agent or a professional home buyer (like us at Daylight Properties), make sure you can trust those people and that they’re not trying to hurry you along.

Keep Things You Love — You might be getting rid of your home. But that doesn’t mean you need to get rid of other things you love. Try focusing on all the things you get to keep.

Hope that helps!

And if you want to skip the traditional home selling process headaches, give us a call at 515-236-7044 and we’ll make you a no-obligation cash offer!

09/06/2023

If you’re selling a house for the first time (or heck… even for the second or third time), then you’re probably wondering what paperwork is required to sell your home.

That’s a common question we get at Daylight Properties, where we’ve worked for many years in Des Moines buying and selling real estate.

And since we’ve got a good bit of experience, we thought we’d help.

Here is the main paperwork you’ll need to worry about when selling your home.

BEFORE LISTING
- Home Appraisal (from when you purchased the home)
- Mortgage and Financing Documents
- Deed
- Original Sales Contract (from when you purchased the home)
- Property Survey (if applicable)
- Certificate of Occupancy (if applicable)
- Tax Records
- HOA Documents (if applicable)

DURING LISTING
- Listing Agreement (if using a real estate agent)
- Market Analysis & Marketing Materials (often done by real estate agent)
- Easement Agreements (if applicable)
- Statutory Disclosure Forms

ACCEPTING OFFER
- Purchase Offer (made by potential buyer and/or their real estate agent)
- Final Purchase & Sale Agreement (when offer is accepted)
- Affidavit of Title
- Transfer Tax Declarations
- Estimated Closing Statement

CLOSING
- Deed To Home
- Release of Mortgage Lien
- Title Report
- Title Insurance
- Warranty & Maintenance Receipts
- Bill of Sale

We know that’s a lot of paperwork… but selling a home isn’t a walk in the park — there are a lot of moving parts to keep in mind.

You can get more details on each document by searching in Google.

And if you want to skip the hassle of selling your home the traditional way, give us a call at 515-236-7044 and we’ll make you a fair cash offer!

09/06/2023

When you’re selling your home without a real estate agent… you are responsible for marketing your home, showing your home, and selling your home.

And while all three of those things have challenges, we wanted to take a moment to talk about showing your home.

At Daylight Properties, we’ve been buying and selling homes for a long time in Des Moines — and we’re always happy to share advice with buyers and sellers in the area.

So if you’re going the FSBO route, here are some tips for showing your home to sellers!

Depersonalize & Declutter — Buyers want to imagine living in the house. And if the home is cluttered or filled with your personal belongings, that can make it a little hard for the buyer to daydream. So depersonalize and declutter the home before showing it!

Remember Curb Appeal — First impressions are important. And the first time buyers are going to see your property is from the curb. Is the lawn trimmed? Is the exterior clean and uncluttered?

Take Your Time — When showing your home, there’s no need to be in a hurry. Take your time and go at the buyer’s pace. Answer their questions, offer them some iced tea or coffee, and allow them to peruse.

Give The Buyers Space — Being right next to the buyers during the entire showing can make it a little uncomfortable for them to discuss the property. So it’s good form to excuse yourself for a few minutes in the middle of the showing to attend to something so that the buyers can talk about the home without you being right there.

Hope that helps!

If you want to sell your home as-is for cash, give us a call at 515-236-7044. We can make you a no-obligation cash offer within 48 hours and you can pick the closing date!

08/14/2023

How do you determine the value of your home as a FSBO seller?

More importantly, how do you set the sale price for your home to a value that is both appealing to the current market AND to you as the seller?

At Daylight Properties, we’ve bought and sold a lot of properties in Des Moines — and here’s some advice for setting the initial (remember: it can always be changed later!) sale price for your property based on our own experience!

Calculate “After Repair Value” — The first thing you should do is determine the “true value” of your home. This means going to Zillow and looking at the sales price of homes similar (in size, number of bedrooms, quality, and location) to yours that have sold within the last 3-6 months. Those numbers will give you a good baseline number to start with.

Consider Unique Elements — Next you’ll need to consider elements unique to your property in both the negative and positive. Does your home have outdated appliances? Does it need repairs? Or is it in pristine condition? Outdated appliances and repairs will put your home value further from the “After Repair Value” you calculated… and a pristine home will be worth more.

Determine Your Timeline — How quickly do you need to sell? This will be a huge factor in determining your listing price. If you need to sell quickly, then opt for a lower listing price. If you have time to blow, then you might even price a little above market value.

Set Your Price — Don’t overthink it! After you’ve done the above, set a price that you’re happy with and that you think will be appealing to sellers. You can always change your price later if the home isn’t selling or if a bidding war begins!

Hope that helps!

And if you want to skip the headache and sell your house as-is for a fair cash price, give us a call at 515-236-7044. We can close within two weeks and we’ll even pay all closing costs!

Iowa Trusted Home Buyers

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Monday	9am - 8pm
Tuesday	9am - 8pm
Wednesday	9am - 8pm
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Friday	9am - 8pm
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