Juliano Financial Solutions

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Juliano Financial Solutions Helping individuals, families, and small businesses reduce stress through financial coaching and convenient mobile notary services. Based in Waterloo, IL.

🖊️ Notary Tip Tuesday: WitnessesDoes every notarization require witnesses?Nope!A notary and a document witness aren't au...
10/20/2026

🖊️ Notary Tip Tuesday: Witnesses
Does every notarization require witnesses?
Nope!
A notary and a document witness aren't automatically the same thing, and not every notarization requires additional witnesses. If your document does require witnesses, that's something we want to know before the appointment—not when everyone is sitting at the table ready to sign.
Before your appointment:
✔️ Review the document for witness instructions
✔️ Check with the person or organization that provided the document if you're unsure
✔️ Let me know ahead of time if witnesses are required
Need witnesses? Depending on the appointment, I may be able to help coordinate witnesses with enough advance notice. Additional fees may apply, so let me know when scheduling and we can discuss availability and any associated costs.
As your notary, I can perform the notarial act, but I can't decide for you whether your document legally requires witnesses. A little preparation beforehand can make the entire appointment go much more smoothly. 🖊️

📍 Mobile Notary serving Monroe, Randolph & St. Clair Counties in Illinois

💰 Money MondaySometimes the budget isn't where the conversation needs to start. When couples want to get their finances ...
10/19/2026

💰 Money Monday

Sometimes the budget isn't where the conversation needs to start. When couples want to get their finances organized, it's easy to think the first step is sitting down and creating a budget. But sometimes there are a few conversations that need to happen first.

What does financial security mean to each of you?
What are your priorities?
How do you each feel about spending, saving, and debt?
Who handles the bills now—and does that arrangement actually work for both of you?
What financial goals are you working toward together?

If you skip those conversations and jump straight into the numbers, you may find yourselves arguing about $200 in a budget category when the real disagreement isn't about the $200 at all. The numbers matter. But understanding the “why” behind the numbers can make it a whole lot easier to build a financial plan together.

❤️ That's a big part of why I've been rebuilding Marriage & Money to focus on the conversations that come before the budget—not just the budget itself. More coming soon.

💰 Juliano Financial Solutions
Reducing Stress by Helping People Get Organized

💍 Money & Marriage is officially OPEN FOR ENROLLMENT! 🎉After weeks of rebuilding, refining, and putting a lot of thought...
10/17/2026

💍 Money & Marriage is officially OPEN FOR ENROLLMENT! 🎉

After weeks of rebuilding, refining, and putting a lot of thought into every detail, I'm excited to officially introduce the redesigned Money & Marriage coaching program through Juliano Financial Solutions!

Money conversations aren't always easy. Every person brings different experiences, habits, and expectations into a relationship, and learning how to navigate those differences together can make a big difference.

That's why Money & Marriage is about more than just creating a budget.

This 8-session financial coaching program helps couples:

💬 Understand each other's money history and mindset

❤️ Improve financial communication and align expectations

🎯 Identify shared financial goals and priorities

💰 Work through spending, saving, and debt

📊 Build a realistic household budget and develop a money management system that works for both partners

Whether you're engaged, newly married, or have been together for years, this program is designed to help you build a stronger financial future together.

Enrollment is now open!

🔗 Explore the program and enrollment options:
https://www.julianofinancialsolutions.com/financialcoaching

💰 FAQ Friday: Do I Work With Couples?YES!Money affects so many parts of a relationship, but that doesn't mean two people...
10/16/2026

💰 FAQ Friday: Do I Work With Couples?
YES!
Money affects so many parts of a relationship, but that doesn't mean two people are automatically going to approach money the same way. You may have different:
💵 Spending habits
💰 Saving priorities
🎯 Financial goals
📋 Ways of managing the bills
💭 Experiences with money growing up

And that's okay. Financial coaching can give you a place to talk through those differences, understand what's important to each of you, and start creating a plan that works for your household—not someone else's. You don't have to agree on everything.

But you do need to be able to talk about it together. ❤️

📂 Organization Thursday: Digital FilingBe honest...is your computer basically a digital junk drawer? Downloads everywher...
10/15/2026

📂 Organization Thursday: Digital Filing

Be honest...is your computer basically a digital junk drawer? Downloads everywhere. Files named “Document (12).” Receipts saved somewhere...you think. And folders you haven't opened since 2022.

Digital organization doesn't have to be complicated. The goal is simply to create a system that makes it easy to save something now and find it again later. A few simple habits can make a huge difference:
✔️ Create folders for the major areas of your life or business
✔️ Use file names that actually tell you what's inside
✔️ File downloads instead of letting them pile up
✔️ Periodically delete duplicates and things you no longer need

You don't need the perfect filing system. You just need one that makes sense to you and that you'll actually use.

