08/26/2026
Don't let the dust gather on your estate plan.
We often hear people say, “I have an estate plan. I’m good!”
But when was the last time you actually looked at it?
So, what does “review your estate plan regularly” really mean?
We suggest two simple rules:
1. Review it whenever there's a major life change.
Marriage. Divorce. Birth of a child or grandchild. Death of a beneficiary. A significant change in your assets. A move to another state. A change in the people you've named to serve.
2. If nothing major has changed, use the “5 or 0” rule.
Make it a point to review your estate plan when you have a birthday ending in 5 or 0—45, 50, 55, 60, 65, 70, and so on.
It gives you an easy reminder without having to wonder, “When am I supposed to review this again?”
Your estate plan should reflect your current family, current assets, and current wishes.
Don't let a beautifully prepared plan become an outdated plan.
Put a reminder on the calendar—and keep your plan working for your family.