09/10/2026
Closing day feels like the finish line, but the protection you just paid for is only getting started.
Your deed goes on file with the county, which is the official record showing the home belongs to you. And your title insurance starts working. Homeowners insurance covers the house if something happens to it. Title insurance covers your right to the house itself, and it never runs out as long as you own it.
If you got a mortgage, this one's worth asking about. Your lender required a policy that protects the lender. The owner's policy is the one that protects you, and it stays in place for your family too.
Got a question? We'd rather answer it now than later. 813-841-6500 💙