Make sure to read this if you're currently facing foreclosure or about to be behind on your home loan payments. When it comes to putting up a defense to stop the foreclosure process, we'll help you understand all of your options. There isn't any one option that works for all situations, so we'll cover all of them whether it be looking into a loan modification, putting together a reinstatement plan
, or looking into doing some type of forbearance agreement. Some of the most common options available will be:
1. Attempt to negotiate a reinstatement of your mortgage with the lender.
2. Filing for bankruptcy. We will not be able to help you with this process, but can help you understand if this is the best path for you.
3. Selling the property might be an option, although that's the last case scenario.
4. One that is really not an option, but without proper defense, you can always turn the property over to the mortgage company and be penalized with extra fees to make matters worse.
5. We can use the techniques that have been proven to work against the mortgage company, which happens to be the best reason to call. We don't have any type of fee for this consultation and we'll lay out the facts for you even if you don't decide to hire us.
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