Sandi Dabb Realtor

08/25/2026

Congratulations to all the top producers! Yea, I’m tooting my own horn. It’s hard work and I love it! ❤️❤️

Who’s next? 😉

08/18/2026

https://www.facebook.com/share/p/1DHUNTidUL/

Welcome to Highlands at Mayfield Ranch! This beautifully ...

08/18/2026

https://www.facebook.com/share/p/1BzfGGyuNW/

Rare opportunity to own 7.309 unrestricted acres of raw A...

08/18/2026

https://www.facebook.com/share/p/1LUYXz4cto/

Discover this thoughtfully updated 2,061 sq ft home in th...

05/30/2026

You should totally move! And I will help you find your new home ❤️ 🏡

05/22/2026

Hehe! I love this. Try it! Chat prompt in the comments

05/18/2026

We are in a buyers market NOW!
Understanding a Buyer's Market: What It Means for You

05/16/2026

💰 WHAT DOES A $400K HOME REALLY COST PER MONTH?

Let’s break it down with REAL numbers 👇

🏡 Purchase Price: $400,000
📉 Interest Rate: 5.38%
📊 Property Taxes (2.25%): $750/mo
🛡️ Estimated Insurance: $150/mo

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🔹 OPTION 1: 3.5% DOWN
Down Payment: $14,000
Loan Amount: $386,000

➡️ Principal & Interest: ~$2,161/mo
➡️ Taxes + Insurance: $900/mo

✅ TOTAL PAYMENT: ~$3,061/mo

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🔹 OPTION 2: 20% DOWN
Down Payment: $80,000
Loan Amount: $320,000

➡️ Principal & Interest: ~$1,792/mo
➡️ Taxes + Insurance: $900/mo

✅ TOTAL PAYMENT: ~$2,692/mo

💡 Difference: About $369/month less with 20% down

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🔹 OPTION 3: 3.5% DOWN + BUY DOWN RATE 1%
New Rate: ~4.38%
Estimated Cost to Buy Down Rate: ~$3,800–$4,000

Loan Amount: $386,000

➡️ Principal & Interest: ~$1,930/mo
➡️ Taxes + Insurance: $900/mo

✅ TOTAL PAYMENT: ~$2,830/mo

💡 Savings vs original 3.5% down:
👉 About $230/month lower payment

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🔥 THE TAKEAWAY:

You don’t always need 20% down to improve your payment.
Sometimes a small upfront investment (rate buy-down) can make a BIG monthly difference.

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Curious what YOUR numbers look like?
Let’s run them together.






Sandi Dabb Realtor
JPAR Real Estate
Central Texas
(801) 577-5740 cell

05/16/2026

Luxury Lakeway Living: Standalone Home in Exclusive Condo Community

Sandi Dabb Realtor
JPAR Real Estate
Central Texas
801-577-5740