10/15/2026
No property? You may not need a living trust. But that doesn’t automatically mean you don’t need one either.
If you have minor children, a loved one with special needs, or assets like life insurance, retirement accounts or investments, a trust can still play an important role in how those assets are handled.
On the other hand, if your children are adults, your beneficiary designations are properly coordinated and your situation is relatively simple, a trust may not be necessary right now.
That’s the point of good estate planning. It’s not about selling everyone the same plan. It’s figuring out what actually makes sense for your family, assets and goals.
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