The Short Sold

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Sterling, VA
The Short Sold

Behind on payments? Not able to pay your mortgage? Consider a flexible Short Sale with options!

05/08/2024

As a realtor, I've seen many stories unfold in the homes I've helped sell. But none touched my heart like the journey of this client, who tragically lost his wife and faced the threat of foreclosure. Together, we fought to keep their home, preserving his late wife's memory. Through a short sale, we found a way to honor their love and preserve their sanctuary. It's moments like these that remind me why I do what I do.

Como agente de bienes raíces, he visto muchas historias desarrollarse en las casas que ayudé a vender. Pero ninguna tocó mi corazón como el viaje de este cliente, que perdió trágicamente a su esposa y enfrentó la amenaza de una ejecución hipotecaria. Juntos, luchamos para conservar su hogar, preservando la memoria de su difunta esposa. A través de una venta corta, encontramos una manera de honrar su amor y preservar su santuario. Son momentos como estos los que me recuerdan por qué hago lo que hago.

09/15/2023

Foreclosure Notice⁉️

09/14/2023

Short Sale FEES 🏦 💵 ?

09/09/2023

My why!

01/17/2023

How does a short sale work?

A short sale occurs when the mortgage lender agrees to accept less than the full amount owed as full payment on the mortgage. It is often used instead of foreclosure when the borrower can't afford to keep making mortgage payments and the value of the property is less than the amount still owed on the mortgage. With the lender's permission, a short sale lets the borrower sell the property and pay off the outstanding mortgage balance in full. This way, the borrower can avoid foreclosure, which could hurt their credit score more.

The borrower usually works with a real estate agent to list and sell the property in a short sale. The lender must also agree to the sale, and the money from the sale is used to pay off the remaining balance on the mortgage. The lender may also ask the borrower to pay extra fees or closing costs.

It's important to remember that a short sale can hurt the borrower's credit score and may not always be the best choice. It's always best to talk to a professional and think about all of your options.

01/17/2023

When is a short sale preferable to a foreclosure?

A short sale occurs when a lender agrees to accept less than the entire amount owed on the mortgage as full payment. When a borrower doesn't pay their mortgage and the lender takes possession of the property, this is called foreclosure. A short sale may be preferable to foreclosure in the following circumstances:
* Negative equity: When the borrower owes more on the mortgage than the property is worth, a short sale may be a better option because it allows the borrower to sell the property while avoiding foreclosure, which can have a greater negative impact on credit.
*Avoid Foreclosure: A short sale lets the borrower avoid foreclosure, which can hurt the borrower's credit score even more and can be expensive and time-consuming for the lender.
* Less Expensive: In general, a short sale is less expensive for the lender than a foreclosure, which can involve legal fees and other costs.
* Tax Consequences: In some cases, a short sale may result in less severe tax consequences for the borrower than a foreclosure.
It is important to note that a short sale is not always a viable option, and the best option will depend on the borrower's and lender's specific situations. It is always a good idea to consult with a professional and consider all available options.

Address

12332 Towncenter Plz
Sterling, VA
20164

Website

http://TheShortSold.com/

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🏡 Facing challenges with mortgage payments? We understand it's a tough time. If you're at risk of foreclosure or experiencing financial hardship, there are alternatives available. Reach out to your mortgage company for guidance on foreclosure prevention options. Your home is important, and there may be solutions tailored to your situation. Remember, you're not alone – seeking help is a proactive step toward a brighter financial future. #ForeclosurePrevention #HomeownersHelp #FinancialGuidance

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