02/25/2023
On today's episode of "FML Friday," - and, by FML I mean Figure My Liability, obvi - I want to tell you about Jackie.
Jackie spent a LOT of time trying different hair and makeup techniques in her teens, so she got pretty good at it. Later on, after she had kids, she built a nice side hustle booking hair and makeup sessions for weddings, proms, special events ... nothing official of course, but it was fun, she was good at it, and the extra cash was nice.
Recently Jackie helped several sweet girls with hair and makeup for their school's Winter Formal. However, at some point in the evening, one of the girl's face had badly broken out into some type of rash. Thankfully, it was determined to be a simple and temporary skin irritation that cleared up quickly.
Ultimately, the origins of the rash and skin irritation were suspected to be related to a product or a combination of products that Jackie had used earlier that day while doing her makeup. So the girl's parents decided to sue Jackie for negligence.
It's FML Friday for Jackie, so let's Figure Her Liability.
Whether or not the rash was actually caused by any of Jackie's products is irrelevant. The court will make that determination. What's important in Jackie's situation is WHAT the court decides.
Since her hair and makeup hustle isn't anything "official," Jackie is acting as a sole proprietor, meaning she is using her personal identity for the business, and THAT means that under the law, and she is personally responsible for the business's debts and actions.
So if the court finds her liable, any monetary damages (including the costs of the lawsuit itself) will become a PERSONAL financial responsibility for Jackie ... AND her husband (even though he doesn't know a lash extension from an extension cord, but hey for better or worse, right?)
Jackie certainly wasn't TRYING to find any trouble, she was just doing her thing, yet it could be devastating for her entire family.
You guys. It is NOT complicated OR costly to get your business "officially official;" most people simply don't really know how it works.
We know. Let us help you. Don't be Jackie.
Virtual, Affordable, Convenient, Simple.