09/08/2026
The updated Affidavit of Support now includes language allowing USCIS to obtain information from consumer reporting agencies.
That can include information from your credit report.
But here’s the important part: USCIS has not told us what credit information will matter, how it will be weighed, or whether there is any particular score that creates a problem.
So no, this does NOT mean that having less-than-perfect credit automatically prevents you from sponsoring someone.
It does mean there’s a new piece of the I-864 process we need to be watching closely.
And if you have a credit or security freeze in place, pay particular attention. USCIS has warned that it could interfere with its ability to obtain the information it requests.
Save or share this with someone preparing a family-based green card case.
General information only, not legal advice.