Montenegro Group Real Estate

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Montenegro Group Real Estate • Residential | Commercial | Investments • We Represent ONLY The Best Homes, Buildings & Clients Our latest listing sold for $40,000 above asking price.

Specialties
Buyer's agent
Listing agent
Short-Sale
Commercial R.E. Property Management

CALIFORNIA'S HARDEST WORKING REAL ESTATE BROKERAGE - We Represent ONLY The Best Homes, Buildings & Clients

• Residential | Commercial | Investments •

OUR MISSION STATEMENT: To consistently being California's Hardest Working Real Estate Brokerage truly focused on it's Listings and Clients; always about you and never about us. OUR GUARANTEE IS YOUR NO RISK:

SELLER GUARANTEE -

YOUR HOME SOLD GUARANTEED OR I'LL BUY IT* To discuss the sale of your home, call Jay at 619-333-5783 and start packing! BUYER GUARANTEE -

WE GUARANTEE YOU $6000 IN SAVINGS OR WE WILL GIVE YOU $1000*

To discuss the purchase of your dream home, call Jay at 619-333-5783 and start packing! BUYER AND SELLER SUPER CHARGE LIGHTING GUARANTEE -

Whether you are Buying or Selling, our team, at Montenegro Group Real Estate, only asks for 14 days. If we do not find you a home or sell your home within 14 days; our clients have the option to cancel their contract - No questions asked.

3 BIG REASONS TO CALL JAY'S TEAM TO SELL YOUR HOME:

1.) WE HAVE BUYERS IN WAITING
We have 308 buyers in our database looking for a home in the area. It is likely that the buyer for your home is already in my database - Your home may already be sold!

2.) YOUR HOME WILL SELL 2.5 TIMES FASTER
We sell our clients homes on average in only 14 days while the average area agent sells theirs in 35 days.

3.) YOUR HOME WILL SELL FOR MORE
Not only do we sell our clients homes faster than average area agent, your home is more likely to sell above asking price.

The thing nobody says about waiting for lower rates.If rates drop one point, the same $4,154 payment borrows about $664,...
10/15/2026

The thing nobody says about waiting for lower rates.
If rates drop one point, the same $4,154 payment borrows about $664,000 instead of $600,000. That’s roughly 10% more house.
Sounds great, until you remember every other buyer gets that same 10% at the same time.
What do you think happens to prices? Tell me below.
Real Estate Math #6. Follow for a new one every day.

Why real estate builds wealth faster than most people expect: leverage.$70,000 down on a $700,000 home. If it grows 3% a...
10/13/2026

Why real estate builds wealth faster than most people expect: leverage.

$70,000 down on a $700,000 home. If it grows 3% a year, it’s worth about $940,000 in 10 years. Your $70,000 controlled the whole $700,000.

Before interest, taxes, and selling costs, and values can fall too. But this is the math most renters never see.

Save this and send it to the friend who keeps saying “someday.”

Real Estate Math #5. Follow for a new one every day.

Same house. 3x the property tax.Your neighbor might pay a third of your property tax. For the same house.In California, ...
10/12/2026

Same house. 3x the property tax.

Your neighbor might pay a third of your property tax. For the same house.
In California, Prop 13 taxes your home on what you paid, not what it’s worth, and caps increases at 2% a year until you sell.
Bought for $200,000 in 1990? Taxed on about $408,000 today. Bought the same house for $1.2 million today? Taxed on $1.2 million.
Tag a California homeowner who needs to see this.
Real Estate Math #4. Follow for a new one every day.

Save this before you open Zillow again. The fastest mortgage math you’ll ever learn: $692.That’s what every $100,000 you...
10/11/2026

Save this before you open Zillow again.

The fastest mortgage math you’ll ever learn: $692.

That’s what every $100,000 you borrow costs per month at

7.4% on a 30-year fixed. Multiply it out and you know your

payment in 5 seconds.

$500,000 loan is about $3,460. $700,000 is about $4,850.

Property tax and insurance come on top.

Save this for your next house search. Send it to someone who’s

looking.

Real Estate Math #3. Follow for a new one every day.

$214,000 a year. That’s what it takes to buy a $750,000 home in Southern California right now.20% down is $150,000. The ...
10/09/2026

$214,000 a year. That’s what it takes to buy a $750,000 home in Southern California right now.

20% down is $150,000. The payment at 7.4% is $4,154. Add tax and insurance and you’re near $5,000 a month.

That number is why so many people feel stuck. Knowing it is also how you start planning around it.
What number would you need to see before you’d buy? Tell me below.

Real Estate Math #2. Follow for a new one every day.

Start here: real estate math nobody shows youNew here? Start with this 👇I’m Jay, a broker in Southern California. Every ...
10/08/2026

Start here: real estate math nobody shows you

New here? Start with this 👇

I’m Jay, a broker in Southern California. Every day I post one piece of real estate math nobody shows you: what your rent really costs, what it takes to buy here, and how to make the numbers work in any market.

Renting and wondering if you’ll ever own? Follow along.

What should I break down next? Drop it in the comments 👇

Waiting for the right time has a price tag. $180,000.That’s 5 years of rent at $3,000 a month. A full down payment, paid...
10/08/2026

Waiting for the right time has a price tag. $180,000.

That’s 5 years of rent at $3,000 a month. A full down payment, paid to someone else.

I’m not saying buy tomorrow. I’m saying know what waiting costs before you decide to.

How many years have you been waiting? Drop the number below.

Real Estate Math #1. Follow for a new one every day.

A fixed mortgage is the only bill in America that inflation makes smaller.Inflation is coming for everything you pay. Ex...
10/08/2026

A fixed mortgage is the only bill in America that inflation makes smaller.

Inflation is coming for everything you pay. Except one thing.

Your groceries go up. Your insurance goes up. Your rent goes up every single year.

But a fixed mortgage payment of $4,000 today is still $4,000 in 30 years. Same number, while everything around it doubles.

That $4,000 rent? At 3% a year, it's $9,700.

So which bill do you want for the next 30 years?

Comment FIXED or RENT 👇

You’re paying for a house either way. Might as well be yours.
10/07/2026

You’re paying for a house either way. Might as well be yours.

Address

San Diego, CA

Opening Hours

Monday 8am - 5:15pm
Tuesday 8am - 5:15pm
Wednesday 8am - 5:15pm
Thursday 8am - 5:15pm
Friday 8am - 5:15pm
Saturday 10am - 1pm

Telephone

+16193335783

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