❤️ Behind the Business Wednesday: It's Almost Here!For the past several weeks, I've been spending a LOT of time behind t...
10/14/2026

❤️ Behind the Business Wednesday: It's Almost Here!

For the past several weeks, I've been spending a LOT of time behind the scenes working on something that's very important to me.

Some of you may remember me mentioning that I was rebuilding my Marriage & Money financial coaching program.

Well...last night, I officially finished everything needed to get it ready for launch! 🎉

And let me tell you, this was MUCH more than updating a few worksheets.

I went back through the entire program, reflected on what I'd learned from working with couples, and rebuilt the sessions, assessments, presentations, resources, and processes from the ground up.

Why?

Because I believe that managing money together starts with understanding each other—not just creating a budget.

Marriage & Money is designed to help couples understand their different experiences with money, have meaningful conversations, and work toward shared financial goals.

There are still a few little things on my to-do list (because let's be honest, there always are!), but the program is ready.

And I'm pretty excited about that.

🎉 Marriage & Money officially launches Saturday, October 17!

Stay tuned!

🖊️ Notary Tip Tuesday: Can I Notarize a Copy?This is one of those questions where my answer is going to be:“What exactly...
10/13/2026

🖊️ Notary Tip Tuesday: Can I Notarize a Copy?

This is one of those questions where my answer is going to be:
“What exactly do you need notarized?”

When someone asks me to “notarize a copy,” they may actually need a signature on a statement or affidavit notarized, a particular type of copy certification, or a certified copy issued by the agency that maintains the original record. Those aren't necessarily the same thing.

Before making a copy and assuming a notary stamp is all you need, check the instructions from the person or organization requesting the document. And if you're not sure what they're asking for, find out exactly what they require before your notary appointment.

📍 Mobile Notary serving Monroe, Randolph & St. Clair Counties in Illinois

💰 Money MondayYou and your partner didn't learn about money in the same house.It sounds obvious, but it's something we d...
10/12/2026

💰 Money Monday

You and your partner didn't learn about money in the same house.

It sounds obvious, but it's something we don't always think about when we start combining our lives—and our finances—with someone else. Maybe money was talked about openly in your family. Maybe it was something no one discussed. Maybe you watched your parents stretch every dollar. Maybe money was rarely a source of stress. Maybe you learned to save because having money set aside makes you feel secure. Your partner may be more comfortable spending money now and figuring out the rest later.

Those experiences follow us into adulthood, and they can influence how we think about spending, saving, debt, security, and even what it means to be “good with money.” That doesn't automatically make one person's approach right and the other's wrong. Sometimes, before you can figure out how you want to handle money together, it helps to understand why each of you handles money the way you do.

❤️ This is one of the conversations at the heart of the work I've been doing on Marriage & Money. More on that soon.

💰 Juliano Financial Solutions
Reducing Stress by Helping People Get Organized

❓ FAQ Friday: Do I Travel for Notary Appointments?YES! 🖊️🚗That’s the whole idea behind offering mobile notary services —...
10/09/2026

❓ FAQ Friday: Do I Travel for Notary Appointments?
YES! 🖊️🚗
That’s the whole idea behind offering mobile notary services — I come to you.
Appointments can take place at your:
🏠 Home
🏢 Office
🏥 Hospital
🏡 Nursing home or assisted living facility
📍 Or another mutually agreed-upon location

Sometimes getting to a notary is inconvenient. And sometimes, because of health, mobility, work schedules, or other circumstances, it can be downright difficult.
Mobile notary service brings the notary to you, helping make one more thing a little easier.

📍 Serving Monroe, Randolph & St. Clair Counties in Illinois
📅 By appointment

📂 Organization Thursday: Financial PaperworkFinancial paperwork has a way of piling up fast. Bank statements. Receipts. ...
10/08/2026

📂 Organization Thursday: Financial Paperwork

Financial paperwork has a way of piling up fast. Bank statements. Receipts. Insurance documents. Tax paperwork. Loan information. And that random stack of papers you’re keeping because you’re pretty sure you might need them someday.

Getting organized doesn’t mean keeping everything. A good system helps you know:
✔️ What you actually need to keep
✔️ Where to keep it
✔️ When you can finally let it go

Paper or digital—the best system is the one that makes it easy to find what you need when you need it.

A little organization now can save a whole lot of stress later.

Address

Waterloo, IL
62298

Opening Hours

Monday 5pm - 8pm
Wednesday 5pm - 8pm
Friday 5pm - 8pm
Saturday 9am - 5pm
Sunday 12pm - 6pm

Telephone

+16185109223

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